Cálculo de intereses
Ahorrando S/ 735,113
Veamos que pasaría si Usted ahorrara 735,113 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 735,113.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,397.95 | S/ 16,891.85 | S/ 25,482.77 | S/ 34,171.84 | S/ 769,284.84 |
| 8.50% | S/ 15,146.13 | S/ 30,604.33 | S/ 46,381.03 | S/ 62,482.78 | S/ 797,595.78 |
| 8.00% | S/ 14,280.30 | S/ 28,838.02 | S/ 43,678.53 | S/ 58,807.33 | S/ 793,920.33 |
| 7.10% | S/ 12,714.21 | S/ 25,648.32 | S/ 38,806.13 | S/ 52,191.51 | S/ 787,304.51 |
| 7.00% | S/ 12,539.59 | S/ 25,293.08 | S/ 38,264.12 | S/ 51,456.42 | S/ 786,569.42 |
| 6.50% | S/ 11,664.65 | S/ 23,514.40 | S/ 35,552.18 | S/ 47,780.96 | S/ 782,893.96 |
| 6.10% | S/ 10,962.48 | S/ 22,088.45 | S/ 33,380.33 | S/ 44,840.60 | S/ 779,953.60 |
| 6.20% | S/ 11,138.21 | S/ 22,445.19 | S/ 33,923.48 | S/ 45,575.69 | S/ 780,688.69 |
| 5.90% | S/ 10,610.65 | S/ 21,374.46 | S/ 32,293.64 | S/ 43,370.42 | S/ 778,483.42 |
| 5.75% | S/ 10,346.45 | S/ 20,838.53 | S/ 31,478.28 | S/ 42,267.78 | S/ 777,380.78 |
| 5.70% | S/ 10,258.33 | S/ 20,659.80 | S/ 31,206.43 | S/ 41,900.23 | S/ 777,013.23 |
| 5.65% | S/ 10,170.17 | S/ 20,481.03 | S/ 30,934.55 | S/ 41,532.69 | S/ 776,645.69 |
| 5.60% | S/ 10,081.97 | S/ 20,302.22 | S/ 30,662.64 | S/ 41,165.14 | S/ 776,278.14 |
| 5.50% | S/ 9,905.50 | S/ 19,944.47 | S/ 30,118.71 | S/ 40,430.05 | S/ 775,543.05 |
| 5.30% | S/ 9,552.17 | S/ 19,228.45 | S/ 29,030.48 | S/ 38,959.87 | S/ 774,072.87 |
| 5.25% | S/ 9,463.75 | S/ 19,049.34 | S/ 28,758.34 | S/ 38,592.32 | S/ 773,705.32 |
| 5.05% | S/ 9,109.79 | S/ 18,332.48 | S/ 27,669.46 | S/ 37,122.14 | S/ 772,235.14 |
| 5.00% | S/ 9,021.22 | S/ 18,153.16 | S/ 27,397.16 | S/ 36,754.60 | S/ 771,867.60 |
| 4.95% | S/ 8,932.62 | S/ 17,973.79 | S/ 27,124.82 | S/ 36,387.05 | S/ 771,500.05 |
| 4.75% | S/ 8,577.90 | S/ 17,255.90 | S/ 26,035.16 | S/ 34,916.87 | S/ 770,029.87 |
| 4.55% | S/ 8,222.68 | S/ 16,537.33 | S/ 24,944.98 | S/ 33,446.68 | S/ 768,559.68 |
| 4.50% | S/ 8,133.79 | S/ 16,357.58 | S/ 24,672.36 | S/ 33,079.14 | S/ 768,192.14 |
| 4.40% | S/ 7,955.92 | S/ 15,997.95 | S/ 24,127.01 | S/ 32,344.05 | S/ 767,457.05 |
| 4.30% | S/ 7,777.92 | S/ 15,638.14 | S/ 23,581.53 | S/ 31,608.96 | S/ 766,721.96 |
| 4.25% | S/ 7,688.88 | S/ 15,458.18 | S/ 23,308.74 | S/ 31,241.41 | S/ 766,354.41 |
| 4.20% | S/ 7,599.80 | S/ 15,278.17 | S/ 23,035.91 | S/ 30,873.86 | S/ 765,986.86 |
| 4.15% | S/ 7,510.69 | S/ 15,098.11 | S/ 22,763.06 | S/ 30,506.32 | S/ 765,619.32 |
| 4.00% | S/ 7,243.16 | S/ 14,557.69 | S/ 21,944.30 | S/ 29,403.68 | S/ 764,516.68 |
| 3.90% | S/ 7,064.65 | S/ 14,197.20 | S/ 21,398.29 | S/ 28,668.59 | S/ 763,781.59 |
| 3.75% | S/ 6,796.65 | S/ 13,656.13 | S/ 20,579.04 | S/ 27,565.95 | S/ 762,678.95 |
| 3.50% | S/ 6,349.32 | S/ 12,753.48 | S/ 19,212.96 | S/ 25,728.22 | S/ 760,841.22 |
| 3.00% | S/ 5,452.23 | S/ 10,944.90 | S/ 16,478.31 | S/ 22,052.76 | S/ 757,165.76 |
| 2.75% | S/ 5,002.46 | S/ 10,038.97 | S/ 15,109.75 | S/ 20,215.03 | S/ 755,328.03 |
| 2.50% | S/ 4,551.87 | S/ 9,131.93 | S/ 13,740.35 | S/ 18,377.30 | S/ 753,490.30 |
| 2.00% | S/ 3,648.21 | S/ 7,314.53 | S/ 10,999.05 | S/ 14,701.84 | S/ 749,814.84 |
| 1.35% | S/ 2,468.48 | S/ 4,945.24 | S/ 7,430.32 | S/ 9,923.75 | S/ 745,036.75 |
| 1.00% | S/ 1,830.88 | S/ 3,666.32 | S/ 5,506.33 | S/ 7,350.92 | S/ 742,463.92 |
| 0.10% | S/ 183.70 | S/ 367.45 | S/ 551.25 | S/ 735.09 | S/ 735,848.09 |
Sobre los datos
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Para S/ 735,113 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 735,113 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.