Cálculo de intereses
Ahorrando S/ 732,082
Veamos que pasaría si Usted ahorrara 732,082 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 732,082.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,363.33 | S/ 16,822.20 | S/ 25,377.70 | S/ 34,030.95 | S/ 766,112.95 |
| 8.50% | S/ 15,083.68 | S/ 30,478.14 | S/ 46,189.79 | S/ 62,225.16 | S/ 794,307.16 |
| 8.00% | S/ 14,221.42 | S/ 28,719.11 | S/ 43,498.43 | S/ 58,564.86 | S/ 790,646.86 |
| 7.10% | S/ 12,661.79 | S/ 25,542.56 | S/ 38,646.12 | S/ 51,976.32 | S/ 784,058.32 |
| 7.00% | S/ 12,487.89 | S/ 25,188.79 | S/ 38,106.35 | S/ 51,244.26 | S/ 783,326.26 |
| 6.50% | S/ 11,616.56 | S/ 23,417.45 | S/ 35,405.59 | S/ 47,583.96 | S/ 779,665.96 |
| 6.10% | S/ 10,917.28 | S/ 21,997.37 | S/ 33,242.69 | S/ 44,655.71 | S/ 776,737.71 |
| 6.20% | S/ 11,092.29 | S/ 22,352.64 | S/ 33,783.61 | S/ 45,387.77 | S/ 777,469.77 |
| 5.90% | S/ 10,566.90 | S/ 21,286.33 | S/ 32,160.48 | S/ 43,191.59 | S/ 775,273.59 |
| 5.75% | S/ 10,303.79 | S/ 20,752.61 | S/ 31,348.49 | S/ 42,093.50 | S/ 774,175.50 |
| 5.70% | S/ 10,216.03 | S/ 20,574.62 | S/ 31,077.76 | S/ 41,727.47 | S/ 773,809.47 |
| 5.65% | S/ 10,128.23 | S/ 20,396.59 | S/ 30,807.00 | S/ 41,361.44 | S/ 773,443.44 |
| 5.60% | S/ 10,040.40 | S/ 20,218.51 | S/ 30,536.21 | S/ 40,995.41 | S/ 773,077.41 |
| 5.50% | S/ 9,864.65 | S/ 19,862.23 | S/ 29,994.53 | S/ 40,263.35 | S/ 772,345.35 |
| 5.30% | S/ 9,512.78 | S/ 19,149.17 | S/ 28,910.78 | S/ 38,799.23 | S/ 770,881.23 |
| 5.25% | S/ 9,424.73 | S/ 18,970.80 | S/ 28,639.76 | S/ 38,433.20 | S/ 770,515.20 |
| 5.05% | S/ 9,072.23 | S/ 18,256.89 | S/ 27,555.37 | S/ 36,969.08 | S/ 769,051.08 |
| 5.00% | S/ 8,984.03 | S/ 18,078.31 | S/ 27,284.19 | S/ 36,603.05 | S/ 768,685.05 |
| 4.95% | S/ 8,895.79 | S/ 17,899.68 | S/ 27,012.98 | S/ 36,237.02 | S/ 768,319.02 |
| 4.75% | S/ 8,542.54 | S/ 17,184.75 | S/ 25,927.82 | S/ 34,772.90 | S/ 766,854.90 |
| 4.55% | S/ 8,188.77 | S/ 16,469.14 | S/ 24,842.13 | S/ 33,308.78 | S/ 765,390.78 |
| 4.50% | S/ 8,100.25 | S/ 16,290.13 | S/ 24,570.63 | S/ 32,942.75 | S/ 765,024.75 |
| 4.40% | S/ 7,923.12 | S/ 15,931.98 | S/ 24,027.53 | S/ 32,210.69 | S/ 764,292.69 |
| 4.30% | S/ 7,745.85 | S/ 15,573.66 | S/ 23,484.29 | S/ 31,478.63 | S/ 763,560.63 |
| 4.25% | S/ 7,657.17 | S/ 15,394.44 | S/ 23,212.63 | S/ 31,112.60 | S/ 763,194.60 |
| 4.20% | S/ 7,568.46 | S/ 15,215.17 | S/ 22,940.93 | S/ 30,746.57 | S/ 762,828.57 |
| 4.15% | S/ 7,479.72 | S/ 15,035.86 | S/ 22,669.20 | S/ 30,380.53 | S/ 762,462.53 |
| 4.00% | S/ 7,213.30 | S/ 14,497.67 | S/ 21,853.82 | S/ 29,282.44 | S/ 761,364.44 |
| 3.90% | S/ 7,035.52 | S/ 14,138.66 | S/ 21,310.06 | S/ 28,550.38 | S/ 760,632.38 |
| 3.75% | S/ 6,768.62 | S/ 13,599.82 | S/ 20,494.19 | S/ 27,452.29 | S/ 759,534.29 |
| 3.50% | S/ 6,323.14 | S/ 12,700.90 | S/ 19,133.74 | S/ 25,622.14 | S/ 757,704.14 |
| 3.00% | S/ 5,429.75 | S/ 10,899.78 | S/ 16,410.37 | S/ 21,961.84 | S/ 754,043.84 |
| 2.75% | S/ 4,981.84 | S/ 9,997.58 | S/ 15,047.45 | S/ 20,131.68 | S/ 752,213.68 |
| 2.50% | S/ 4,533.10 | S/ 9,094.28 | S/ 13,683.70 | S/ 18,301.53 | S/ 750,383.53 |
| 2.00% | S/ 3,633.17 | S/ 7,284.37 | S/ 10,953.69 | S/ 14,641.23 | S/ 746,723.23 |
| 1.35% | S/ 2,458.30 | S/ 4,924.85 | S/ 7,399.68 | S/ 9,882.83 | S/ 741,964.83 |
| 1.00% | S/ 1,823.33 | S/ 3,651.20 | S/ 5,483.63 | S/ 7,320.61 | S/ 739,402.61 |
| 0.10% | S/ 182.95 | S/ 365.94 | S/ 548.98 | S/ 732.06 | S/ 732,814.06 |
Sobre los datos
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Para S/ 732,082 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 732,082 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.