Cálculo de intereses
Ahorrando S/ 729,854
Veamos que pasaría si Usted ahorrara 729,854 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 729,854.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,337.87 | S/ 16,771.00 | S/ 25,300.47 | S/ 33,927.38 | S/ 763,781.38 |
| 8.50% | S/ 15,037.78 | S/ 30,385.39 | S/ 46,049.22 | S/ 62,035.78 | S/ 791,889.78 |
| 8.00% | S/ 14,178.14 | S/ 28,631.71 | S/ 43,366.05 | S/ 58,386.62 | S/ 788,240.62 |
| 7.10% | S/ 12,623.25 | S/ 25,464.83 | S/ 38,528.51 | S/ 51,818.13 | S/ 781,672.13 |
| 7.00% | S/ 12,449.88 | S/ 25,112.13 | S/ 37,990.38 | S/ 51,088.30 | S/ 780,942.30 |
| 6.50% | S/ 11,581.20 | S/ 23,346.18 | S/ 35,297.83 | S/ 47,439.14 | S/ 777,293.14 |
| 6.10% | S/ 10,884.06 | S/ 21,930.43 | S/ 33,141.52 | S/ 44,519.81 | S/ 774,373.81 |
| 6.20% | S/ 11,058.53 | S/ 22,284.61 | S/ 33,680.79 | S/ 45,249.64 | S/ 775,103.64 |
| 5.90% | S/ 10,534.75 | S/ 21,221.55 | S/ 32,062.61 | S/ 43,060.15 | S/ 772,914.15 |
| 5.75% | S/ 10,272.44 | S/ 20,689.45 | S/ 31,253.08 | S/ 41,965.40 | S/ 771,819.40 |
| 5.70% | S/ 10,184.94 | S/ 20,512.00 | S/ 30,983.18 | S/ 41,600.48 | S/ 771,454.48 |
| 5.65% | S/ 10,097.41 | S/ 20,334.51 | S/ 30,713.24 | S/ 41,235.56 | S/ 771,089.56 |
| 5.60% | S/ 10,009.85 | S/ 20,156.98 | S/ 30,443.28 | S/ 40,870.65 | S/ 770,724.65 |
| 5.50% | S/ 9,834.63 | S/ 19,801.79 | S/ 29,903.24 | S/ 40,140.82 | S/ 769,994.82 |
| 5.30% | S/ 9,483.83 | S/ 19,090.89 | S/ 28,822.79 | S/ 38,681.15 | S/ 768,535.15 |
| 5.25% | S/ 9,396.05 | S/ 18,913.07 | S/ 28,552.60 | S/ 38,316.23 | S/ 768,170.23 |
| 5.05% | S/ 9,044.62 | S/ 18,201.33 | S/ 27,471.51 | S/ 36,856.57 | S/ 766,710.57 |
| 5.00% | S/ 8,956.69 | S/ 18,023.29 | S/ 27,201.16 | S/ 36,491.65 | S/ 766,345.65 |
| 4.95% | S/ 8,868.72 | S/ 17,845.21 | S/ 26,930.77 | S/ 36,126.74 | S/ 765,980.74 |
| 4.75% | S/ 8,516.54 | S/ 17,132.45 | S/ 25,848.91 | S/ 34,667.07 | S/ 764,521.07 |
| 4.55% | S/ 8,163.85 | S/ 16,419.02 | S/ 24,766.53 | S/ 33,207.41 | S/ 763,061.41 |
| 4.50% | S/ 8,075.60 | S/ 16,240.55 | S/ 24,495.85 | S/ 32,842.49 | S/ 762,696.49 |
| 4.40% | S/ 7,899.00 | S/ 15,883.50 | S/ 23,954.40 | S/ 32,112.66 | S/ 761,966.66 |
| 4.30% | S/ 7,722.28 | S/ 15,526.27 | S/ 23,412.82 | S/ 31,382.82 | S/ 761,236.82 |
| 4.25% | S/ 7,633.87 | S/ 15,347.59 | S/ 23,141.99 | S/ 31,017.91 | S/ 760,871.91 |
| 4.20% | S/ 7,545.43 | S/ 15,168.87 | S/ 22,871.11 | S/ 30,652.99 | S/ 760,506.99 |
| 4.15% | S/ 7,456.96 | S/ 14,990.10 | S/ 22,600.21 | S/ 30,288.08 | S/ 760,142.08 |
| 4.00% | S/ 7,191.35 | S/ 14,453.55 | S/ 21,787.31 | S/ 29,193.33 | S/ 759,047.33 |
| 3.90% | S/ 7,014.11 | S/ 14,095.63 | S/ 21,245.21 | S/ 28,463.49 | S/ 758,317.49 |
| 3.75% | S/ 6,748.02 | S/ 13,558.44 | S/ 20,431.82 | S/ 27,368.74 | S/ 757,222.74 |
| 3.50% | S/ 6,303.90 | S/ 12,662.24 | S/ 19,075.51 | S/ 25,544.16 | S/ 755,398.16 |
| 3.00% | S/ 5,413.23 | S/ 10,866.60 | S/ 16,360.43 | S/ 21,895.00 | S/ 751,749.00 |
| 2.75% | S/ 4,966.68 | S/ 9,967.15 | S/ 15,001.65 | S/ 20,070.42 | S/ 749,924.42 |
| 2.50% | S/ 4,519.31 | S/ 9,066.60 | S/ 13,642.05 | S/ 18,245.83 | S/ 748,099.83 |
| 2.00% | S/ 3,622.11 | S/ 7,262.20 | S/ 10,920.36 | S/ 14,596.67 | S/ 744,450.67 |
| 1.35% | S/ 2,450.82 | S/ 4,909.86 | S/ 7,377.16 | S/ 9,852.75 | S/ 739,706.75 |
| 1.00% | S/ 1,817.78 | S/ 3,640.09 | S/ 5,466.94 | S/ 7,298.33 | S/ 737,152.33 |
| 0.10% | S/ 182.39 | S/ 364.83 | S/ 547.31 | S/ 729.83 | S/ 730,583.83 |
Sobre los datos
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Para S/ 729,854 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 729,854 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.