Cálculo de intereses
Ahorrando S/ 731,288
Veamos que pasaría si Usted ahorrara 731,288 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 731,288.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,354.26 | S/ 16,803.95 | S/ 25,350.18 | S/ 33,994.04 | S/ 765,282.04 |
| 8.50% | S/ 15,067.32 | S/ 30,445.09 | S/ 46,139.69 | S/ 62,157.67 | S/ 793,445.67 |
| 8.00% | S/ 14,206.00 | S/ 28,687.96 | S/ 43,451.26 | S/ 58,501.34 | S/ 789,789.34 |
| 7.10% | S/ 12,648.05 | S/ 25,514.86 | S/ 38,604.21 | S/ 51,919.94 | S/ 783,207.94 |
| 7.00% | S/ 12,474.34 | S/ 25,161.47 | S/ 38,065.02 | S/ 51,188.68 | S/ 782,476.68 |
| 6.50% | S/ 11,603.96 | S/ 23,392.05 | S/ 35,367.19 | S/ 47,532.35 | S/ 778,820.35 |
| 6.10% | S/ 10,905.44 | S/ 21,973.51 | S/ 33,206.64 | S/ 44,607.28 | S/ 775,895.28 |
| 6.20% | S/ 11,080.26 | S/ 22,328.40 | S/ 33,746.97 | S/ 45,338.55 | S/ 776,626.55 |
| 5.90% | S/ 10,555.44 | S/ 21,263.24 | S/ 32,125.60 | S/ 43,144.75 | S/ 774,432.75 |
| 5.75% | S/ 10,292.62 | S/ 20,730.10 | S/ 31,314.49 | S/ 42,047.85 | S/ 773,335.85 |
| 5.70% | S/ 10,204.95 | S/ 20,552.30 | S/ 31,044.06 | S/ 41,682.22 | S/ 772,970.22 |
| 5.65% | S/ 10,117.25 | S/ 20,374.46 | S/ 30,773.59 | S/ 41,316.58 | S/ 772,604.58 |
| 5.60% | S/ 10,029.51 | S/ 20,196.58 | S/ 30,503.09 | S/ 40,950.95 | S/ 772,238.95 |
| 5.50% | S/ 9,853.96 | S/ 19,840.69 | S/ 29,962.00 | S/ 40,219.68 | S/ 771,507.68 |
| 5.30% | S/ 9,502.46 | S/ 19,128.40 | S/ 28,879.42 | S/ 38,757.15 | S/ 770,045.15 |
| 5.25% | S/ 9,414.51 | S/ 18,950.23 | S/ 28,608.70 | S/ 38,391.52 | S/ 769,679.52 |
| 5.05% | S/ 9,062.39 | S/ 18,237.09 | S/ 27,525.49 | S/ 36,928.98 | S/ 768,216.98 |
| 5.00% | S/ 8,974.28 | S/ 18,058.70 | S/ 27,254.60 | S/ 36,563.35 | S/ 767,851.35 |
| 4.95% | S/ 8,886.15 | S/ 17,880.27 | S/ 26,983.68 | S/ 36,197.72 | S/ 767,485.72 |
| 4.75% | S/ 8,533.27 | S/ 17,166.12 | S/ 25,899.69 | S/ 34,735.18 | S/ 766,023.18 |
| 4.55% | S/ 8,179.89 | S/ 16,451.28 | S/ 24,815.19 | S/ 33,272.65 | S/ 764,560.65 |
| 4.50% | S/ 8,091.47 | S/ 16,272.46 | S/ 24,543.98 | S/ 32,907.02 | S/ 764,195.02 |
| 4.40% | S/ 7,914.52 | S/ 15,914.70 | S/ 24,001.47 | S/ 32,175.75 | S/ 763,463.75 |
| 4.30% | S/ 7,737.45 | S/ 15,556.77 | S/ 23,458.82 | S/ 31,444.48 | S/ 762,732.48 |
| 4.25% | S/ 7,648.87 | S/ 15,377.74 | S/ 23,187.45 | S/ 31,078.85 | S/ 762,366.85 |
| 4.20% | S/ 7,560.25 | S/ 15,198.67 | S/ 22,916.05 | S/ 30,713.22 | S/ 762,001.22 |
| 4.15% | S/ 7,471.61 | S/ 15,019.55 | S/ 22,644.62 | S/ 30,347.58 | S/ 761,635.58 |
| 4.00% | S/ 7,205.48 | S/ 14,481.95 | S/ 21,830.11 | S/ 29,250.68 | S/ 760,538.68 |
| 3.90% | S/ 7,027.89 | S/ 14,123.33 | S/ 21,286.95 | S/ 28,519.42 | S/ 759,807.42 |
| 3.75% | S/ 6,761.28 | S/ 13,585.07 | S/ 20,471.96 | S/ 27,422.52 | S/ 758,710.52 |
| 3.50% | S/ 6,316.28 | S/ 12,687.12 | S/ 19,112.99 | S/ 25,594.35 | S/ 756,882.35 |
| 3.00% | S/ 5,423.86 | S/ 10,887.95 | S/ 16,392.57 | S/ 21,938.02 | S/ 753,226.02 |
| 2.75% | S/ 4,976.43 | S/ 9,986.73 | S/ 15,031.13 | S/ 20,109.85 | S/ 751,397.85 |
| 2.50% | S/ 4,528.19 | S/ 9,084.42 | S/ 13,668.85 | S/ 18,281.68 | S/ 749,569.68 |
| 2.00% | S/ 3,629.23 | S/ 7,276.47 | S/ 10,941.81 | S/ 14,625.35 | S/ 745,913.35 |
| 1.35% | S/ 2,455.63 | S/ 4,919.51 | S/ 7,391.66 | S/ 9,872.11 | S/ 741,160.11 |
| 1.00% | S/ 1,821.35 | S/ 3,647.24 | S/ 5,477.68 | S/ 7,312.67 | S/ 738,600.67 |
| 0.10% | S/ 182.75 | S/ 365.54 | S/ 548.38 | S/ 731.27 | S/ 732,019.27 |
Sobre los datos
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Para S/ 731,288 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 731,288 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.