Cálculo de intereses
Ahorrando S/ 740,276
Veamos que pasaría si Usted ahorrara 740,276 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 740,276.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,456.94 | S/ 17,010.48 | S/ 25,661.75 | S/ 34,411.84 | S/ 774,687.84 |
| 8.50% | S/ 15,252.51 | S/ 30,819.28 | S/ 46,706.78 | S/ 62,921.63 | S/ 803,197.63 |
| 8.00% | S/ 14,380.60 | S/ 29,040.56 | S/ 43,985.30 | S/ 59,220.36 | S/ 799,496.36 |
| 7.10% | S/ 12,803.51 | S/ 25,828.46 | S/ 39,078.68 | S/ 52,558.07 | S/ 792,834.07 |
| 7.00% | S/ 12,627.66 | S/ 25,470.72 | S/ 38,532.86 | S/ 51,817.82 | S/ 792,093.82 |
| 6.50% | S/ 11,746.58 | S/ 23,679.55 | S/ 35,801.87 | S/ 48,116.55 | S/ 788,392.55 |
| 6.10% | S/ 11,039.48 | S/ 22,243.58 | S/ 33,614.77 | S/ 45,155.53 | S/ 785,431.53 |
| 6.20% | S/ 11,216.44 | S/ 22,602.83 | S/ 34,161.74 | S/ 45,895.79 | S/ 786,171.79 |
| 5.90% | S/ 10,685.18 | S/ 21,524.58 | S/ 32,520.45 | S/ 43,675.03 | S/ 783,951.03 |
| 5.75% | S/ 10,419.12 | S/ 20,984.89 | S/ 31,699.37 | S/ 42,564.64 | S/ 782,840.64 |
| 5.70% | S/ 10,330.37 | S/ 20,804.91 | S/ 31,425.61 | S/ 42,194.52 | S/ 782,470.52 |
| 5.65% | S/ 10,241.59 | S/ 20,624.88 | S/ 31,151.82 | S/ 41,824.39 | S/ 782,100.39 |
| 5.60% | S/ 10,152.78 | S/ 20,444.81 | S/ 30,877.99 | S/ 41,454.26 | S/ 781,730.26 |
| 5.50% | S/ 9,975.07 | S/ 20,084.55 | S/ 30,330.25 | S/ 40,714.01 | S/ 780,990.01 |
| 5.30% | S/ 9,619.25 | S/ 19,363.50 | S/ 29,234.37 | S/ 39,233.50 | S/ 779,509.50 |
| 5.25% | S/ 9,530.22 | S/ 19,183.14 | S/ 28,960.32 | S/ 38,863.37 | S/ 779,139.37 |
| 5.05% | S/ 9,173.78 | S/ 18,461.24 | S/ 27,863.79 | S/ 37,382.87 | S/ 777,658.87 |
| 5.00% | S/ 9,084.58 | S/ 18,280.65 | S/ 27,589.58 | S/ 37,012.74 | S/ 777,288.74 |
| 4.95% | S/ 8,995.36 | S/ 18,100.03 | S/ 27,315.33 | S/ 36,642.61 | S/ 776,918.61 |
| 4.75% | S/ 8,638.15 | S/ 17,377.10 | S/ 26,218.02 | S/ 35,162.10 | S/ 775,438.10 |
| 4.55% | S/ 8,280.43 | S/ 16,653.48 | S/ 25,120.18 | S/ 33,681.59 | S/ 773,957.59 |
| 4.50% | S/ 8,190.92 | S/ 16,472.46 | S/ 24,845.64 | S/ 33,311.47 | S/ 773,587.47 |
| 4.40% | S/ 8,011.80 | S/ 16,110.31 | S/ 24,296.46 | S/ 32,571.21 | S/ 772,847.21 |
| 4.30% | S/ 7,832.55 | S/ 15,747.97 | S/ 23,747.15 | S/ 31,830.96 | S/ 772,106.96 |
| 4.25% | S/ 7,742.88 | S/ 15,566.74 | S/ 23,472.44 | S/ 31,460.83 | S/ 771,736.83 |
| 4.20% | S/ 7,653.17 | S/ 15,385.47 | S/ 23,197.70 | S/ 31,090.70 | S/ 771,366.70 |
| 4.15% | S/ 7,563.44 | S/ 15,204.15 | S/ 22,922.93 | S/ 30,720.58 | S/ 770,996.58 |
| 4.00% | S/ 7,294.04 | S/ 14,659.94 | S/ 22,098.42 | S/ 29,610.19 | S/ 769,886.19 |
| 3.90% | S/ 7,114.27 | S/ 14,296.91 | S/ 21,548.58 | S/ 28,869.94 | S/ 769,145.94 |
| 3.75% | S/ 6,844.38 | S/ 13,752.04 | S/ 20,723.57 | S/ 27,759.56 | S/ 768,035.56 |
| 3.50% | S/ 6,393.91 | S/ 12,843.05 | S/ 19,347.90 | S/ 25,908.92 | S/ 766,184.92 |
| 3.00% | S/ 5,490.53 | S/ 11,021.77 | S/ 16,594.05 | S/ 22,207.65 | S/ 762,483.65 |
| 2.75% | S/ 5,037.60 | S/ 10,109.48 | S/ 15,215.87 | S/ 20,357.01 | S/ 760,633.01 |
| 2.50% | S/ 4,583.84 | S/ 9,196.07 | S/ 13,836.85 | S/ 18,506.38 | S/ 758,782.38 |
| 2.00% | S/ 3,673.84 | S/ 7,365.90 | S/ 11,076.30 | S/ 14,805.10 | S/ 755,081.10 |
| 1.35% | S/ 2,485.81 | S/ 4,979.97 | S/ 7,482.51 | S/ 9,993.44 | S/ 750,269.44 |
| 1.00% | S/ 1,843.74 | S/ 3,692.07 | S/ 5,545.00 | S/ 7,402.55 | S/ 747,678.55 |
| 0.10% | S/ 184.99 | S/ 370.04 | S/ 555.12 | S/ 740.26 | S/ 741,016.26 |
Sobre los datos
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Para S/ 740,276 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 740,276 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.