Cálculo de intereses
Ahorrando S/ 720,607
Veamos que pasaría si Usted ahorrara 720,607 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 720,607.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,232.24 | S/ 16,558.52 | S/ 24,979.92 | S/ 33,497.53 | S/ 754,104.53 |
| 8.50% | S/ 14,847.25 | S/ 30,000.41 | S/ 45,465.79 | S/ 61,249.81 | S/ 781,856.81 |
| 8.00% | S/ 13,998.51 | S/ 28,268.95 | S/ 42,816.62 | S/ 57,646.88 | S/ 778,253.88 |
| 7.10% | S/ 12,463.32 | S/ 25,142.20 | S/ 38,040.37 | S/ 51,161.61 | S/ 771,768.61 |
| 7.00% | S/ 12,292.15 | S/ 24,793.97 | S/ 37,509.05 | S/ 50,441.03 | S/ 771,048.03 |
| 6.50% | S/ 11,434.47 | S/ 23,050.39 | S/ 34,850.62 | S/ 46,838.10 | S/ 767,445.10 |
| 6.10% | S/ 10,746.16 | S/ 21,652.57 | S/ 32,721.63 | S/ 43,955.76 | S/ 764,562.76 |
| 6.20% | S/ 10,918.42 | S/ 22,002.28 | S/ 33,254.07 | S/ 44,676.35 | S/ 765,283.35 |
| 5.90% | S/ 10,401.27 | S/ 20,952.68 | S/ 31,656.38 | S/ 42,514.59 | S/ 763,121.59 |
| 5.75% | S/ 10,142.29 | S/ 20,427.32 | S/ 30,857.12 | S/ 41,433.71 | S/ 762,040.71 |
| 5.70% | S/ 10,055.90 | S/ 20,252.12 | S/ 30,590.63 | S/ 41,073.42 | S/ 761,680.42 |
| 5.65% | S/ 9,969.48 | S/ 20,076.88 | S/ 30,324.12 | S/ 40,713.12 | S/ 761,320.12 |
| 5.60% | S/ 9,883.03 | S/ 19,901.60 | S/ 30,057.57 | S/ 40,352.83 | S/ 760,959.83 |
| 5.50% | S/ 9,710.03 | S/ 19,550.90 | S/ 29,524.38 | S/ 39,632.25 | S/ 760,239.25 |
| 5.30% | S/ 9,363.67 | S/ 18,849.02 | S/ 28,457.62 | S/ 38,191.07 | S/ 758,798.07 |
| 5.25% | S/ 9,277.01 | S/ 18,673.44 | S/ 28,190.85 | S/ 37,830.78 | S/ 758,437.78 |
| 5.05% | S/ 8,930.03 | S/ 17,970.72 | S/ 27,123.46 | S/ 36,389.61 | S/ 756,996.61 |
| 5.00% | S/ 8,843.21 | S/ 17,794.94 | S/ 26,856.53 | S/ 36,029.32 | S/ 756,636.32 |
| 4.95% | S/ 8,756.36 | S/ 17,619.11 | S/ 26,589.57 | S/ 35,669.02 | S/ 756,276.02 |
| 4.75% | S/ 8,408.64 | S/ 16,915.39 | S/ 25,521.41 | S/ 34,227.85 | S/ 754,834.85 |
| 4.55% | S/ 8,060.42 | S/ 16,211.00 | S/ 24,452.74 | S/ 32,786.68 | S/ 753,393.68 |
| 4.50% | S/ 7,973.29 | S/ 16,034.79 | S/ 24,185.50 | S/ 32,426.39 | S/ 753,033.39 |
| 4.40% | S/ 7,798.93 | S/ 15,682.26 | S/ 23,650.91 | S/ 31,705.80 | S/ 752,312.80 |
| 4.30% | S/ 7,624.44 | S/ 15,329.55 | S/ 23,116.19 | S/ 30,985.21 | S/ 751,592.21 |
| 4.25% | S/ 7,537.15 | S/ 15,153.14 | S/ 22,848.78 | S/ 30,624.92 | S/ 751,231.92 |
| 4.20% | S/ 7,449.83 | S/ 14,976.68 | S/ 22,581.35 | S/ 30,264.63 | S/ 750,871.63 |
| 4.15% | S/ 7,362.48 | S/ 14,800.18 | S/ 22,313.87 | S/ 29,904.34 | S/ 750,511.34 |
| 4.00% | S/ 7,100.23 | S/ 14,270.43 | S/ 21,511.27 | S/ 28,823.46 | S/ 749,430.46 |
| 3.90% | S/ 6,925.25 | S/ 13,917.05 | S/ 20,976.04 | S/ 28,102.87 | S/ 748,709.87 |
| 3.75% | S/ 6,662.53 | S/ 13,386.65 | S/ 20,172.95 | S/ 27,021.99 | S/ 747,628.99 |
| 3.50% | S/ 6,224.03 | S/ 12,501.82 | S/ 18,833.83 | S/ 25,220.53 | S/ 745,827.53 |
| 3.00% | S/ 5,344.64 | S/ 10,728.93 | S/ 16,153.15 | S/ 21,617.60 | S/ 742,224.60 |
| 2.75% | S/ 4,903.75 | S/ 9,840.87 | S/ 14,811.59 | S/ 19,816.13 | S/ 740,423.13 |
| 2.50% | S/ 4,462.05 | S/ 8,951.73 | S/ 13,469.21 | S/ 18,014.66 | S/ 738,621.66 |
| 2.00% | S/ 3,576.22 | S/ 7,170.19 | S/ 10,782.00 | S/ 14,411.73 | S/ 735,018.73 |
| 1.35% | S/ 2,419.76 | S/ 4,847.65 | S/ 7,283.70 | S/ 9,727.92 | S/ 730,334.92 |
| 1.00% | S/ 1,794.75 | S/ 3,593.97 | S/ 5,397.67 | S/ 7,205.87 | S/ 727,812.87 |
| 0.10% | S/ 180.08 | S/ 360.20 | S/ 540.37 | S/ 720.59 | S/ 721,327.59 |
Sobre los datos
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Para S/ 720,607 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 720,607 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.