Cálculo de intereses
Ahorrando S/ 737,617
Veamos que pasaría si Usted ahorrara 737,617 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 737,617.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,426.56 | S/ 16,949.38 | S/ 25,569.57 | S/ 34,288.24 | S/ 771,905.24 |
| 8.50% | S/ 15,197.72 | S/ 30,708.58 | S/ 46,539.01 | S/ 62,695.62 | S/ 800,312.62 |
| 8.00% | S/ 14,328.95 | S/ 28,936.25 | S/ 43,827.31 | S/ 59,007.64 | S/ 796,624.64 |
| 7.10% | S/ 12,757.52 | S/ 25,735.68 | S/ 38,938.31 | S/ 52,369.29 | S/ 789,986.29 |
| 7.00% | S/ 12,582.30 | S/ 25,379.23 | S/ 38,394.46 | S/ 51,631.69 | S/ 789,248.69 |
| 6.50% | S/ 11,704.39 | S/ 23,594.50 | S/ 35,673.28 | S/ 47,943.72 | S/ 785,560.72 |
| 6.10% | S/ 10,999.82 | S/ 22,163.69 | S/ 33,494.03 | S/ 44,993.34 | S/ 782,610.34 |
| 6.20% | S/ 11,176.15 | S/ 22,521.64 | S/ 34,039.03 | S/ 45,730.93 | S/ 783,347.93 |
| 5.90% | S/ 10,646.80 | S/ 21,447.27 | S/ 32,403.64 | S/ 43,518.15 | S/ 781,135.15 |
| 5.75% | S/ 10,381.70 | S/ 20,909.51 | S/ 31,585.50 | S/ 42,411.76 | S/ 780,028.76 |
| 5.70% | S/ 10,293.27 | S/ 20,730.18 | S/ 31,312.73 | S/ 42,042.96 | S/ 779,659.96 |
| 5.65% | S/ 10,204.81 | S/ 20,550.80 | S/ 31,039.92 | S/ 41,674.16 | S/ 779,291.16 |
| 5.60% | S/ 10,116.32 | S/ 20,371.38 | S/ 30,767.08 | S/ 41,305.36 | S/ 778,922.36 |
| 5.50% | S/ 9,939.24 | S/ 20,012.40 | S/ 30,221.30 | S/ 40,567.77 | S/ 778,184.77 |
| 5.30% | S/ 9,584.70 | S/ 19,293.95 | S/ 29,129.36 | S/ 39,092.58 | S/ 776,709.58 |
| 5.25% | S/ 9,495.99 | S/ 19,114.23 | S/ 28,856.30 | S/ 38,723.78 | S/ 776,340.78 |
| 5.05% | S/ 9,140.82 | S/ 18,394.93 | S/ 27,763.71 | S/ 37,248.59 | S/ 774,865.59 |
| 5.00% | S/ 9,051.95 | S/ 18,214.99 | S/ 27,490.48 | S/ 36,879.79 | S/ 774,496.79 |
| 4.95% | S/ 8,963.05 | S/ 18,035.02 | S/ 27,217.22 | S/ 36,510.99 | S/ 774,127.99 |
| 4.75% | S/ 8,607.12 | S/ 17,314.68 | S/ 26,123.85 | S/ 35,035.80 | S/ 772,652.80 |
| 4.55% | S/ 8,250.68 | S/ 16,593.66 | S/ 25,029.95 | S/ 33,560.61 | S/ 771,177.61 |
| 4.50% | S/ 8,161.50 | S/ 16,413.29 | S/ 24,756.40 | S/ 33,191.81 | S/ 770,808.81 |
| 4.40% | S/ 7,983.02 | S/ 16,052.44 | S/ 24,209.19 | S/ 32,454.22 | S/ 770,071.22 |
| 4.30% | S/ 7,804.42 | S/ 15,691.41 | S/ 23,661.85 | S/ 31,716.62 | S/ 769,333.62 |
| 4.25% | S/ 7,715.07 | S/ 15,510.83 | S/ 23,388.13 | S/ 31,347.83 | S/ 768,964.83 |
| 4.20% | S/ 7,625.69 | S/ 15,330.21 | S/ 23,114.38 | S/ 30,979.03 | S/ 768,596.03 |
| 4.15% | S/ 7,536.27 | S/ 15,149.54 | S/ 22,840.60 | S/ 30,610.23 | S/ 768,227.23 |
| 4.00% | S/ 7,267.84 | S/ 14,607.28 | S/ 22,019.05 | S/ 29,503.84 | S/ 767,120.84 |
| 3.90% | S/ 7,088.72 | S/ 14,245.56 | S/ 21,471.18 | S/ 28,766.24 | S/ 766,383.24 |
| 3.75% | S/ 6,819.80 | S/ 13,702.65 | S/ 20,649.14 | S/ 27,659.85 | S/ 765,276.85 |
| 3.50% | S/ 6,370.95 | S/ 12,796.92 | S/ 19,278.40 | S/ 25,815.86 | S/ 763,432.86 |
| 3.00% | S/ 5,470.80 | S/ 10,982.19 | S/ 16,534.44 | S/ 22,127.88 | S/ 759,744.88 |
| 2.75% | S/ 5,019.50 | S/ 10,073.16 | S/ 15,161.22 | S/ 20,283.89 | S/ 757,900.89 |
| 2.50% | S/ 4,567.38 | S/ 9,163.04 | S/ 13,787.15 | S/ 18,439.90 | S/ 756,056.90 |
| 2.00% | S/ 3,660.64 | S/ 7,339.45 | S/ 11,036.51 | S/ 14,751.92 | S/ 752,368.92 |
| 1.35% | S/ 2,476.88 | S/ 4,962.08 | S/ 7,455.63 | S/ 9,957.55 | S/ 747,574.55 |
| 1.00% | S/ 1,837.12 | S/ 3,678.81 | S/ 5,525.09 | S/ 7,375.96 | S/ 744,992.96 |
| 0.10% | S/ 184.33 | S/ 368.71 | S/ 553.13 | S/ 737.60 | S/ 738,354.60 |
Sobre los datos
-
Para S/ 737,617 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 737,617 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.