Cálculo de intereses
Ahorrando S/ 719,300
Veamos que pasaría si Usted ahorrara 719,300 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 719,300.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,217.31 | S/ 16,528.49 | S/ 24,934.61 | S/ 33,436.77 | S/ 752,736.77 |
| 8.50% | S/ 14,820.32 | S/ 29,946.00 | S/ 45,383.33 | S/ 61,138.72 | S/ 780,438.72 |
| 8.00% | S/ 13,973.12 | S/ 28,217.68 | S/ 42,738.96 | S/ 57,542.33 | S/ 776,842.33 |
| 7.10% | S/ 12,440.71 | S/ 25,096.60 | S/ 37,971.37 | S/ 51,068.82 | S/ 770,368.82 |
| 7.00% | S/ 12,269.85 | S/ 24,749.00 | S/ 37,441.02 | S/ 50,349.54 | S/ 769,649.54 |
| 6.50% | S/ 11,413.74 | S/ 23,008.58 | S/ 34,787.41 | S/ 46,753.15 | S/ 766,053.15 |
| 6.10% | S/ 10,726.67 | S/ 21,613.30 | S/ 32,662.28 | S/ 43,876.03 | S/ 763,176.03 |
| 6.20% | S/ 10,898.62 | S/ 21,962.37 | S/ 33,193.75 | S/ 44,595.31 | S/ 763,895.31 |
| 5.90% | S/ 10,382.41 | S/ 20,914.68 | S/ 31,598.97 | S/ 42,437.48 | S/ 761,737.48 |
| 5.75% | S/ 10,123.89 | S/ 20,390.27 | S/ 30,801.15 | S/ 41,358.56 | S/ 760,658.56 |
| 5.70% | S/ 10,037.66 | S/ 20,215.39 | S/ 30,535.15 | S/ 40,998.92 | S/ 760,298.92 |
| 5.65% | S/ 9,951.39 | S/ 20,040.47 | S/ 30,269.12 | S/ 40,639.28 | S/ 759,939.28 |
| 5.60% | S/ 9,865.10 | S/ 19,865.50 | S/ 30,003.05 | S/ 40,279.64 | S/ 759,579.64 |
| 5.50% | S/ 9,692.42 | S/ 19,515.44 | S/ 29,470.83 | S/ 39,560.36 | S/ 758,860.36 |
| 5.30% | S/ 9,346.69 | S/ 18,814.83 | S/ 28,406.00 | S/ 38,121.80 | S/ 757,421.80 |
| 5.25% | S/ 9,260.18 | S/ 18,639.57 | S/ 28,139.72 | S/ 37,762.17 | S/ 757,062.17 |
| 5.05% | S/ 8,913.83 | S/ 17,938.13 | S/ 27,074.26 | S/ 36,323.61 | S/ 755,623.61 |
| 5.00% | S/ 8,827.17 | S/ 17,762.67 | S/ 26,807.82 | S/ 35,963.97 | S/ 755,263.97 |
| 4.95% | S/ 8,740.47 | S/ 17,587.16 | S/ 26,541.34 | S/ 35,604.33 | S/ 754,904.33 |
| 4.75% | S/ 8,393.39 | S/ 16,884.71 | S/ 25,475.12 | S/ 34,165.77 | S/ 753,465.77 |
| 4.55% | S/ 8,045.80 | S/ 16,181.59 | S/ 24,408.39 | S/ 32,727.21 | S/ 752,027.21 |
| 4.50% | S/ 7,958.82 | S/ 16,005.71 | S/ 24,141.63 | S/ 32,367.57 | S/ 751,667.57 |
| 4.40% | S/ 7,784.78 | S/ 15,653.81 | S/ 23,608.01 | S/ 31,648.29 | S/ 750,948.29 |
| 4.30% | S/ 7,610.61 | S/ 15,301.75 | S/ 23,074.26 | S/ 30,929.02 | S/ 750,229.02 |
| 4.25% | S/ 7,523.48 | S/ 15,125.65 | S/ 22,807.34 | S/ 30,569.38 | S/ 749,869.38 |
| 4.20% | S/ 7,436.32 | S/ 14,949.52 | S/ 22,540.39 | S/ 30,209.74 | S/ 749,509.74 |
| 4.15% | S/ 7,349.13 | S/ 14,773.34 | S/ 22,273.40 | S/ 29,850.10 | S/ 749,150.10 |
| 4.00% | S/ 7,087.36 | S/ 14,244.54 | S/ 21,472.25 | S/ 28,771.18 | S/ 748,071.18 |
| 3.90% | S/ 6,912.69 | S/ 13,891.80 | S/ 20,937.99 | S/ 28,051.90 | S/ 747,351.90 |
| 3.75% | S/ 6,650.44 | S/ 13,362.37 | S/ 20,136.36 | S/ 26,972.98 | S/ 746,272.98 |
| 3.50% | S/ 6,212.74 | S/ 12,479.14 | S/ 18,799.67 | S/ 25,174.78 | S/ 744,474.78 |
| 3.00% | S/ 5,334.95 | S/ 10,709.47 | S/ 16,123.85 | S/ 21,578.39 | S/ 740,878.39 |
| 2.75% | S/ 4,894.86 | S/ 9,823.02 | S/ 14,784.72 | S/ 19,780.19 | S/ 739,080.19 |
| 2.50% | S/ 4,453.96 | S/ 8,935.49 | S/ 13,444.78 | S/ 17,981.99 | S/ 737,281.99 |
| 2.00% | S/ 3,569.74 | S/ 7,157.19 | S/ 10,762.44 | S/ 14,385.59 | S/ 733,685.59 |
| 1.35% | S/ 2,415.38 | S/ 4,838.86 | S/ 7,270.49 | S/ 9,710.28 | S/ 729,010.28 |
| 1.00% | S/ 1,791.50 | S/ 3,587.45 | S/ 5,387.88 | S/ 7,192.80 | S/ 726,492.80 |
| 0.10% | S/ 179.75 | S/ 359.55 | S/ 539.39 | S/ 719.28 | S/ 720,019.28 |
Sobre los datos
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Para S/ 719,300 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 719,300 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.