Cálculo de intereses
Ahorrando S/ 713,694
Veamos que pasaría si Usted ahorrara 713,694 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 713,694.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,153.26 | S/ 16,399.67 | S/ 24,740.28 | S/ 33,176.18 | S/ 746,870.18 |
| 8.50% | S/ 14,704.82 | S/ 29,712.61 | S/ 45,029.62 | S/ 60,662.22 | S/ 774,356.22 |
| 8.00% | S/ 13,864.22 | S/ 27,997.76 | S/ 42,405.86 | S/ 57,093.86 | S/ 770,787.86 |
| 7.10% | S/ 12,343.75 | S/ 24,901.00 | S/ 37,675.43 | S/ 50,670.81 | S/ 764,364.81 |
| 7.00% | S/ 12,174.22 | S/ 24,556.11 | S/ 37,149.22 | S/ 49,957.13 | S/ 763,651.13 |
| 6.50% | S/ 11,324.78 | S/ 22,829.26 | S/ 34,516.29 | S/ 46,388.77 | S/ 760,082.77 |
| 6.10% | S/ 10,643.07 | S/ 21,444.86 | S/ 32,407.72 | S/ 43,534.08 | S/ 757,228.08 |
| 6.20% | S/ 10,813.68 | S/ 21,791.20 | S/ 32,935.05 | S/ 44,247.75 | S/ 757,941.75 |
| 5.90% | S/ 10,301.49 | S/ 20,751.67 | S/ 31,352.70 | S/ 42,106.73 | S/ 755,800.73 |
| 5.75% | S/ 10,044.99 | S/ 20,231.36 | S/ 30,561.10 | S/ 41,036.22 | S/ 754,730.22 |
| 5.70% | S/ 9,959.43 | S/ 20,057.84 | S/ 30,297.17 | S/ 40,679.39 | S/ 754,373.39 |
| 5.65% | S/ 9,873.84 | S/ 19,884.28 | S/ 30,033.21 | S/ 40,322.55 | S/ 754,016.55 |
| 5.60% | S/ 9,788.22 | S/ 19,710.67 | S/ 29,769.22 | S/ 39,965.71 | S/ 753,659.71 |
| 5.50% | S/ 9,616.88 | S/ 19,363.35 | S/ 29,241.14 | S/ 39,252.04 | S/ 752,946.04 |
| 5.30% | S/ 9,273.84 | S/ 18,668.19 | S/ 28,184.62 | S/ 37,824.70 | S/ 751,518.70 |
| 5.25% | S/ 9,188.01 | S/ 18,494.30 | S/ 27,920.41 | S/ 37,467.86 | S/ 751,161.86 |
| 5.05% | S/ 8,844.36 | S/ 17,798.33 | S/ 26,863.25 | S/ 36,040.51 | S/ 749,734.51 |
| 5.00% | S/ 8,758.37 | S/ 17,624.23 | S/ 26,598.88 | S/ 35,683.68 | S/ 749,377.68 |
| 4.95% | S/ 8,672.35 | S/ 17,450.09 | S/ 26,334.49 | S/ 35,326.84 | S/ 749,020.84 |
| 4.75% | S/ 8,327.97 | S/ 16,753.12 | S/ 25,276.58 | S/ 33,899.49 | S/ 747,593.49 |
| 4.55% | S/ 7,983.09 | S/ 16,055.48 | S/ 24,218.16 | S/ 32,472.15 | S/ 746,166.15 |
| 4.50% | S/ 7,896.79 | S/ 15,880.97 | S/ 23,953.48 | S/ 32,115.31 | S/ 745,809.31 |
| 4.40% | S/ 7,724.11 | S/ 15,531.81 | S/ 23,424.02 | S/ 31,401.64 | S/ 745,095.64 |
| 4.30% | S/ 7,551.30 | S/ 15,182.49 | S/ 22,894.43 | S/ 30,687.96 | S/ 744,381.96 |
| 4.25% | S/ 7,464.85 | S/ 15,007.77 | S/ 22,629.59 | S/ 30,331.13 | S/ 744,025.13 |
| 4.20% | S/ 7,378.36 | S/ 14,833.01 | S/ 22,364.72 | S/ 29,974.29 | S/ 743,668.29 |
| 4.15% | S/ 7,291.85 | S/ 14,658.20 | S/ 22,099.81 | S/ 29,617.45 | S/ 743,311.45 |
| 4.00% | S/ 7,032.12 | S/ 14,133.53 | S/ 21,304.91 | S/ 28,546.94 | S/ 742,240.94 |
| 3.90% | S/ 6,858.81 | S/ 13,783.54 | S/ 20,774.81 | S/ 27,833.27 | S/ 741,527.27 |
| 3.75% | S/ 6,598.61 | S/ 13,258.23 | S/ 19,979.43 | S/ 26,762.76 | S/ 740,456.76 |
| 3.50% | S/ 6,164.32 | S/ 12,381.88 | S/ 18,653.15 | S/ 24,978.58 | S/ 738,672.58 |
| 3.00% | S/ 5,293.37 | S/ 10,626.00 | S/ 15,998.18 | S/ 21,410.21 | S/ 735,104.21 |
| 2.75% | S/ 4,856.71 | S/ 9,746.46 | S/ 14,669.49 | S/ 19,626.03 | S/ 733,320.03 |
| 2.50% | S/ 4,419.24 | S/ 8,865.85 | S/ 13,340.00 | S/ 17,841.84 | S/ 731,535.84 |
| 2.00% | S/ 3,541.92 | S/ 7,101.41 | S/ 10,678.57 | S/ 14,273.48 | S/ 727,967.48 |
| 1.35% | S/ 2,396.55 | S/ 4,801.15 | S/ 7,213.82 | S/ 9,634.60 | S/ 723,328.60 |
| 1.00% | S/ 1,777.53 | S/ 3,559.49 | S/ 5,345.89 | S/ 7,136.74 | S/ 720,830.74 |
| 0.10% | S/ 178.35 | S/ 356.75 | S/ 535.19 | S/ 713.67 | S/ 714,407.67 |
Sobre los datos
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Para S/ 713,694 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 713,694 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.