Cálculo de intereses
Ahorrando S/ 723,858
Veamos que pasaría si Usted ahorrara 723,858 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 723,858.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,269.38 | S/ 16,633.22 | S/ 25,092.62 | S/ 33,648.65 | S/ 757,506.65 |
| 8.50% | S/ 14,914.23 | S/ 30,135.76 | S/ 45,670.91 | S/ 61,526.14 | S/ 785,384.14 |
| 8.00% | S/ 14,061.66 | S/ 28,396.49 | S/ 43,009.78 | S/ 57,906.96 | S/ 781,764.96 |
| 7.10% | S/ 12,519.55 | S/ 25,255.63 | S/ 38,211.98 | S/ 51,392.43 | S/ 775,250.43 |
| 7.00% | S/ 12,347.60 | S/ 24,905.83 | S/ 37,678.27 | S/ 50,668.59 | S/ 774,526.59 |
| 6.50% | S/ 11,486.06 | S/ 23,154.38 | S/ 35,007.85 | S/ 47,049.41 | S/ 770,907.41 |
| 6.10% | S/ 10,794.64 | S/ 21,750.26 | S/ 32,869.26 | S/ 44,154.06 | S/ 768,012.06 |
| 6.20% | S/ 10,967.68 | S/ 22,101.54 | S/ 33,404.09 | S/ 44,877.90 | S/ 768,735.90 |
| 5.90% | S/ 10,448.20 | S/ 21,047.21 | S/ 31,799.20 | S/ 42,706.39 | S/ 766,564.39 |
| 5.75% | S/ 10,188.04 | S/ 20,519.48 | S/ 30,996.33 | S/ 41,620.64 | S/ 765,478.64 |
| 5.70% | S/ 10,101.26 | S/ 20,343.49 | S/ 30,728.64 | S/ 41,258.72 | S/ 765,116.72 |
| 5.65% | S/ 10,014.45 | S/ 20,167.46 | S/ 30,460.92 | S/ 40,896.80 | S/ 764,754.80 |
| 5.60% | S/ 9,927.61 | S/ 19,991.38 | S/ 30,193.17 | S/ 40,534.88 | S/ 764,392.88 |
| 5.50% | S/ 9,753.84 | S/ 19,639.11 | S/ 29,657.58 | S/ 39,811.05 | S/ 763,669.05 |
| 5.30% | S/ 9,405.92 | S/ 18,934.06 | S/ 28,586.00 | S/ 38,363.37 | S/ 762,221.37 |
| 5.25% | S/ 9,318.86 | S/ 18,757.69 | S/ 28,318.03 | S/ 38,001.45 | S/ 761,859.45 |
| 5.05% | S/ 8,970.32 | S/ 18,051.80 | S/ 27,245.82 | S/ 36,553.78 | S/ 760,411.78 |
| 5.00% | S/ 8,883.10 | S/ 17,875.22 | S/ 26,977.69 | S/ 36,191.86 | S/ 760,049.86 |
| 4.95% | S/ 8,795.86 | S/ 17,698.60 | S/ 26,709.53 | S/ 35,829.94 | S/ 759,687.94 |
| 4.75% | S/ 8,446.57 | S/ 16,991.70 | S/ 25,636.55 | S/ 34,382.27 | S/ 758,240.27 |
| 4.55% | S/ 8,096.78 | S/ 16,284.13 | S/ 24,563.06 | S/ 32,934.60 | S/ 756,792.60 |
| 4.50% | S/ 8,009.26 | S/ 16,107.13 | S/ 24,294.61 | S/ 32,572.68 | S/ 756,430.68 |
| 4.40% | S/ 7,834.11 | S/ 15,753.01 | S/ 23,757.61 | S/ 31,848.84 | S/ 755,706.84 |
| 4.30% | S/ 7,658.84 | S/ 15,398.71 | S/ 23,220.48 | S/ 31,125.00 | S/ 754,983.00 |
| 4.25% | S/ 7,571.16 | S/ 15,221.50 | S/ 22,951.87 | S/ 30,763.09 | S/ 754,621.09 |
| 4.20% | S/ 7,483.44 | S/ 15,044.25 | S/ 22,683.22 | S/ 30,401.17 | S/ 754,259.17 |
| 4.15% | S/ 7,395.69 | S/ 14,866.95 | S/ 22,414.54 | S/ 30,039.25 | S/ 753,897.25 |
| 4.00% | S/ 7,132.27 | S/ 14,334.81 | S/ 21,608.32 | S/ 28,953.49 | S/ 752,811.49 |
| 3.90% | S/ 6,956.49 | S/ 13,979.83 | S/ 21,070.67 | S/ 28,229.66 | S/ 752,087.66 |
| 3.75% | S/ 6,692.59 | S/ 13,447.05 | S/ 20,263.96 | S/ 27,143.90 | S/ 751,001.90 |
| 3.50% | S/ 6,252.11 | S/ 12,558.22 | S/ 18,918.79 | S/ 25,334.31 | S/ 749,192.31 |
| 3.00% | S/ 5,368.76 | S/ 10,777.33 | S/ 16,226.02 | S/ 21,715.12 | S/ 745,573.12 |
| 2.75% | S/ 4,925.87 | S/ 9,885.27 | S/ 14,878.41 | S/ 19,905.53 | S/ 743,763.53 |
| 2.50% | S/ 4,482.18 | S/ 8,992.12 | S/ 13,529.98 | S/ 18,095.94 | S/ 741,953.94 |
| 2.00% | S/ 3,592.36 | S/ 7,202.54 | S/ 10,830.64 | S/ 14,476.75 | S/ 738,334.75 |
| 1.35% | S/ 2,430.68 | S/ 4,869.52 | S/ 7,316.56 | S/ 9,771.81 | S/ 733,629.81 |
| 1.00% | S/ 1,802.85 | S/ 3,610.19 | S/ 5,422.02 | S/ 7,238.38 | S/ 731,096.38 |
| 0.10% | S/ 180.89 | S/ 361.83 | S/ 542.81 | S/ 723.84 | S/ 724,581.84 |
Sobre los datos
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Para S/ 723,858 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 723,858 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.