Cálculo de intereses
Ahorrando S/ 734,075
Veamos que pasaría si Usted ahorrara 734,075 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 734,075.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,386.10 | S/ 16,867.99 | S/ 25,446.79 | S/ 34,123.59 | S/ 768,198.59 |
| 8.50% | S/ 15,124.74 | S/ 30,561.12 | S/ 46,315.54 | S/ 62,394.56 | S/ 796,469.56 |
| 8.00% | S/ 14,260.14 | S/ 28,797.30 | S/ 43,616.85 | S/ 58,724.29 | S/ 792,799.29 |
| 7.10% | S/ 12,696.26 | S/ 25,612.10 | S/ 38,751.33 | S/ 52,117.82 | S/ 786,192.82 |
| 7.00% | S/ 12,521.88 | S/ 25,257.37 | S/ 38,210.09 | S/ 51,383.76 | S/ 785,458.76 |
| 6.50% | S/ 11,648.18 | S/ 23,481.20 | S/ 35,501.97 | S/ 47,713.50 | S/ 781,788.50 |
| 6.10% | S/ 10,947.00 | S/ 22,057.26 | S/ 33,333.19 | S/ 44,777.28 | S/ 778,852.28 |
| 6.20% | S/ 11,122.48 | S/ 22,413.49 | S/ 33,875.58 | S/ 45,511.34 | S/ 779,586.34 |
| 5.90% | S/ 10,595.67 | S/ 21,344.28 | S/ 32,248.04 | S/ 43,309.18 | S/ 777,384.18 |
| 5.75% | S/ 10,331.84 | S/ 20,809.11 | S/ 31,433.83 | S/ 42,208.10 | S/ 776,283.10 |
| 5.70% | S/ 10,243.84 | S/ 20,630.63 | S/ 31,162.37 | S/ 41,841.07 | S/ 775,916.07 |
| 5.65% | S/ 10,155.80 | S/ 20,452.11 | S/ 30,890.87 | S/ 41,474.04 | S/ 775,549.04 |
| 5.60% | S/ 10,067.74 | S/ 20,273.55 | S/ 30,619.34 | S/ 41,107.02 | S/ 775,182.02 |
| 5.50% | S/ 9,891.51 | S/ 19,916.31 | S/ 30,076.18 | S/ 40,372.96 | S/ 774,447.96 |
| 5.30% | S/ 9,538.68 | S/ 19,201.30 | S/ 28,989.49 | S/ 38,904.86 | S/ 772,979.86 |
| 5.25% | S/ 9,450.39 | S/ 19,022.45 | S/ 28,717.73 | S/ 38,537.83 | S/ 772,612.83 |
| 5.05% | S/ 9,096.93 | S/ 18,306.59 | S/ 27,630.39 | S/ 37,069.72 | S/ 771,144.72 |
| 5.00% | S/ 9,008.49 | S/ 18,127.52 | S/ 27,358.47 | S/ 36,702.70 | S/ 770,777.70 |
| 4.95% | S/ 8,920.01 | S/ 17,948.41 | S/ 27,086.52 | S/ 36,335.67 | S/ 770,410.67 |
| 4.75% | S/ 8,565.79 | S/ 17,231.54 | S/ 25,998.40 | S/ 34,867.56 | S/ 768,942.56 |
| 4.55% | S/ 8,211.07 | S/ 16,513.98 | S/ 24,909.76 | S/ 33,399.46 | S/ 767,474.46 |
| 4.50% | S/ 8,122.30 | S/ 16,334.48 | S/ 24,637.52 | S/ 33,032.43 | S/ 767,107.43 |
| 4.40% | S/ 7,944.69 | S/ 15,975.36 | S/ 24,092.94 | S/ 32,298.38 | S/ 766,373.38 |
| 4.30% | S/ 7,766.94 | S/ 15,616.06 | S/ 23,548.23 | S/ 31,564.32 | S/ 765,639.32 |
| 4.25% | S/ 7,678.02 | S/ 15,436.35 | S/ 23,275.82 | S/ 31,197.30 | S/ 765,272.30 |
| 4.20% | S/ 7,589.07 | S/ 15,256.59 | S/ 23,003.39 | S/ 30,830.27 | S/ 764,905.27 |
| 4.15% | S/ 7,500.08 | S/ 15,076.79 | S/ 22,730.92 | S/ 30,463.24 | S/ 764,538.24 |
| 4.00% | S/ 7,232.94 | S/ 14,537.14 | S/ 21,913.31 | S/ 29,362.16 | S/ 763,437.16 |
| 3.90% | S/ 7,054.68 | S/ 14,177.15 | S/ 21,368.08 | S/ 28,628.11 | S/ 762,703.11 |
| 3.75% | S/ 6,787.05 | S/ 13,636.85 | S/ 20,549.98 | S/ 27,527.03 | S/ 761,602.03 |
| 3.50% | S/ 6,340.35 | S/ 12,735.47 | S/ 19,185.83 | S/ 25,691.89 | S/ 759,766.89 |
| 3.00% | S/ 5,444.53 | S/ 10,929.45 | S/ 16,455.05 | S/ 22,021.62 | S/ 756,096.62 |
| 2.75% | S/ 4,995.40 | S/ 10,024.79 | S/ 15,088.41 | S/ 20,186.49 | S/ 754,261.49 |
| 2.50% | S/ 4,545.45 | S/ 9,119.04 | S/ 13,720.95 | S/ 18,351.35 | S/ 752,426.35 |
| 2.00% | S/ 3,643.06 | S/ 7,304.20 | S/ 10,983.51 | S/ 14,681.08 | S/ 748,756.08 |
| 1.35% | S/ 2,464.99 | S/ 4,938.26 | S/ 7,419.83 | S/ 9,909.73 | S/ 743,984.73 |
| 1.00% | S/ 1,828.29 | S/ 3,661.14 | S/ 5,498.55 | S/ 7,340.54 | S/ 741,415.54 |
| 0.10% | S/ 183.44 | S/ 366.94 | S/ 550.47 | S/ 734.05 | S/ 734,809.05 |
Sobre los datos
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Para S/ 734,075 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 734,075 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.