Veamos que pasaría si ahorras 740,261 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 740,261
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 740,261.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 15,252.20 | S/ 30,818.65 | S/ 46,705.83 | S/ 62,920.35 | S/ 803,181.35 |
| 8.00% | S/ 14,380.31 | S/ 29,039.97 | S/ 43,984.41 | S/ 59,219.16 | S/ 799,480.16 |
| 7.10% | S/ 12,803.25 | S/ 25,827.93 | S/ 39,077.89 | S/ 52,557.01 | S/ 792,818.01 |
| 7.00% | S/ 12,627.40 | S/ 25,470.21 | S/ 38,532.08 | S/ 51,816.77 | S/ 792,077.77 |
| 6.50% | S/ 11,746.34 | S/ 23,679.07 | S/ 35,801.15 | S/ 48,115.57 | S/ 788,376.57 |
| 6.10% | S/ 11,039.25 | S/ 22,243.13 | S/ 33,614.09 | S/ 45,154.62 | S/ 785,415.62 |
| 6.20% | S/ 11,216.21 | S/ 22,602.37 | S/ 34,161.05 | S/ 45,894.86 | S/ 786,155.86 |
| 5.90% | S/ 10,684.96 | S/ 21,524.15 | S/ 32,519.79 | S/ 43,674.14 | S/ 783,935.14 |
| 5.75% | S/ 10,418.91 | S/ 20,984.46 | S/ 31,698.72 | S/ 42,563.78 | S/ 782,824.78 |
| 5.70% | S/ 10,330.16 | S/ 20,804.48 | S/ 31,424.97 | S/ 42,193.66 | S/ 782,454.66 |
| 5.65% | S/ 10,241.39 | S/ 20,624.46 | S/ 31,151.18 | S/ 41,823.54 | S/ 782,084.54 |
| 5.60% | S/ 10,152.58 | S/ 20,444.40 | S/ 30,877.37 | S/ 41,453.42 | S/ 781,714.42 |
| 5.50% | S/ 9,974.86 | S/ 20,084.14 | S/ 30,329.63 | S/ 40,713.18 | S/ 780,974.18 |
| 5.30% | S/ 9,619.06 | S/ 19,363.11 | S/ 29,233.78 | S/ 39,232.71 | S/ 779,493.71 |
| 5.25% | S/ 9,530.03 | S/ 19,182.75 | S/ 28,959.73 | S/ 38,862.59 | S/ 779,123.59 |
| 5.05% | S/ 9,173.59 | S/ 18,460.86 | S/ 27,863.23 | S/ 37,382.11 | S/ 777,643.11 |
| 5.00% | S/ 9,084.40 | S/ 18,280.28 | S/ 27,589.02 | S/ 37,011.99 | S/ 777,272.99 |
| 4.95% | S/ 8,995.18 | S/ 18,099.66 | S/ 27,314.78 | S/ 36,641.87 | S/ 776,902.87 |
| 4.75% | S/ 8,637.98 | S/ 17,376.75 | S/ 26,217.49 | S/ 35,161.39 | S/ 775,422.39 |
| 4.55% | S/ 8,280.26 | S/ 16,653.14 | S/ 25,119.67 | S/ 33,680.91 | S/ 773,941.91 |
| 4.50% | S/ 8,190.75 | S/ 16,472.13 | S/ 24,845.14 | S/ 33,310.79 | S/ 773,571.79 |
| 4.40% | S/ 8,011.64 | S/ 16,109.98 | S/ 24,295.97 | S/ 32,570.55 | S/ 772,831.55 |
| 4.30% | S/ 7,832.39 | S/ 15,747.66 | S/ 23,746.67 | S/ 31,830.31 | S/ 772,091.31 |
| 4.25% | S/ 7,742.72 | S/ 15,566.43 | S/ 23,471.97 | S/ 31,460.19 | S/ 771,721.19 |
| 4.20% | S/ 7,653.02 | S/ 15,385.16 | S/ 23,197.23 | S/ 31,090.07 | S/ 771,351.07 |
| 4.15% | S/ 7,563.29 | S/ 15,203.84 | S/ 22,922.47 | S/ 30,719.95 | S/ 770,980.95 |
| 4.00% | S/ 7,293.89 | S/ 14,659.64 | S/ 22,097.97 | S/ 29,609.59 | S/ 769,870.59 |
| 3.90% | S/ 7,114.13 | S/ 14,296.62 | S/ 21,548.14 | S/ 28,869.36 | S/ 769,130.36 |
| 3.75% | S/ 6,844.24 | S/ 13,751.77 | S/ 20,723.15 | S/ 27,759.00 | S/ 768,020.00 |
| 3.50% | S/ 6,393.78 | S/ 12,842.79 | S/ 19,347.50 | S/ 25,908.40 | S/ 766,169.40 |
| 3.00% | S/ 5,490.41 | S/ 11,021.55 | S/ 16,593.71 | S/ 22,207.20 | S/ 762,468.20 |
| 2.75% | S/ 5,037.50 | S/ 10,109.27 | S/ 15,215.56 | S/ 20,356.60 | S/ 760,617.60 |
| 2.50% | S/ 4,583.75 | S/ 9,195.88 | S/ 13,836.57 | S/ 18,506.00 | S/ 758,767.00 |
| 2.00% | S/ 3,673.76 | S/ 7,365.76 | S/ 11,076.07 | S/ 14,804.80 | S/ 755,065.80 |
| 1.35% | S/ 2,485.76 | S/ 4,979.87 | S/ 7,482.35 | S/ 9,993.24 | S/ 750,254.24 |
| 1.00% | S/ 1,843.70 | S/ 3,691.99 | S/ 5,544.89 | S/ 7,402.40 | S/ 747,663.40 |
| 0.10% | S/ 184.99 | S/ 370.03 | S/ 555.11 | S/ 740.24 | S/ 741,001.24 |
| 4.65% promedio | S/ 8,456.76 | S/ 17,010.14 | S/ 25,661.23 | S/ 34,411.15 | S/ 774,672.15 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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