Cálculo de intereses
Ahorrando S/ 726,050
Veamos que pasaría si Usted ahorrara 726,050 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 726,050.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,294.42 | S/ 16,683.59 | S/ 25,168.60 | S/ 33,750.55 | S/ 759,800.55 |
| 8.50% | S/ 14,959.40 | S/ 30,227.02 | S/ 45,809.21 | S/ 61,712.45 | S/ 787,762.45 |
| 8.00% | S/ 14,104.25 | S/ 28,482.48 | S/ 43,140.03 | S/ 58,082.31 | S/ 784,132.31 |
| 7.10% | S/ 12,557.46 | S/ 25,332.11 | S/ 38,327.70 | S/ 51,548.06 | S/ 777,598.06 |
| 7.00% | S/ 12,384.99 | S/ 24,981.25 | S/ 37,792.37 | S/ 50,822.03 | S/ 776,872.03 |
| 6.50% | S/ 11,520.84 | S/ 23,224.50 | S/ 35,113.86 | S/ 47,191.89 | S/ 773,241.89 |
| 6.10% | S/ 10,827.33 | S/ 21,816.12 | S/ 32,968.79 | S/ 44,287.77 | S/ 770,337.77 |
| 6.20% | S/ 11,000.89 | S/ 22,168.47 | S/ 33,505.25 | S/ 45,013.80 | S/ 771,063.80 |
| 5.90% | S/ 10,479.84 | S/ 21,110.94 | S/ 31,895.50 | S/ 42,835.72 | S/ 768,885.72 |
| 5.75% | S/ 10,218.90 | S/ 20,581.62 | S/ 31,090.19 | S/ 41,746.67 | S/ 767,796.67 |
| 5.70% | S/ 10,131.85 | S/ 20,405.09 | S/ 30,821.70 | S/ 41,383.66 | S/ 767,433.66 |
| 5.65% | S/ 10,044.78 | S/ 20,228.53 | S/ 30,553.17 | S/ 41,020.64 | S/ 767,070.64 |
| 5.60% | S/ 9,957.68 | S/ 20,051.92 | S/ 30,284.61 | S/ 40,657.63 | S/ 766,707.63 |
| 5.50% | S/ 9,783.37 | S/ 19,698.58 | S/ 29,747.39 | S/ 39,931.60 | S/ 765,981.60 |
| 5.30% | S/ 9,434.40 | S/ 18,991.39 | S/ 28,672.57 | S/ 38,479.54 | S/ 764,529.54 |
| 5.25% | S/ 9,347.08 | S/ 18,814.49 | S/ 28,403.78 | S/ 38,116.53 | S/ 764,166.53 |
| 5.05% | S/ 8,997.48 | S/ 18,106.46 | S/ 27,328.33 | S/ 36,664.47 | S/ 762,714.47 |
| 5.00% | S/ 8,910.00 | S/ 17,929.35 | S/ 27,059.38 | S/ 36,301.46 | S/ 762,351.46 |
| 4.95% | S/ 8,822.50 | S/ 17,752.20 | S/ 26,790.41 | S/ 35,938.44 | S/ 761,988.44 |
| 4.75% | S/ 8,472.15 | S/ 17,043.16 | S/ 25,714.18 | S/ 34,486.39 | S/ 760,536.39 |
| 4.55% | S/ 8,121.30 | S/ 16,333.44 | S/ 24,637.44 | S/ 33,034.33 | S/ 759,084.33 |
| 4.50% | S/ 8,033.51 | S/ 16,155.91 | S/ 24,368.18 | S/ 32,671.31 | S/ 758,721.31 |
| 4.40% | S/ 7,857.83 | S/ 15,800.71 | S/ 23,829.55 | S/ 31,945.29 | S/ 757,995.29 |
| 4.30% | S/ 7,682.03 | S/ 15,445.34 | S/ 23,290.80 | S/ 31,219.26 | S/ 757,269.26 |
| 4.25% | S/ 7,594.08 | S/ 15,267.60 | S/ 23,021.37 | S/ 30,856.24 | S/ 756,906.24 |
| 4.20% | S/ 7,506.10 | S/ 15,089.81 | S/ 22,751.91 | S/ 30,493.23 | S/ 756,543.23 |
| 4.15% | S/ 7,418.09 | S/ 14,911.97 | S/ 22,482.42 | S/ 30,130.21 | S/ 756,180.21 |
| 4.00% | S/ 7,153.86 | S/ 14,378.22 | S/ 21,673.75 | S/ 29,041.17 | S/ 755,091.17 |
| 3.90% | S/ 6,977.55 | S/ 14,022.17 | S/ 21,134.48 | S/ 28,315.14 | S/ 754,365.14 |
| 3.75% | S/ 6,712.85 | S/ 13,487.77 | S/ 20,325.32 | S/ 27,226.10 | S/ 753,276.10 |
| 3.50% | S/ 6,271.04 | S/ 12,596.25 | S/ 18,976.08 | S/ 25,411.03 | S/ 751,461.03 |
| 3.00% | S/ 5,385.01 | S/ 10,809.97 | S/ 16,275.16 | S/ 21,780.88 | S/ 747,830.88 |
| 2.75% | S/ 4,940.79 | S/ 9,915.20 | S/ 14,923.46 | S/ 19,965.81 | S/ 746,015.81 |
| 2.50% | S/ 4,495.75 | S/ 9,019.35 | S/ 13,570.95 | S/ 18,150.74 | S/ 744,200.74 |
| 2.00% | S/ 3,603.24 | S/ 7,224.35 | S/ 10,863.44 | S/ 14,520.59 | S/ 740,570.59 |
| 1.35% | S/ 2,438.04 | S/ 4,884.27 | S/ 7,338.71 | S/ 9,801.40 | S/ 735,851.40 |
| 1.00% | S/ 1,808.31 | S/ 3,621.12 | S/ 5,438.44 | S/ 7,260.30 | S/ 733,310.30 |
| 0.10% | S/ 181.44 | S/ 362.92 | S/ 544.45 | S/ 726.03 | S/ 726,776.03 |
Sobre los datos
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Para S/ 726,050 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 726,050 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
