Cálculo de intereses
Ahorrando S/ 738,710
Veamos que pasaría si Usted ahorrara 738,710 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 738,710.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,439.05 | S/ 16,974.50 | S/ 25,607.46 | S/ 34,339.05 | S/ 773,049.05 |
| 8.50% | S/ 15,220.24 | S/ 30,754.08 | S/ 46,607.97 | S/ 62,788.52 | S/ 801,498.52 |
| 8.00% | S/ 14,350.18 | S/ 28,979.12 | S/ 43,892.25 | S/ 59,095.08 | S/ 797,805.08 |
| 7.10% | S/ 12,776.42 | S/ 25,773.82 | S/ 38,996.01 | S/ 52,446.89 | S/ 791,156.89 |
| 7.00% | S/ 12,600.95 | S/ 25,416.84 | S/ 38,451.35 | S/ 51,708.20 | S/ 790,418.20 |
| 6.50% | S/ 11,721.73 | S/ 23,629.46 | S/ 35,726.14 | S/ 48,014.76 | S/ 786,724.76 |
| 6.10% | S/ 11,016.12 | S/ 22,196.53 | S/ 33,543.66 | S/ 45,060.01 | S/ 783,770.01 |
| 6.20% | S/ 11,192.71 | S/ 22,555.01 | S/ 34,089.47 | S/ 45,798.70 | S/ 784,508.70 |
| 5.90% | S/ 10,662.57 | S/ 21,479.05 | S/ 32,451.65 | S/ 43,582.63 | S/ 782,292.63 |
| 5.75% | S/ 10,397.08 | S/ 20,940.50 | S/ 31,632.31 | S/ 42,474.60 | S/ 781,184.60 |
| 5.70% | S/ 10,308.52 | S/ 20,760.89 | S/ 31,359.13 | S/ 42,105.26 | S/ 780,815.26 |
| 5.65% | S/ 10,219.93 | S/ 20,581.25 | S/ 31,085.92 | S/ 41,735.91 | S/ 780,445.91 |
| 5.60% | S/ 10,131.31 | S/ 20,401.56 | S/ 30,812.67 | S/ 41,366.57 | S/ 780,076.57 |
| 5.50% | S/ 9,953.97 | S/ 20,042.06 | S/ 30,266.09 | S/ 40,627.88 | S/ 779,337.88 |
| 5.30% | S/ 9,598.91 | S/ 19,322.54 | S/ 29,172.53 | S/ 39,150.51 | S/ 777,860.51 |
| 5.25% | S/ 9,510.06 | S/ 19,142.56 | S/ 28,899.06 | S/ 38,781.16 | S/ 777,491.16 |
| 5.05% | S/ 9,154.37 | S/ 18,422.18 | S/ 27,804.85 | S/ 37,303.78 | S/ 776,013.78 |
| 5.00% | S/ 9,065.37 | S/ 18,241.98 | S/ 27,531.21 | S/ 36,934.44 | S/ 775,644.44 |
| 4.95% | S/ 8,976.33 | S/ 18,061.74 | S/ 27,257.55 | S/ 36,565.10 | S/ 775,275.10 |
| 4.75% | S/ 8,619.88 | S/ 17,340.34 | S/ 26,162.56 | S/ 35,087.72 | S/ 773,797.72 |
| 4.55% | S/ 8,262.91 | S/ 16,618.25 | S/ 25,067.04 | S/ 33,610.34 | S/ 772,320.34 |
| 4.50% | S/ 8,173.59 | S/ 16,437.62 | S/ 24,793.08 | S/ 33,241.00 | S/ 771,951.00 |
| 4.40% | S/ 7,994.85 | S/ 16,076.23 | S/ 24,245.06 | S/ 32,502.31 | S/ 771,212.31 |
| 4.30% | S/ 7,815.98 | S/ 15,714.66 | S/ 23,696.91 | S/ 31,763.62 | S/ 770,473.62 |
| 4.25% | S/ 7,726.50 | S/ 15,533.81 | S/ 23,422.79 | S/ 31,394.28 | S/ 770,104.28 |
| 4.20% | S/ 7,636.99 | S/ 15,352.92 | S/ 23,148.63 | S/ 31,024.93 | S/ 769,734.93 |
| 4.15% | S/ 7,547.44 | S/ 15,171.99 | S/ 22,874.44 | S/ 30,655.59 | S/ 769,365.59 |
| 4.00% | S/ 7,278.61 | S/ 14,628.93 | S/ 22,051.67 | S/ 29,547.56 | S/ 768,257.56 |
| 3.90% | S/ 7,099.22 | S/ 14,266.67 | S/ 21,503.00 | S/ 28,808.87 | S/ 767,518.87 |
| 3.75% | S/ 6,829.90 | S/ 13,722.95 | S/ 20,679.73 | S/ 27,700.83 | S/ 766,410.83 |
| 3.50% | S/ 6,380.39 | S/ 12,815.89 | S/ 19,306.97 | S/ 25,854.11 | S/ 764,564.11 |
| 3.00% | S/ 5,478.91 | S/ 10,998.46 | S/ 16,558.94 | S/ 22,160.67 | S/ 760,870.67 |
| 2.75% | S/ 5,026.94 | S/ 10,088.09 | S/ 15,183.68 | S/ 20,313.95 | S/ 759,023.95 |
| 2.50% | S/ 4,574.15 | S/ 9,176.62 | S/ 13,807.58 | S/ 18,467.23 | S/ 757,177.23 |
| 2.00% | S/ 3,666.06 | S/ 7,350.32 | S/ 11,052.86 | S/ 14,773.78 | S/ 753,483.78 |
| 1.35% | S/ 2,480.55 | S/ 4,969.44 | S/ 7,466.68 | S/ 9,972.30 | S/ 748,682.30 |
| 1.00% | S/ 1,839.84 | S/ 3,684.26 | S/ 5,533.27 | S/ 7,386.89 | S/ 746,096.89 |
| 0.10% | S/ 184.60 | S/ 369.25 | S/ 553.95 | S/ 738.69 | S/ 739,448.69 |
Sobre los datos
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Para S/ 738,710 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 738,710 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
