Cálculo de intereses
Ahorrando S/ 723,117
Veamos que pasaría si Usted ahorrara 723,117 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 723,117.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,260.91 | S/ 16,616.19 | S/ 25,066.93 | S/ 33,614.21 | S/ 756,731.21 |
| 8.50% | S/ 14,898.97 | S/ 30,104.91 | S/ 45,624.15 | S/ 61,463.15 | S/ 784,580.15 |
| 8.00% | S/ 14,047.27 | S/ 28,367.42 | S/ 42,965.76 | S/ 57,847.68 | S/ 780,964.68 |
| 7.10% | S/ 12,506.73 | S/ 25,229.77 | S/ 38,172.87 | S/ 51,339.82 | S/ 774,456.82 |
| 7.00% | S/ 12,334.96 | S/ 24,880.33 | S/ 37,639.70 | S/ 50,616.72 | S/ 773,733.72 |
| 6.50% | S/ 11,474.30 | S/ 23,130.68 | S/ 34,972.01 | S/ 47,001.25 | S/ 770,118.25 |
| 6.10% | S/ 10,783.59 | S/ 21,727.99 | S/ 32,835.61 | S/ 44,108.86 | S/ 767,225.86 |
| 6.20% | S/ 10,956.45 | S/ 22,078.91 | S/ 33,369.90 | S/ 44,831.96 | S/ 767,948.96 |
| 5.90% | S/ 10,437.50 | S/ 21,025.66 | S/ 31,766.65 | S/ 42,662.67 | S/ 765,779.67 |
| 5.75% | S/ 10,177.61 | S/ 20,498.48 | S/ 30,964.60 | S/ 41,578.03 | S/ 764,695.03 |
| 5.70% | S/ 10,090.92 | S/ 20,322.66 | S/ 30,697.19 | S/ 41,216.48 | S/ 764,333.48 |
| 5.65% | S/ 10,004.20 | S/ 20,146.81 | S/ 30,429.74 | S/ 40,854.93 | S/ 763,971.93 |
| 5.60% | S/ 9,917.45 | S/ 19,970.92 | S/ 30,162.27 | S/ 40,493.39 | S/ 763,610.39 |
| 5.50% | S/ 9,743.85 | S/ 19,619.00 | S/ 29,627.22 | S/ 39,770.29 | S/ 762,887.29 |
| 5.30% | S/ 9,396.29 | S/ 18,914.67 | S/ 28,556.74 | S/ 38,324.10 | S/ 761,441.10 |
| 5.25% | S/ 9,309.32 | S/ 18,738.49 | S/ 28,289.04 | S/ 37,962.55 | S/ 761,079.55 |
| 5.05% | S/ 8,961.14 | S/ 18,033.32 | S/ 27,217.93 | S/ 36,516.36 | S/ 759,633.36 |
| 5.00% | S/ 8,874.01 | S/ 17,856.92 | S/ 26,950.07 | S/ 36,154.81 | S/ 759,271.81 |
| 4.95% | S/ 8,786.86 | S/ 17,680.49 | S/ 26,682.18 | S/ 35,793.26 | S/ 758,910.26 |
| 4.75% | S/ 8,437.93 | S/ 16,974.31 | S/ 25,610.31 | S/ 34,347.07 | S/ 757,464.07 |
| 4.55% | S/ 8,088.49 | S/ 16,267.46 | S/ 24,537.92 | S/ 32,900.88 | S/ 756,017.88 |
| 4.50% | S/ 8,001.06 | S/ 16,090.64 | S/ 24,269.74 | S/ 32,539.33 | S/ 755,656.33 |
| 4.40% | S/ 7,826.09 | S/ 15,736.88 | S/ 23,733.29 | S/ 31,816.24 | S/ 754,933.24 |
| 4.30% | S/ 7,651.00 | S/ 15,382.95 | S/ 23,196.71 | S/ 31,093.14 | S/ 754,210.14 |
| 4.25% | S/ 7,563.41 | S/ 15,205.92 | S/ 22,928.37 | S/ 30,731.59 | S/ 753,848.59 |
| 4.20% | S/ 7,475.78 | S/ 15,028.85 | S/ 22,660.00 | S/ 30,370.05 | S/ 753,487.05 |
| 4.15% | S/ 7,388.12 | S/ 14,851.73 | S/ 22,391.60 | S/ 30,008.50 | S/ 753,125.50 |
| 4.00% | S/ 7,124.97 | S/ 14,320.13 | S/ 21,586.20 | S/ 28,923.85 | S/ 752,040.85 |
| 3.90% | S/ 6,949.37 | S/ 13,965.52 | S/ 21,049.10 | S/ 28,200.76 | S/ 751,317.76 |
| 3.75% | S/ 6,685.73 | S/ 13,433.28 | S/ 20,243.22 | S/ 27,116.11 | S/ 750,233.11 |
| 3.50% | S/ 6,245.71 | S/ 12,545.36 | S/ 18,899.43 | S/ 25,308.37 | S/ 748,425.37 |
| 3.00% | S/ 5,363.26 | S/ 10,766.30 | S/ 16,209.41 | S/ 21,692.89 | S/ 744,809.89 |
| 2.75% | S/ 4,920.83 | S/ 9,875.15 | S/ 14,863.18 | S/ 19,885.15 | S/ 743,002.15 |
| 2.50% | S/ 4,477.59 | S/ 8,982.91 | S/ 13,516.13 | S/ 18,077.41 | S/ 741,194.41 |
| 2.00% | S/ 3,588.68 | S/ 7,195.17 | S/ 10,819.56 | S/ 14,461.93 | S/ 737,578.93 |
| 1.35% | S/ 2,428.19 | S/ 4,864.54 | S/ 7,309.07 | S/ 9,761.80 | S/ 732,878.80 |
| 1.00% | S/ 1,801.00 | S/ 3,606.49 | S/ 5,416.47 | S/ 7,230.97 | S/ 730,347.97 |
| 0.10% | S/ 180.71 | S/ 361.46 | S/ 542.25 | S/ 723.10 | S/ 723,840.10 |
Sobre los datos
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Para S/ 723,117 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 723,117 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.