Cálculo de intereses
Ahorrando S/ 707,295
Veamos que pasaría si Usted ahorrara 707,295 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 707,295.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,080.16 | S/ 16,252.63 | S/ 24,518.46 | S/ 32,878.72 | S/ 740,173.72 |
| 8.50% | S/ 14,572.97 | S/ 29,446.21 | S/ 44,625.88 | S/ 60,118.32 | S/ 767,413.32 |
| 8.00% | S/ 13,739.91 | S/ 27,746.73 | S/ 42,025.65 | S/ 56,581.95 | S/ 763,876.95 |
| 7.10% | S/ 12,233.08 | S/ 24,677.74 | S/ 37,337.63 | S/ 50,216.49 | S/ 757,511.49 |
| 7.00% | S/ 12,065.07 | S/ 24,335.94 | S/ 36,816.14 | S/ 49,509.22 | S/ 756,804.22 |
| 6.50% | S/ 11,223.24 | S/ 22,624.57 | S/ 34,206.82 | S/ 45,972.85 | S/ 753,267.85 |
| 6.10% | S/ 10,547.64 | S/ 21,252.58 | S/ 32,117.16 | S/ 43,143.75 | S/ 750,438.75 |
| 6.20% | S/ 10,716.72 | S/ 21,595.82 | S/ 32,639.76 | S/ 43,851.02 | S/ 751,146.02 |
| 5.90% | S/ 10,209.13 | S/ 20,565.61 | S/ 31,071.59 | S/ 41,729.20 | S/ 749,024.20 |
| 5.75% | S/ 9,954.93 | S/ 20,049.96 | S/ 30,287.09 | S/ 40,668.29 | S/ 747,963.29 |
| 5.70% | S/ 9,870.13 | S/ 19,878.00 | S/ 30,025.52 | S/ 40,314.65 | S/ 747,609.65 |
| 5.65% | S/ 9,785.31 | S/ 19,705.99 | S/ 29,763.93 | S/ 39,961.02 | S/ 747,256.02 |
| 5.60% | S/ 9,700.45 | S/ 19,533.95 | S/ 29,502.31 | S/ 39,607.38 | S/ 746,902.38 |
| 5.50% | S/ 9,530.65 | S/ 19,189.73 | S/ 28,978.97 | S/ 38,900.11 | S/ 746,195.11 |
| 5.30% | S/ 9,190.69 | S/ 18,500.81 | S/ 27,931.91 | S/ 37,485.56 | S/ 744,780.56 |
| 5.25% | S/ 9,105.63 | S/ 18,328.48 | S/ 27,670.07 | S/ 37,131.92 | S/ 744,426.92 |
| 5.05% | S/ 8,765.06 | S/ 17,638.75 | S/ 26,622.39 | S/ 35,717.37 | S/ 743,012.37 |
| 5.00% | S/ 8,679.85 | S/ 17,466.21 | S/ 26,360.40 | S/ 35,363.74 | S/ 742,658.74 |
| 4.95% | S/ 8,594.60 | S/ 17,293.63 | S/ 26,098.37 | S/ 35,010.10 | S/ 742,305.10 |
| 4.75% | S/ 8,253.30 | S/ 16,602.91 | S/ 25,049.95 | S/ 33,595.55 | S/ 740,890.55 |
| 4.55% | S/ 7,911.52 | S/ 15,911.53 | S/ 24,001.02 | S/ 32,181.00 | S/ 739,476.00 |
| 4.50% | S/ 7,825.99 | S/ 15,738.58 | S/ 23,738.71 | S/ 31,827.36 | S/ 739,122.36 |
| 4.40% | S/ 7,654.85 | S/ 15,392.55 | S/ 23,214.00 | S/ 31,120.09 | S/ 738,415.09 |
| 4.30% | S/ 7,483.59 | S/ 15,046.37 | S/ 22,689.16 | S/ 30,412.82 | S/ 737,707.82 |
| 4.25% | S/ 7,397.92 | S/ 14,873.21 | S/ 22,426.69 | S/ 30,059.18 | S/ 737,354.18 |
| 4.20% | S/ 7,312.21 | S/ 14,700.01 | S/ 22,164.19 | S/ 29,705.54 | S/ 737,000.54 |
| 4.15% | S/ 7,226.47 | S/ 14,526.77 | S/ 21,901.66 | S/ 29,351.90 | S/ 736,646.90 |
| 4.00% | S/ 6,969.07 | S/ 14,006.81 | S/ 21,113.89 | S/ 28,290.99 | S/ 735,585.99 |
| 3.90% | S/ 6,797.31 | S/ 13,659.95 | S/ 20,588.54 | S/ 27,583.72 | S/ 734,878.72 |
| 3.75% | S/ 6,539.45 | S/ 13,139.36 | S/ 19,800.29 | S/ 26,522.81 | S/ 733,817.81 |
| 3.50% | S/ 6,109.05 | S/ 12,270.87 | S/ 18,485.90 | S/ 24,754.62 | S/ 732,049.62 |
| 3.00% | S/ 5,245.91 | S/ 10,530.73 | S/ 15,854.74 | S/ 21,218.25 | S/ 728,513.25 |
| 2.75% | S/ 4,813.16 | S/ 9,659.08 | S/ 14,537.97 | S/ 19,450.06 | S/ 726,745.06 |
| 2.50% | S/ 4,379.62 | S/ 8,786.36 | S/ 13,220.39 | S/ 17,681.87 | S/ 724,976.87 |
| 2.00% | S/ 3,510.16 | S/ 7,037.74 | S/ 10,582.82 | S/ 14,145.50 | S/ 721,440.50 |
| 1.35% | S/ 2,375.06 | S/ 4,758.10 | S/ 7,149.14 | S/ 9,548.21 | S/ 716,843.21 |
| 1.00% | S/ 1,761.60 | S/ 3,527.58 | S/ 5,297.96 | S/ 7,072.75 | S/ 714,367.75 |
| 0.10% | S/ 176.75 | S/ 353.55 | S/ 530.39 | S/ 707.28 | S/ 708,002.28 |
Sobre los datos
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Para S/ 707,295 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 707,295 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.