Cálculo de intereses
Ahorrando S/ 706,895
Veamos que pasaría si Usted ahorrara 706,895 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 706,895.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,075.59 | S/ 16,243.44 | S/ 24,504.59 | S/ 32,860.12 | S/ 739,755.12 |
| 8.50% | S/ 14,564.73 | S/ 29,429.55 | S/ 44,600.65 | S/ 60,084.32 | S/ 766,979.32 |
| 8.00% | S/ 13,732.14 | S/ 27,731.04 | S/ 42,001.89 | S/ 56,549.95 | S/ 763,444.95 |
| 7.10% | S/ 12,226.16 | S/ 24,663.78 | S/ 37,316.52 | S/ 50,188.09 | S/ 757,083.09 |
| 7.00% | S/ 12,058.25 | S/ 24,322.18 | S/ 36,795.32 | S/ 49,481.22 | S/ 756,376.22 |
| 6.50% | S/ 11,216.89 | S/ 22,611.78 | S/ 34,187.47 | S/ 45,946.85 | S/ 752,841.85 |
| 6.10% | S/ 10,541.68 | S/ 21,240.56 | S/ 32,098.99 | S/ 43,119.35 | S/ 750,014.35 |
| 6.20% | S/ 10,710.66 | S/ 21,583.61 | S/ 32,621.30 | S/ 43,826.23 | S/ 750,721.23 |
| 5.90% | S/ 10,203.35 | S/ 20,553.98 | S/ 31,054.01 | S/ 41,705.60 | S/ 748,600.60 |
| 5.75% | S/ 9,949.30 | S/ 20,038.62 | S/ 30,269.96 | S/ 40,645.29 | S/ 747,540.29 |
| 5.70% | S/ 9,864.55 | S/ 19,866.76 | S/ 30,008.54 | S/ 40,291.86 | S/ 747,186.86 |
| 5.65% | S/ 9,779.77 | S/ 19,694.85 | S/ 29,747.10 | S/ 39,938.42 | S/ 746,833.42 |
| 5.60% | S/ 9,694.97 | S/ 19,522.90 | S/ 29,485.62 | S/ 39,584.98 | S/ 746,479.98 |
| 5.50% | S/ 9,525.26 | S/ 19,178.88 | S/ 28,962.58 | S/ 38,878.11 | S/ 745,773.11 |
| 5.30% | S/ 9,185.50 | S/ 18,490.35 | S/ 27,916.12 | S/ 37,464.36 | S/ 744,359.36 |
| 5.25% | S/ 9,100.48 | S/ 18,318.12 | S/ 27,654.42 | S/ 37,110.92 | S/ 744,005.92 |
| 5.05% | S/ 8,760.11 | S/ 17,628.77 | S/ 26,607.34 | S/ 35,697.17 | S/ 742,592.17 |
| 5.00% | S/ 8,674.94 | S/ 17,456.33 | S/ 26,345.49 | S/ 35,343.74 | S/ 742,238.74 |
| 4.95% | S/ 8,589.74 | S/ 17,283.85 | S/ 26,083.61 | S/ 34,990.30 | S/ 741,885.30 |
| 4.75% | S/ 8,248.63 | S/ 16,593.52 | S/ 25,035.78 | S/ 33,576.55 | S/ 740,471.55 |
| 4.55% | S/ 7,907.04 | S/ 15,902.53 | S/ 23,987.45 | S/ 32,162.80 | S/ 739,057.80 |
| 4.50% | S/ 7,821.57 | S/ 15,729.68 | S/ 23,725.29 | S/ 31,809.36 | S/ 738,704.36 |
| 4.40% | S/ 7,650.52 | S/ 15,383.85 | S/ 23,200.87 | S/ 31,102.49 | S/ 737,997.49 |
| 4.30% | S/ 7,479.36 | S/ 15,037.86 | S/ 22,676.33 | S/ 30,395.62 | S/ 737,290.62 |
| 4.25% | S/ 7,393.73 | S/ 14,864.80 | S/ 22,414.01 | S/ 30,042.18 | S/ 736,937.18 |
| 4.20% | S/ 7,308.07 | S/ 14,691.70 | S/ 22,151.66 | S/ 29,688.74 | S/ 736,583.74 |
| 4.15% | S/ 7,222.38 | S/ 14,518.56 | S/ 21,889.28 | S/ 29,335.30 | S/ 736,230.30 |
| 4.00% | S/ 6,965.13 | S/ 13,998.88 | S/ 21,101.94 | S/ 28,274.99 | S/ 735,169.99 |
| 3.90% | S/ 6,793.47 | S/ 13,652.23 | S/ 20,576.90 | S/ 27,568.12 | S/ 734,463.12 |
| 3.75% | S/ 6,535.75 | S/ 13,131.93 | S/ 19,789.09 | S/ 26,507.81 | S/ 733,402.81 |
| 3.50% | S/ 6,105.60 | S/ 12,263.93 | S/ 18,475.45 | S/ 24,740.62 | S/ 731,635.62 |
| 3.00% | S/ 5,242.94 | S/ 10,524.77 | S/ 15,845.78 | S/ 21,206.25 | S/ 728,101.25 |
| 2.75% | S/ 4,810.44 | S/ 9,653.61 | S/ 14,529.75 | S/ 19,439.06 | S/ 726,334.06 |
| 2.50% | S/ 4,377.15 | S/ 8,781.39 | S/ 13,212.91 | S/ 17,671.87 | S/ 724,566.87 |
| 2.00% | S/ 3,508.17 | S/ 7,033.76 | S/ 10,576.84 | S/ 14,137.50 | S/ 721,032.50 |
| 1.35% | S/ 2,373.72 | S/ 4,755.41 | S/ 7,145.10 | S/ 9,542.81 | S/ 716,437.81 |
| 1.00% | S/ 1,760.60 | S/ 3,525.58 | S/ 5,294.96 | S/ 7,068.75 | S/ 713,963.75 |
| 0.10% | S/ 176.65 | S/ 353.35 | S/ 530.09 | S/ 706.88 | S/ 707,601.88 |
Sobre los datos
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Para S/ 706,895 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 706,895 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
