Cálculo de intereses
Ahorrando S/ 731,054
Veamos que pasaría si Usted ahorrara 731,054 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 731,054.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,351.58 | S/ 16,798.58 | S/ 25,342.07 | S/ 33,983.16 | S/ 765,037.16 |
| 8.50% | S/ 15,062.50 | S/ 30,435.34 | S/ 46,124.93 | S/ 62,137.78 | S/ 793,191.78 |
| 8.00% | S/ 14,201.45 | S/ 28,678.78 | S/ 43,437.35 | S/ 58,482.62 | S/ 789,536.62 |
| 7.10% | S/ 12,644.01 | S/ 25,506.70 | S/ 38,591.86 | S/ 51,903.33 | S/ 782,957.33 |
| 7.00% | S/ 12,470.35 | S/ 25,153.42 | S/ 38,052.84 | S/ 51,172.30 | S/ 782,226.30 |
| 6.50% | S/ 11,600.25 | S/ 23,384.56 | S/ 35,355.87 | S/ 47,517.14 | S/ 778,571.14 |
| 6.10% | S/ 10,901.95 | S/ 21,966.48 | S/ 33,196.01 | S/ 44,593.01 | S/ 775,647.01 |
| 6.20% | S/ 11,076.71 | S/ 22,321.25 | S/ 33,736.17 | S/ 45,324.04 | S/ 776,378.04 |
| 5.90% | S/ 10,552.07 | S/ 21,256.44 | S/ 32,115.32 | S/ 43,130.94 | S/ 774,184.94 |
| 5.75% | S/ 10,289.33 | S/ 20,723.47 | S/ 31,304.47 | S/ 42,034.39 | S/ 773,088.39 |
| 5.70% | S/ 10,201.68 | S/ 20,545.73 | S/ 31,034.12 | S/ 41,668.88 | S/ 772,722.88 |
| 5.65% | S/ 10,114.01 | S/ 20,367.94 | S/ 30,763.74 | S/ 41,303.36 | S/ 772,357.36 |
| 5.60% | S/ 10,026.31 | S/ 20,190.12 | S/ 30,493.33 | S/ 40,937.85 | S/ 771,991.85 |
| 5.50% | S/ 9,850.80 | S/ 19,834.34 | S/ 29,952.41 | S/ 40,206.81 | S/ 771,260.81 |
| 5.30% | S/ 9,499.42 | S/ 19,122.28 | S/ 28,870.18 | S/ 38,744.75 | S/ 769,798.75 |
| 5.25% | S/ 9,411.50 | S/ 18,944.16 | S/ 28,599.55 | S/ 38,379.23 | S/ 769,433.23 |
| 5.05% | S/ 9,059.49 | S/ 18,231.26 | S/ 27,516.68 | S/ 36,917.17 | S/ 767,971.17 |
| 5.00% | S/ 8,971.41 | S/ 18,052.92 | S/ 27,245.88 | S/ 36,551.65 | S/ 767,605.65 |
| 4.95% | S/ 8,883.30 | S/ 17,874.55 | S/ 26,975.05 | S/ 36,186.14 | S/ 767,240.14 |
| 4.75% | S/ 8,530.54 | S/ 17,160.62 | S/ 25,891.41 | S/ 34,724.07 | S/ 765,778.07 |
| 4.55% | S/ 8,177.27 | S/ 16,446.02 | S/ 24,807.25 | S/ 33,262.00 | S/ 764,316.00 |
| 4.50% | S/ 8,088.88 | S/ 16,267.26 | S/ 24,536.13 | S/ 32,896.49 | S/ 763,950.49 |
| 4.40% | S/ 7,911.99 | S/ 15,909.61 | S/ 23,993.79 | S/ 32,165.46 | S/ 763,219.46 |
| 4.30% | S/ 7,734.98 | S/ 15,551.79 | S/ 23,451.32 | S/ 31,434.42 | S/ 762,488.42 |
| 4.25% | S/ 7,646.42 | S/ 15,372.82 | S/ 23,180.03 | S/ 31,068.91 | S/ 762,122.91 |
| 4.20% | S/ 7,557.84 | S/ 15,193.81 | S/ 22,908.72 | S/ 30,703.39 | S/ 761,757.39 |
| 4.15% | S/ 7,469.22 | S/ 15,014.75 | S/ 22,637.37 | S/ 30,337.87 | S/ 761,391.87 |
| 4.00% | S/ 7,203.17 | S/ 14,477.31 | S/ 21,823.13 | S/ 29,241.33 | S/ 760,295.33 |
| 3.90% | S/ 7,025.64 | S/ 14,118.81 | S/ 21,280.14 | S/ 28,510.29 | S/ 759,564.29 |
| 3.75% | S/ 6,759.12 | S/ 13,580.73 | S/ 20,465.41 | S/ 27,413.74 | S/ 758,467.74 |
| 3.50% | S/ 6,314.26 | S/ 12,683.06 | S/ 19,106.87 | S/ 25,586.16 | S/ 756,640.16 |
| 3.00% | S/ 5,422.13 | S/ 10,884.47 | S/ 16,387.33 | S/ 21,931.00 | S/ 752,985.00 |
| 2.75% | S/ 4,974.84 | S/ 9,983.54 | S/ 15,026.32 | S/ 20,103.41 | S/ 751,157.41 |
| 2.50% | S/ 4,526.74 | S/ 9,081.51 | S/ 13,664.48 | S/ 18,275.83 | S/ 749,329.83 |
| 2.00% | S/ 3,628.07 | S/ 7,274.14 | S/ 10,938.31 | S/ 14,620.67 | S/ 745,674.67 |
| 1.35% | S/ 2,454.85 | S/ 4,917.93 | S/ 7,389.29 | S/ 9,868.95 | S/ 740,922.95 |
| 1.00% | S/ 1,820.77 | S/ 3,646.07 | S/ 5,475.93 | S/ 7,310.33 | S/ 738,364.33 |
| 0.10% | S/ 182.69 | S/ 365.43 | S/ 548.21 | S/ 731.03 | S/ 731,785.03 |
Sobre los datos
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Para S/ 731,054 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 731,054 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.