Cálculo de intereses
Ahorrando S/ 731,969
Veamos que pasaría si Usted ahorrara 731,969 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 731,969.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,362.04 | S/ 16,819.60 | S/ 25,373.79 | S/ 34,025.69 | S/ 765,994.69 |
| 8.50% | S/ 15,081.35 | S/ 30,473.44 | S/ 46,182.66 | S/ 62,215.55 | S/ 794,184.55 |
| 8.00% | S/ 14,219.23 | S/ 28,714.68 | S/ 43,491.72 | S/ 58,555.82 | S/ 790,524.82 |
| 7.10% | S/ 12,659.83 | S/ 25,538.62 | S/ 38,640.16 | S/ 51,968.29 | S/ 783,937.29 |
| 7.00% | S/ 12,485.96 | S/ 25,184.90 | S/ 38,100.47 | S/ 51,236.35 | S/ 783,205.35 |
| 6.50% | S/ 11,614.76 | S/ 23,413.83 | S/ 35,400.12 | S/ 47,576.61 | S/ 779,545.61 |
| 6.10% | S/ 10,915.60 | S/ 21,993.98 | S/ 33,237.56 | S/ 44,648.82 | S/ 776,617.82 |
| 6.20% | S/ 11,090.57 | S/ 22,349.19 | S/ 33,778.39 | S/ 45,380.77 | S/ 777,349.77 |
| 5.90% | S/ 10,565.27 | S/ 21,283.05 | S/ 32,155.52 | S/ 43,184.93 | S/ 775,153.93 |
| 5.75% | S/ 10,302.20 | S/ 20,749.41 | S/ 31,343.65 | S/ 42,087.01 | S/ 774,056.01 |
| 5.70% | S/ 10,214.45 | S/ 20,571.44 | S/ 31,072.96 | S/ 41,721.03 | S/ 773,690.03 |
| 5.65% | S/ 10,126.67 | S/ 20,393.44 | S/ 30,802.25 | S/ 41,355.06 | S/ 773,324.06 |
| 5.60% | S/ 10,038.85 | S/ 20,215.39 | S/ 30,531.50 | S/ 40,989.08 | S/ 772,958.08 |
| 5.50% | S/ 9,863.13 | S/ 19,859.17 | S/ 29,989.90 | S/ 40,257.14 | S/ 772,226.14 |
| 5.30% | S/ 9,511.31 | S/ 19,146.22 | S/ 28,906.32 | S/ 38,793.24 | S/ 770,762.24 |
| 5.25% | S/ 9,423.28 | S/ 18,967.87 | S/ 28,635.34 | S/ 38,427.27 | S/ 770,396.27 |
| 5.05% | S/ 9,070.83 | S/ 18,254.07 | S/ 27,551.12 | S/ 36,963.37 | S/ 768,932.37 |
| 5.00% | S/ 8,982.64 | S/ 18,075.52 | S/ 27,279.98 | S/ 36,597.40 | S/ 768,566.40 |
| 4.95% | S/ 8,894.42 | S/ 17,896.92 | S/ 27,008.81 | S/ 36,231.43 | S/ 768,200.43 |
| 4.75% | S/ 8,541.22 | S/ 17,182.10 | S/ 25,923.81 | S/ 34,767.53 | S/ 766,736.53 |
| 4.55% | S/ 8,187.51 | S/ 16,466.60 | S/ 24,838.30 | S/ 33,303.64 | S/ 765,272.64 |
| 4.50% | S/ 8,099.00 | S/ 16,287.62 | S/ 24,566.84 | S/ 32,937.66 | S/ 764,906.66 |
| 4.40% | S/ 7,921.89 | S/ 15,929.52 | S/ 24,023.82 | S/ 32,205.71 | S/ 764,174.71 |
| 4.30% | S/ 7,744.66 | S/ 15,571.26 | S/ 23,480.67 | S/ 31,473.77 | S/ 763,442.77 |
| 4.25% | S/ 7,655.99 | S/ 15,392.06 | S/ 23,209.05 | S/ 31,107.79 | S/ 763,076.79 |
| 4.20% | S/ 7,567.29 | S/ 15,212.82 | S/ 22,937.39 | S/ 30,741.82 | S/ 762,710.82 |
| 4.15% | S/ 7,478.57 | S/ 15,033.54 | S/ 22,665.70 | S/ 30,375.85 | S/ 762,344.85 |
| 4.00% | S/ 7,212.19 | S/ 14,495.43 | S/ 21,850.44 | S/ 29,277.92 | S/ 761,246.92 |
| 3.90% | S/ 7,034.44 | S/ 14,136.48 | S/ 21,306.77 | S/ 28,545.98 | S/ 760,514.98 |
| 3.75% | S/ 6,767.58 | S/ 13,597.73 | S/ 20,491.02 | S/ 27,448.05 | S/ 759,417.05 |
| 3.50% | S/ 6,322.16 | S/ 12,698.94 | S/ 19,130.78 | S/ 25,618.19 | S/ 757,587.19 |
| 3.00% | S/ 5,428.91 | S/ 10,898.09 | S/ 16,407.84 | S/ 21,958.45 | S/ 753,927.45 |
| 2.75% | S/ 4,981.07 | S/ 9,996.03 | S/ 15,045.13 | S/ 20,128.58 | S/ 752,097.58 |
| 2.50% | S/ 4,532.41 | S/ 9,092.88 | S/ 13,681.58 | S/ 18,298.71 | S/ 750,267.71 |
| 2.00% | S/ 3,632.61 | S/ 7,283.25 | S/ 10,952.00 | S/ 14,638.97 | S/ 746,607.97 |
| 1.35% | S/ 2,457.92 | S/ 4,924.09 | S/ 7,398.54 | S/ 9,881.30 | S/ 741,850.30 |
| 1.00% | S/ 1,823.05 | S/ 3,650.64 | S/ 5,482.78 | S/ 7,319.48 | S/ 739,288.48 |
| 0.10% | S/ 182.92 | S/ 365.88 | S/ 548.89 | S/ 731.95 | S/ 732,700.95 |
Sobre los datos
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Para S/ 731,969 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 731,969 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.