Cálculo de intereses
Ahorrando S/ 738,459
Veamos que pasaría si Usted ahorrara 738,459 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 738,459.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,436.18 | S/ 16,968.73 | S/ 25,598.76 | S/ 34,327.38 | S/ 772,786.38 |
| 8.50% | S/ 15,215.07 | S/ 30,743.63 | S/ 46,592.14 | S/ 62,767.18 | S/ 801,226.18 |
| 8.00% | S/ 14,345.30 | S/ 28,969.28 | S/ 43,877.34 | S/ 59,075.00 | S/ 797,534.00 |
| 7.10% | S/ 12,772.08 | S/ 25,765.06 | S/ 38,982.76 | S/ 52,429.07 | S/ 790,888.07 |
| 7.00% | S/ 12,596.67 | S/ 25,408.21 | S/ 38,438.29 | S/ 51,690.63 | S/ 790,149.63 |
| 6.50% | S/ 11,717.75 | S/ 23,621.43 | S/ 35,714.00 | S/ 47,998.45 | S/ 786,457.45 |
| 6.10% | S/ 11,012.38 | S/ 22,188.99 | S/ 33,532.26 | S/ 45,044.70 | S/ 783,503.70 |
| 6.20% | S/ 11,188.91 | S/ 22,547.35 | S/ 34,077.89 | S/ 45,783.14 | S/ 784,242.14 |
| 5.90% | S/ 10,658.95 | S/ 21,471.75 | S/ 32,440.63 | S/ 43,567.83 | S/ 782,026.83 |
| 5.75% | S/ 10,393.55 | S/ 20,933.38 | S/ 31,621.56 | S/ 42,460.17 | S/ 780,919.17 |
| 5.70% | S/ 10,305.02 | S/ 20,753.84 | S/ 31,348.47 | S/ 42,090.95 | S/ 780,549.95 |
| 5.65% | S/ 10,216.46 | S/ 20,574.26 | S/ 31,075.35 | S/ 41,721.73 | S/ 780,180.73 |
| 5.60% | S/ 10,127.86 | S/ 20,394.63 | S/ 30,802.20 | S/ 41,352.51 | S/ 779,811.51 |
| 5.50% | S/ 9,950.58 | S/ 20,035.25 | S/ 30,255.80 | S/ 40,614.08 | S/ 779,073.08 |
| 5.30% | S/ 9,595.64 | S/ 19,315.98 | S/ 29,162.61 | S/ 39,137.20 | S/ 777,596.20 |
| 5.25% | S/ 9,506.83 | S/ 19,136.05 | S/ 28,889.24 | S/ 38,767.98 | S/ 777,226.98 |
| 5.05% | S/ 9,151.26 | S/ 18,415.92 | S/ 27,795.40 | S/ 37,291.11 | S/ 775,750.11 |
| 5.00% | S/ 9,062.29 | S/ 18,235.78 | S/ 27,521.86 | S/ 36,921.89 | S/ 775,380.89 |
| 4.95% | S/ 8,973.28 | S/ 18,055.60 | S/ 27,248.29 | S/ 36,552.67 | S/ 775,011.67 |
| 4.75% | S/ 8,616.95 | S/ 17,334.45 | S/ 26,153.67 | S/ 35,075.80 | S/ 773,534.80 |
| 4.55% | S/ 8,260.10 | S/ 16,612.60 | S/ 25,058.53 | S/ 33,598.92 | S/ 772,057.92 |
| 4.50% | S/ 8,170.81 | S/ 16,432.03 | S/ 24,784.66 | S/ 33,229.70 | S/ 771,688.70 |
| 4.40% | S/ 7,992.13 | S/ 16,070.76 | S/ 24,236.83 | S/ 32,491.27 | S/ 770,950.27 |
| 4.30% | S/ 7,813.33 | S/ 15,709.32 | S/ 23,688.86 | S/ 31,752.83 | S/ 770,211.83 |
| 4.25% | S/ 7,723.87 | S/ 15,528.54 | S/ 23,414.83 | S/ 31,383.61 | S/ 769,842.61 |
| 4.20% | S/ 7,634.39 | S/ 15,347.71 | S/ 23,140.77 | S/ 31,014.39 | S/ 769,473.39 |
| 4.15% | S/ 7,544.87 | S/ 15,166.83 | S/ 22,866.67 | S/ 30,645.17 | S/ 769,104.17 |
| 4.00% | S/ 7,276.13 | S/ 14,623.96 | S/ 22,044.18 | S/ 29,537.52 | S/ 767,996.52 |
| 3.90% | S/ 7,096.81 | S/ 14,261.82 | S/ 21,495.69 | S/ 28,799.08 | S/ 767,258.08 |
| 3.75% | S/ 6,827.58 | S/ 13,718.29 | S/ 20,672.71 | S/ 27,691.42 | S/ 766,150.42 |
| 3.50% | S/ 6,378.22 | S/ 12,811.53 | S/ 19,300.41 | S/ 25,845.33 | S/ 764,304.33 |
| 3.00% | S/ 5,477.05 | S/ 10,994.72 | S/ 16,553.32 | S/ 22,153.14 | S/ 760,612.14 |
| 2.75% | S/ 5,025.23 | S/ 10,084.66 | S/ 15,178.52 | S/ 20,307.05 | S/ 758,766.05 |
| 2.50% | S/ 4,572.59 | S/ 9,173.50 | S/ 13,802.89 | S/ 18,460.95 | S/ 756,919.95 |
| 2.00% | S/ 3,664.82 | S/ 7,347.82 | S/ 11,049.11 | S/ 14,768.76 | S/ 753,227.76 |
| 1.35% | S/ 2,479.71 | S/ 4,967.75 | S/ 7,464.14 | S/ 9,968.92 | S/ 748,427.92 |
| 1.00% | S/ 1,839.21 | S/ 3,683.01 | S/ 5,531.39 | S/ 7,384.38 | S/ 745,843.38 |
| 0.10% | S/ 184.54 | S/ 369.13 | S/ 553.76 | S/ 738.44 | S/ 739,197.44 |
Sobre los datos
-
Para S/ 738,459 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 738,459 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.