Cálculo de intereses
Ahorrando S/ 720,407
Veamos que pasaría si Usted ahorrara 720,407 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 720,407.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,229.95 | S/ 16,553.92 | S/ 24,972.99 | S/ 33,488.23 | S/ 753,895.23 |
| 8.50% | S/ 14,843.13 | S/ 29,992.09 | S/ 45,453.17 | S/ 61,232.81 | S/ 781,639.81 |
| 8.00% | S/ 13,994.62 | S/ 28,261.11 | S/ 42,804.73 | S/ 57,630.88 | S/ 778,037.88 |
| 7.10% | S/ 12,459.86 | S/ 25,135.22 | S/ 38,029.81 | S/ 51,147.42 | S/ 771,554.42 |
| 7.00% | S/ 12,288.73 | S/ 24,787.09 | S/ 37,498.64 | S/ 50,427.03 | S/ 770,834.03 |
| 6.50% | S/ 11,431.30 | S/ 23,043.99 | S/ 34,840.95 | S/ 46,825.10 | S/ 767,232.10 |
| 6.10% | S/ 10,743.18 | S/ 21,646.57 | S/ 32,712.55 | S/ 43,943.56 | S/ 764,350.56 |
| 6.20% | S/ 10,915.39 | S/ 21,996.17 | S/ 33,244.84 | S/ 44,663.95 | S/ 765,070.95 |
| 5.90% | S/ 10,398.39 | S/ 20,946.86 | S/ 31,647.60 | S/ 42,502.79 | S/ 762,909.79 |
| 5.75% | S/ 10,139.47 | S/ 20,421.65 | S/ 30,848.55 | S/ 41,422.21 | S/ 761,829.21 |
| 5.70% | S/ 10,053.11 | S/ 20,246.50 | S/ 30,582.14 | S/ 41,062.02 | S/ 761,469.02 |
| 5.65% | S/ 9,966.71 | S/ 20,071.31 | S/ 30,315.70 | S/ 40,701.82 | S/ 761,108.82 |
| 5.60% | S/ 9,880.28 | S/ 19,896.07 | S/ 30,049.23 | S/ 40,341.63 | S/ 760,748.63 |
| 5.50% | S/ 9,707.34 | S/ 19,545.48 | S/ 29,516.18 | S/ 39,621.25 | S/ 760,028.25 |
| 5.30% | S/ 9,361.07 | S/ 18,843.79 | S/ 28,449.72 | S/ 38,180.47 | S/ 758,587.47 |
| 5.25% | S/ 9,274.43 | S/ 18,668.26 | S/ 28,183.02 | S/ 37,820.28 | S/ 758,227.28 |
| 5.05% | S/ 8,927.55 | S/ 17,965.74 | S/ 27,115.93 | S/ 36,379.51 | S/ 756,786.51 |
| 5.00% | S/ 8,840.75 | S/ 17,790.00 | S/ 26,849.07 | S/ 36,019.32 | S/ 756,426.32 |
| 4.95% | S/ 8,753.93 | S/ 17,614.22 | S/ 26,582.19 | S/ 35,659.12 | S/ 756,066.12 |
| 4.75% | S/ 8,406.30 | S/ 16,910.70 | S/ 25,514.33 | S/ 34,218.35 | S/ 754,625.35 |
| 4.55% | S/ 8,058.18 | S/ 16,206.50 | S/ 24,445.96 | S/ 32,777.58 | S/ 753,184.58 |
| 4.50% | S/ 7,971.07 | S/ 16,030.34 | S/ 24,178.78 | S/ 32,417.39 | S/ 752,824.39 |
| 4.40% | S/ 7,796.76 | S/ 15,677.90 | S/ 23,644.34 | S/ 31,697.00 | S/ 752,104.00 |
| 4.30% | S/ 7,622.33 | S/ 15,325.30 | S/ 23,109.78 | S/ 30,976.62 | S/ 751,383.62 |
| 4.25% | S/ 7,535.06 | S/ 15,148.93 | S/ 22,842.44 | S/ 30,616.42 | S/ 751,023.42 |
| 4.20% | S/ 7,447.76 | S/ 14,972.52 | S/ 22,575.08 | S/ 30,256.23 | S/ 750,663.23 |
| 4.15% | S/ 7,360.44 | S/ 14,796.07 | S/ 22,307.68 | S/ 29,896.04 | S/ 750,303.04 |
| 4.00% | S/ 7,098.26 | S/ 14,266.47 | S/ 21,505.30 | S/ 28,815.46 | S/ 749,222.46 |
| 3.90% | S/ 6,923.32 | S/ 13,913.18 | S/ 20,970.22 | S/ 28,095.07 | S/ 748,502.07 |
| 3.75% | S/ 6,660.68 | S/ 13,382.94 | S/ 20,167.35 | S/ 27,014.49 | S/ 747,421.49 |
| 3.50% | S/ 6,222.30 | S/ 12,498.35 | S/ 18,828.60 | S/ 25,213.53 | S/ 745,620.53 |
| 3.00% | S/ 5,343.16 | S/ 10,725.95 | S/ 16,148.66 | S/ 21,611.60 | S/ 742,018.60 |
| 2.75% | S/ 4,902.39 | S/ 9,838.14 | S/ 14,807.48 | S/ 19,810.63 | S/ 740,217.63 |
| 2.50% | S/ 4,460.81 | S/ 8,949.25 | S/ 13,465.47 | S/ 18,009.66 | S/ 738,416.66 |
| 2.00% | S/ 3,575.23 | S/ 7,168.20 | S/ 10,779.01 | S/ 14,407.73 | S/ 734,814.73 |
| 1.35% | S/ 2,419.09 | S/ 4,846.31 | S/ 7,281.68 | S/ 9,725.22 | S/ 730,132.22 |
| 1.00% | S/ 1,794.25 | S/ 3,592.97 | S/ 5,396.18 | S/ 7,203.87 | S/ 727,610.87 |
| 0.10% | S/ 180.03 | S/ 360.10 | S/ 540.22 | S/ 720.39 | S/ 721,127.39 |
Sobre los datos
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Para S/ 720,407 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 720,407 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
