Cálculo de intereses
Ahorrando S/ 713,284
Veamos que pasaría si Usted ahorrara 713,284 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 713,284.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,148.58 | S/ 16,390.25 | S/ 24,726.07 | S/ 33,157.12 | S/ 746,441.12 |
| 8.50% | S/ 14,696.37 | S/ 29,695.54 | S/ 45,003.75 | S/ 60,627.37 | S/ 773,911.37 |
| 8.00% | S/ 13,856.25 | S/ 27,981.68 | S/ 42,381.50 | S/ 57,061.06 | S/ 770,345.06 |
| 7.10% | S/ 12,336.66 | S/ 24,886.70 | S/ 37,653.79 | S/ 50,641.70 | S/ 763,925.70 |
| 7.00% | S/ 12,167.23 | S/ 24,542.01 | S/ 37,127.88 | S/ 49,928.43 | S/ 763,212.43 |
| 6.50% | S/ 11,318.27 | S/ 22,816.14 | S/ 34,496.46 | S/ 46,362.12 | S/ 759,646.12 |
| 6.10% | S/ 10,636.96 | S/ 21,432.54 | S/ 32,389.11 | S/ 43,509.07 | S/ 756,793.07 |
| 6.20% | S/ 10,807.47 | S/ 21,778.68 | S/ 32,916.13 | S/ 44,222.33 | S/ 757,506.33 |
| 5.90% | S/ 10,295.57 | S/ 20,739.75 | S/ 31,334.68 | S/ 42,082.54 | S/ 755,366.54 |
| 5.75% | S/ 10,039.22 | S/ 20,219.74 | S/ 30,543.54 | S/ 41,012.65 | S/ 754,296.65 |
| 5.70% | S/ 9,953.71 | S/ 20,046.32 | S/ 30,279.76 | S/ 40,656.02 | S/ 753,940.02 |
| 5.65% | S/ 9,868.16 | S/ 19,872.85 | S/ 30,015.96 | S/ 40,299.39 | S/ 753,583.39 |
| 5.60% | S/ 9,782.59 | S/ 19,699.35 | S/ 29,752.12 | S/ 39,942.75 | S/ 753,226.75 |
| 5.50% | S/ 9,611.36 | S/ 19,352.22 | S/ 29,224.34 | S/ 39,229.49 | S/ 752,513.49 |
| 5.30% | S/ 9,268.52 | S/ 18,657.47 | S/ 28,168.42 | S/ 37,802.97 | S/ 751,086.97 |
| 5.25% | S/ 9,182.73 | S/ 18,483.68 | S/ 27,904.37 | S/ 37,446.33 | S/ 750,730.33 |
| 5.05% | S/ 8,839.28 | S/ 17,788.10 | S/ 26,847.82 | S/ 36,019.81 | S/ 749,303.81 |
| 5.00% | S/ 8,753.34 | S/ 17,614.10 | S/ 26,583.60 | S/ 35,663.18 | S/ 748,947.18 |
| 4.95% | S/ 8,667.37 | S/ 17,440.06 | S/ 26,319.36 | S/ 35,306.55 | S/ 748,590.55 |
| 4.75% | S/ 8,323.19 | S/ 16,743.49 | S/ 25,262.06 | S/ 33,880.02 | S/ 747,164.02 |
| 4.55% | S/ 7,978.51 | S/ 16,046.26 | S/ 24,204.25 | S/ 32,453.49 | S/ 745,737.49 |
| 4.50% | S/ 7,892.26 | S/ 15,871.84 | S/ 23,939.72 | S/ 32,096.86 | S/ 745,380.86 |
| 4.40% | S/ 7,719.67 | S/ 15,522.89 | S/ 23,410.56 | S/ 31,383.60 | S/ 744,667.60 |
| 4.30% | S/ 7,546.96 | S/ 15,173.77 | S/ 22,881.28 | S/ 30,670.34 | S/ 743,954.34 |
| 4.25% | S/ 7,460.56 | S/ 14,999.15 | S/ 22,616.59 | S/ 30,313.70 | S/ 743,597.70 |
| 4.20% | S/ 7,374.12 | S/ 14,824.48 | S/ 22,351.87 | S/ 29,957.07 | S/ 743,241.07 |
| 4.15% | S/ 7,287.66 | S/ 14,649.78 | S/ 22,087.12 | S/ 29,600.44 | S/ 742,884.44 |
| 4.00% | S/ 7,028.08 | S/ 14,125.41 | S/ 21,292.67 | S/ 28,530.55 | S/ 741,814.55 |
| 3.90% | S/ 6,854.87 | S/ 13,775.62 | S/ 20,762.87 | S/ 27,817.28 | S/ 741,101.28 |
| 3.75% | S/ 6,594.82 | S/ 13,250.62 | S/ 19,967.95 | S/ 26,747.39 | S/ 740,031.39 |
| 3.50% | S/ 6,160.78 | S/ 12,374.77 | S/ 18,642.43 | S/ 24,964.23 | S/ 738,248.23 |
| 3.00% | S/ 5,290.33 | S/ 10,619.90 | S/ 15,988.99 | S/ 21,397.91 | S/ 734,681.91 |
| 2.75% | S/ 4,853.92 | S/ 9,740.86 | S/ 14,661.07 | S/ 19,614.75 | S/ 732,898.75 |
| 2.50% | S/ 4,416.71 | S/ 8,860.76 | S/ 13,332.33 | S/ 17,831.59 | S/ 731,115.59 |
| 2.00% | S/ 3,539.88 | S/ 7,097.33 | S/ 10,672.43 | S/ 14,265.28 | S/ 727,549.28 |
| 1.35% | S/ 2,395.17 | S/ 4,798.39 | S/ 7,209.68 | S/ 9,629.06 | S/ 722,913.06 |
| 1.00% | S/ 1,776.51 | S/ 3,557.45 | S/ 5,342.82 | S/ 7,132.64 | S/ 720,416.64 |
| 0.10% | S/ 178.25 | S/ 356.54 | S/ 534.88 | S/ 713.26 | S/ 713,997.26 |
Sobre los datos
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Para S/ 713,284 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 713,284 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.