Cálculo de intereses
Ahorrando S/ 727,343
Veamos que pasaría si Usted ahorrara 727,343 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 727,343.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,309.19 | S/ 16,713.30 | S/ 25,213.42 | S/ 33,810.65 | S/ 761,153.65 |
| 8.50% | S/ 14,986.04 | S/ 30,280.85 | S/ 45,890.79 | S/ 61,822.35 | S/ 789,165.35 |
| 8.00% | S/ 14,129.36 | S/ 28,533.20 | S/ 43,216.85 | S/ 58,185.75 | S/ 785,528.75 |
| 7.10% | S/ 12,579.82 | S/ 25,377.22 | S/ 38,395.95 | S/ 51,639.86 | S/ 778,982.86 |
| 7.00% | S/ 12,407.05 | S/ 25,025.74 | S/ 37,859.68 | S/ 50,912.54 | S/ 778,255.54 |
| 6.50% | S/ 11,541.36 | S/ 23,265.86 | S/ 35,176.40 | S/ 47,275.93 | S/ 774,618.93 |
| 6.10% | S/ 10,846.61 | S/ 21,854.98 | S/ 33,027.50 | S/ 44,366.64 | S/ 771,709.64 |
| 6.20% | S/ 11,020.48 | S/ 22,207.95 | S/ 33,564.92 | S/ 45,093.96 | S/ 772,436.96 |
| 5.90% | S/ 10,498.50 | S/ 21,148.54 | S/ 31,952.30 | S/ 42,912.00 | S/ 770,255.00 |
| 5.75% | S/ 10,237.09 | S/ 20,618.27 | S/ 31,145.56 | S/ 41,821.02 | S/ 769,164.02 |
| 5.70% | S/ 10,149.90 | S/ 20,441.43 | S/ 30,876.59 | S/ 41,457.36 | S/ 768,800.36 |
| 5.65% | S/ 10,062.67 | S/ 20,264.55 | S/ 30,607.58 | S/ 41,093.70 | S/ 768,436.70 |
| 5.60% | S/ 9,975.41 | S/ 20,087.63 | S/ 30,338.54 | S/ 40,730.04 | S/ 768,073.04 |
| 5.50% | S/ 9,800.80 | S/ 19,733.66 | S/ 29,800.36 | S/ 40,002.71 | S/ 767,345.71 |
| 5.30% | S/ 9,451.20 | S/ 19,025.21 | S/ 28,723.63 | S/ 38,548.07 | S/ 765,891.07 |
| 5.25% | S/ 9,363.72 | S/ 18,848.00 | S/ 28,454.37 | S/ 38,184.41 | S/ 765,527.41 |
| 5.05% | S/ 9,013.51 | S/ 18,138.71 | S/ 27,377.00 | S/ 36,729.77 | S/ 764,072.77 |
| 5.00% | S/ 8,925.87 | S/ 17,961.28 | S/ 27,107.57 | S/ 36,366.11 | S/ 763,709.11 |
| 4.95% | S/ 8,838.21 | S/ 17,783.81 | S/ 26,838.12 | S/ 36,002.45 | S/ 763,345.45 |
| 4.75% | S/ 8,487.24 | S/ 17,073.51 | S/ 25,759.98 | S/ 34,547.80 | S/ 761,890.80 |
| 4.55% | S/ 8,135.76 | S/ 16,362.53 | S/ 24,681.32 | S/ 33,093.16 | S/ 760,436.16 |
| 4.50% | S/ 8,047.82 | S/ 16,184.68 | S/ 24,411.58 | S/ 32,729.50 | S/ 760,072.50 |
| 4.40% | S/ 7,871.83 | S/ 15,828.85 | S/ 23,871.99 | S/ 32,002.18 | S/ 759,345.18 |
| 4.30% | S/ 7,695.71 | S/ 15,472.85 | S/ 23,332.27 | S/ 31,274.85 | S/ 758,617.85 |
| 4.25% | S/ 7,607.61 | S/ 15,294.79 | S/ 23,062.37 | S/ 30,911.19 | S/ 758,254.19 |
| 4.20% | S/ 7,519.47 | S/ 15,116.68 | S/ 22,792.43 | S/ 30,547.53 | S/ 757,890.53 |
| 4.15% | S/ 7,431.30 | S/ 14,938.53 | S/ 22,522.46 | S/ 30,183.87 | S/ 757,526.87 |
| 4.00% | S/ 7,166.60 | S/ 14,403.82 | S/ 21,712.35 | S/ 29,092.89 | S/ 756,435.89 |
| 3.90% | S/ 6,989.98 | S/ 14,047.14 | S/ 21,172.12 | S/ 28,365.57 | S/ 755,708.57 |
| 3.75% | S/ 6,724.81 | S/ 13,511.79 | S/ 20,361.52 | S/ 27,274.58 | S/ 754,617.58 |
| 3.50% | S/ 6,282.21 | S/ 12,618.68 | S/ 19,009.88 | S/ 25,456.28 | S/ 752,799.28 |
| 3.00% | S/ 5,394.60 | S/ 10,829.22 | S/ 16,304.14 | S/ 21,819.67 | S/ 749,162.67 |
| 2.75% | S/ 4,949.59 | S/ 9,932.86 | S/ 14,950.04 | S/ 20,001.36 | S/ 747,344.36 |
| 2.50% | S/ 4,503.76 | S/ 9,035.41 | S/ 13,595.12 | S/ 18,183.06 | S/ 745,526.06 |
| 2.00% | S/ 3,609.65 | S/ 7,237.22 | S/ 10,882.79 | S/ 14,546.45 | S/ 741,889.45 |
| 1.35% | S/ 2,442.38 | S/ 4,892.97 | S/ 7,351.78 | S/ 9,818.85 | S/ 737,161.85 |
| 1.00% | S/ 1,811.53 | S/ 3,627.57 | S/ 5,448.13 | S/ 7,273.23 | S/ 734,616.23 |
| 0.10% | S/ 181.76 | S/ 363.57 | S/ 545.42 | S/ 727.32 | S/ 728,070.32 |
Sobre los datos
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Para S/ 727,343 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 727,343 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.