Cálculo de intereses
Ahorrando S/ 720,180
Veamos que pasaría si Usted ahorrara 720,180 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 720,180.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,227.36 | S/ 16,548.71 | S/ 24,965.12 | S/ 33,477.68 | S/ 753,657.68 |
| 8.50% | S/ 14,838.45 | S/ 29,982.64 | S/ 45,438.85 | S/ 61,213.52 | S/ 781,393.52 |
| 8.00% | S/ 13,990.22 | S/ 28,252.20 | S/ 42,791.25 | S/ 57,612.72 | S/ 777,792.72 |
| 7.10% | S/ 12,455.93 | S/ 25,127.30 | S/ 38,017.82 | S/ 51,131.30 | S/ 771,311.30 |
| 7.00% | S/ 12,284.86 | S/ 24,779.28 | S/ 37,486.83 | S/ 50,411.14 | S/ 770,591.14 |
| 6.50% | S/ 11,427.70 | S/ 23,036.73 | S/ 34,829.97 | S/ 46,810.35 | S/ 766,990.35 |
| 6.10% | S/ 10,739.79 | S/ 21,639.74 | S/ 32,702.24 | S/ 43,929.71 | S/ 764,109.71 |
| 6.20% | S/ 10,911.95 | S/ 21,989.24 | S/ 33,234.36 | S/ 44,649.87 | S/ 764,829.87 |
| 5.90% | S/ 10,395.11 | S/ 20,940.26 | S/ 31,637.63 | S/ 42,489.40 | S/ 762,669.40 |
| 5.75% | S/ 10,136.28 | S/ 20,415.22 | S/ 30,838.83 | S/ 41,409.16 | S/ 761,589.16 |
| 5.70% | S/ 10,049.94 | S/ 20,240.12 | S/ 30,572.51 | S/ 41,049.08 | S/ 761,229.08 |
| 5.65% | S/ 9,963.57 | S/ 20,064.98 | S/ 30,306.15 | S/ 40,689.00 | S/ 760,869.00 |
| 5.60% | S/ 9,877.17 | S/ 19,889.80 | S/ 30,039.76 | S/ 40,328.92 | S/ 760,508.92 |
| 5.50% | S/ 9,704.28 | S/ 19,539.32 | S/ 29,506.88 | S/ 39,608.76 | S/ 759,788.76 |
| 5.30% | S/ 9,358.12 | S/ 18,837.85 | S/ 28,440.76 | S/ 38,168.44 | S/ 758,348.44 |
| 5.25% | S/ 9,271.51 | S/ 18,662.38 | S/ 28,174.14 | S/ 37,808.36 | S/ 757,988.36 |
| 5.05% | S/ 8,924.74 | S/ 17,960.08 | S/ 27,107.38 | S/ 36,368.05 | S/ 756,548.05 |
| 5.00% | S/ 8,837.97 | S/ 17,784.40 | S/ 26,840.61 | S/ 36,007.97 | S/ 756,187.97 |
| 4.95% | S/ 8,751.17 | S/ 17,608.67 | S/ 26,573.81 | S/ 35,647.89 | S/ 755,827.89 |
| 4.75% | S/ 8,403.65 | S/ 16,905.37 | S/ 25,506.29 | S/ 34,207.57 | S/ 754,387.57 |
| 4.55% | S/ 8,055.64 | S/ 16,201.39 | S/ 24,438.25 | S/ 32,767.25 | S/ 752,947.25 |
| 4.50% | S/ 7,968.56 | S/ 16,025.29 | S/ 24,171.17 | S/ 32,407.17 | S/ 752,587.17 |
| 4.40% | S/ 7,794.30 | S/ 15,672.96 | S/ 23,636.89 | S/ 31,687.01 | S/ 751,867.01 |
| 4.30% | S/ 7,619.92 | S/ 15,320.47 | S/ 23,102.49 | S/ 30,966.85 | S/ 751,146.85 |
| 4.25% | S/ 7,532.69 | S/ 15,144.16 | S/ 22,835.25 | S/ 30,606.78 | S/ 750,786.78 |
| 4.20% | S/ 7,445.42 | S/ 14,967.81 | S/ 22,567.96 | S/ 30,246.70 | S/ 750,426.70 |
| 4.15% | S/ 7,358.12 | S/ 14,791.41 | S/ 22,300.65 | S/ 29,886.62 | S/ 750,066.62 |
| 4.00% | S/ 7,096.03 | S/ 14,261.97 | S/ 21,498.52 | S/ 28,806.38 | S/ 748,986.38 |
| 3.90% | S/ 6,921.14 | S/ 13,908.80 | S/ 20,963.61 | S/ 28,086.22 | S/ 748,266.22 |
| 3.75% | S/ 6,658.58 | S/ 13,378.72 | S/ 20,161.00 | S/ 27,005.98 | S/ 747,185.98 |
| 3.50% | S/ 6,220.34 | S/ 12,494.41 | S/ 18,822.67 | S/ 25,205.58 | S/ 745,385.58 |
| 3.00% | S/ 5,341.48 | S/ 10,722.57 | S/ 16,143.57 | S/ 21,604.79 | S/ 741,784.79 |
| 2.75% | S/ 4,900.84 | S/ 9,835.04 | S/ 14,802.81 | S/ 19,804.39 | S/ 739,984.39 |
| 2.50% | S/ 4,459.41 | S/ 8,946.43 | S/ 13,461.23 | S/ 18,003.99 | S/ 738,183.99 |
| 2.00% | S/ 3,574.10 | S/ 7,165.95 | S/ 10,775.61 | S/ 14,403.19 | S/ 734,583.19 |
| 1.35% | S/ 2,418.33 | S/ 4,844.78 | S/ 7,279.38 | S/ 9,722.16 | S/ 729,902.16 |
| 1.00% | S/ 1,793.69 | S/ 3,591.84 | S/ 5,394.47 | S/ 7,201.60 | S/ 727,381.60 |
| 0.10% | S/ 179.97 | S/ 359.99 | S/ 540.05 | S/ 720.16 | S/ 720,900.16 |
Sobre los datos
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Para S/ 720,180 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 720,180 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.