Cálculo de intereses
Ahorrando S/ 718,567
Veamos que pasaría si Usted ahorrara 718,567 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 718,567.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,208.93 | S/ 16,511.64 | S/ 24,909.20 | S/ 33,402.70 | S/ 751,969.70 |
| 8.50% | S/ 14,805.22 | S/ 29,915.48 | S/ 45,337.08 | S/ 61,076.41 | S/ 779,643.41 |
| 8.00% | S/ 13,958.88 | S/ 28,188.93 | S/ 42,695.41 | S/ 57,483.69 | S/ 776,050.69 |
| 7.10% | S/ 12,428.04 | S/ 25,071.02 | S/ 37,932.68 | S/ 51,016.78 | S/ 769,583.78 |
| 7.00% | S/ 12,257.35 | S/ 24,723.78 | S/ 37,402.87 | S/ 50,298.23 | S/ 768,865.23 |
| 6.50% | S/ 11,402.10 | S/ 22,985.13 | S/ 34,751.96 | S/ 46,705.51 | S/ 765,272.51 |
| 6.10% | S/ 10,715.74 | S/ 21,591.28 | S/ 32,629.00 | S/ 43,831.32 | S/ 762,398.32 |
| 6.20% | S/ 10,887.51 | S/ 21,939.99 | S/ 33,159.93 | S/ 44,549.87 | S/ 763,116.87 |
| 5.90% | S/ 10,371.83 | S/ 20,893.36 | S/ 31,566.77 | S/ 42,394.23 | S/ 760,961.23 |
| 5.75% | S/ 10,113.58 | S/ 20,369.50 | S/ 30,769.76 | S/ 41,316.41 | S/ 759,883.41 |
| 5.70% | S/ 10,027.43 | S/ 20,194.79 | S/ 30,504.03 | S/ 40,957.14 | S/ 759,524.14 |
| 5.65% | S/ 9,941.25 | S/ 20,020.04 | S/ 30,238.27 | S/ 40,597.87 | S/ 759,164.87 |
| 5.60% | S/ 9,855.05 | S/ 19,845.26 | S/ 29,972.48 | S/ 40,238.59 | S/ 758,805.59 |
| 5.50% | S/ 9,682.54 | S/ 19,495.56 | S/ 29,440.80 | S/ 39,520.05 | S/ 758,087.05 |
| 5.30% | S/ 9,337.16 | S/ 18,795.66 | S/ 28,377.06 | S/ 38,082.96 | S/ 756,649.96 |
| 5.25% | S/ 9,250.74 | S/ 18,620.58 | S/ 28,111.04 | S/ 37,723.68 | S/ 756,290.68 |
| 5.05% | S/ 8,904.75 | S/ 17,919.85 | S/ 27,046.67 | S/ 36,286.59 | S/ 754,853.59 |
| 5.00% | S/ 8,818.17 | S/ 17,744.56 | S/ 26,780.50 | S/ 35,927.32 | S/ 754,494.32 |
| 4.95% | S/ 8,731.57 | S/ 17,569.24 | S/ 26,514.29 | S/ 35,568.05 | S/ 754,135.05 |
| 4.75% | S/ 8,384.83 | S/ 16,867.50 | S/ 25,449.16 | S/ 34,130.95 | S/ 752,697.95 |
| 4.55% | S/ 8,037.60 | S/ 16,165.10 | S/ 24,383.52 | S/ 32,693.86 | S/ 751,260.86 |
| 4.50% | S/ 7,950.71 | S/ 15,989.40 | S/ 24,117.03 | S/ 32,334.59 | S/ 750,901.59 |
| 4.40% | S/ 7,776.85 | S/ 15,637.86 | S/ 23,583.95 | S/ 31,616.04 | S/ 750,183.04 |
| 4.30% | S/ 7,602.86 | S/ 15,286.16 | S/ 23,050.75 | S/ 30,897.50 | S/ 749,464.50 |
| 4.25% | S/ 7,515.81 | S/ 15,110.24 | S/ 22,784.10 | S/ 30,538.22 | S/ 749,105.22 |
| 4.20% | S/ 7,428.74 | S/ 14,934.28 | S/ 22,517.42 | S/ 30,178.95 | S/ 748,745.95 |
| 4.15% | S/ 7,341.64 | S/ 14,758.28 | S/ 22,250.71 | S/ 29,819.68 | S/ 748,386.68 |
| 4.00% | S/ 7,080.13 | S/ 14,230.03 | S/ 21,450.37 | S/ 28,741.86 | S/ 747,308.86 |
| 3.90% | S/ 6,905.64 | S/ 13,877.65 | S/ 20,916.66 | S/ 28,023.31 | S/ 746,590.31 |
| 3.75% | S/ 6,643.67 | S/ 13,348.76 | S/ 20,115.84 | S/ 26,945.49 | S/ 745,512.49 |
| 3.50% | S/ 6,206.41 | S/ 12,466.42 | S/ 18,780.51 | S/ 25,149.13 | S/ 743,716.13 |
| 3.00% | S/ 5,329.51 | S/ 10,698.55 | S/ 16,107.42 | S/ 21,556.40 | S/ 740,123.40 |
| 2.75% | S/ 4,889.87 | S/ 9,813.01 | S/ 14,769.66 | S/ 19,760.03 | S/ 738,327.03 |
| 2.50% | S/ 4,449.42 | S/ 8,926.39 | S/ 13,431.08 | S/ 17,963.67 | S/ 736,530.67 |
| 2.00% | S/ 3,566.10 | S/ 7,149.90 | S/ 10,751.48 | S/ 14,370.93 | S/ 732,937.93 |
| 1.35% | S/ 2,412.91 | S/ 4,833.93 | S/ 7,263.08 | S/ 9,700.38 | S/ 728,267.38 |
| 1.00% | S/ 1,789.67 | S/ 3,583.80 | S/ 5,382.39 | S/ 7,185.47 | S/ 725,752.47 |
| 0.10% | S/ 179.57 | S/ 359.18 | S/ 538.84 | S/ 718.55 | S/ 719,285.55 |
Sobre los datos
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Para S/ 718,567 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 718,567 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.