Cálculo de intereses
Ahorrando S/ 719,088
Veamos que pasaría si Usted ahorrara 719,088 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 719,088.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,214.88 | S/ 16,523.61 | S/ 24,927.26 | S/ 33,426.92 | S/ 752,514.92 |
| 8.50% | S/ 14,815.95 | S/ 29,937.17 | S/ 45,369.95 | S/ 61,120.70 | S/ 780,208.70 |
| 8.00% | S/ 13,969.00 | S/ 28,209.37 | S/ 42,726.36 | S/ 57,525.37 | S/ 776,613.37 |
| 7.10% | S/ 12,437.05 | S/ 25,089.20 | S/ 37,960.18 | S/ 51,053.77 | S/ 770,141.77 |
| 7.00% | S/ 12,266.23 | S/ 24,741.71 | S/ 37,429.99 | S/ 50,334.70 | S/ 769,422.70 |
| 6.50% | S/ 11,410.37 | S/ 23,001.80 | S/ 34,777.16 | S/ 46,739.37 | S/ 765,827.37 |
| 6.10% | S/ 10,723.51 | S/ 21,606.93 | S/ 32,652.66 | S/ 43,863.10 | S/ 762,951.10 |
| 6.20% | S/ 10,895.41 | S/ 21,955.90 | S/ 33,183.97 | S/ 44,582.17 | S/ 763,670.17 |
| 5.90% | S/ 10,379.35 | S/ 20,908.51 | S/ 31,589.65 | S/ 42,424.97 | S/ 761,512.97 |
| 5.75% | S/ 10,120.91 | S/ 20,384.26 | S/ 30,792.07 | S/ 41,346.37 | S/ 760,434.37 |
| 5.70% | S/ 10,034.70 | S/ 20,209.43 | S/ 30,526.15 | S/ 40,986.84 | S/ 760,074.84 |
| 5.65% | S/ 9,948.46 | S/ 20,034.56 | S/ 30,260.20 | S/ 40,627.30 | S/ 759,715.30 |
| 5.60% | S/ 9,862.19 | S/ 19,859.64 | S/ 29,994.21 | S/ 40,267.77 | S/ 759,355.77 |
| 5.50% | S/ 9,689.56 | S/ 19,509.69 | S/ 29,462.14 | S/ 39,548.70 | S/ 758,636.70 |
| 5.30% | S/ 9,343.93 | S/ 18,809.29 | S/ 28,397.63 | S/ 38,110.57 | S/ 757,198.57 |
| 5.25% | S/ 9,257.45 | S/ 18,634.08 | S/ 28,131.42 | S/ 37,751.04 | S/ 756,839.04 |
| 5.05% | S/ 8,911.21 | S/ 17,932.84 | S/ 27,066.28 | S/ 36,312.90 | S/ 755,400.90 |
| 5.00% | S/ 8,824.57 | S/ 17,757.43 | S/ 26,799.92 | S/ 35,953.37 | S/ 755,041.37 |
| 4.95% | S/ 8,737.90 | S/ 17,581.97 | S/ 26,533.52 | S/ 35,593.84 | S/ 754,681.84 |
| 4.75% | S/ 8,390.91 | S/ 16,879.73 | S/ 25,467.61 | S/ 34,155.70 | S/ 753,243.70 |
| 4.55% | S/ 8,043.43 | S/ 16,176.82 | S/ 24,401.20 | S/ 32,717.57 | S/ 751,805.57 |
| 4.50% | S/ 7,956.48 | S/ 16,000.99 | S/ 24,134.52 | S/ 32,358.03 | S/ 751,446.03 |
| 4.40% | S/ 7,782.49 | S/ 15,649.20 | S/ 23,601.05 | S/ 31,638.97 | S/ 750,726.97 |
| 4.30% | S/ 7,608.37 | S/ 15,297.24 | S/ 23,067.46 | S/ 30,919.90 | S/ 750,007.90 |
| 4.25% | S/ 7,521.26 | S/ 15,121.20 | S/ 22,800.62 | S/ 30,560.37 | S/ 749,648.37 |
| 4.20% | S/ 7,434.13 | S/ 14,945.11 | S/ 22,533.75 | S/ 30,200.83 | S/ 749,288.83 |
| 4.15% | S/ 7,346.96 | S/ 14,768.98 | S/ 22,266.84 | S/ 29,841.30 | S/ 748,929.30 |
| 4.00% | S/ 7,085.27 | S/ 14,240.35 | S/ 21,465.93 | S/ 28,762.70 | S/ 747,850.70 |
| 3.90% | S/ 6,910.65 | S/ 13,887.71 | S/ 20,931.82 | S/ 28,043.63 | S/ 747,131.63 |
| 3.75% | S/ 6,648.48 | S/ 13,358.44 | S/ 20,130.43 | S/ 26,965.03 | S/ 746,053.03 |
| 3.50% | S/ 6,210.91 | S/ 12,475.46 | S/ 18,794.13 | S/ 25,167.36 | S/ 744,255.36 |
| 3.00% | S/ 5,333.38 | S/ 10,706.31 | S/ 16,119.10 | S/ 21,572.03 | S/ 740,660.03 |
| 2.75% | S/ 4,893.41 | S/ 9,820.13 | S/ 14,780.36 | S/ 19,774.36 | S/ 738,862.36 |
| 2.50% | S/ 4,452.64 | S/ 8,932.86 | S/ 13,440.82 | S/ 17,976.69 | S/ 737,064.69 |
| 2.00% | S/ 3,568.68 | S/ 7,155.08 | S/ 10,759.27 | S/ 14,381.35 | S/ 733,469.35 |
| 1.35% | S/ 2,414.66 | S/ 4,837.44 | S/ 7,268.34 | S/ 9,707.41 | S/ 728,795.41 |
| 1.00% | S/ 1,790.97 | S/ 3,586.40 | S/ 5,386.30 | S/ 7,190.68 | S/ 726,278.68 |
| 0.10% | S/ 179.70 | S/ 359.44 | S/ 539.23 | S/ 719.07 | S/ 719,807.07 |
Sobre los datos
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Para S/ 719,088 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 719,088 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
