Cálculo de intereses
Ahorrando S/ 706,120
Veamos que pasaría si Usted ahorrara 706,120 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 706,120.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,066.74 | S/ 16,225.63 | S/ 24,477.73 | S/ 32,824.10 | S/ 738,944.10 |
| 8.50% | S/ 14,548.76 | S/ 29,397.29 | S/ 44,551.75 | S/ 60,018.45 | S/ 766,138.45 |
| 8.00% | S/ 13,717.09 | S/ 27,700.64 | S/ 41,955.84 | S/ 56,487.96 | S/ 762,607.96 |
| 7.10% | S/ 12,212.76 | S/ 24,636.74 | S/ 37,275.61 | S/ 50,133.07 | S/ 756,253.07 |
| 7.00% | S/ 12,045.03 | S/ 24,295.52 | S/ 36,754.98 | S/ 49,426.97 | S/ 755,546.97 |
| 6.50% | S/ 11,204.60 | S/ 22,586.99 | S/ 34,149.99 | S/ 45,896.47 | S/ 752,016.47 |
| 6.10% | S/ 10,530.12 | S/ 21,217.27 | S/ 32,063.80 | S/ 43,072.08 | S/ 749,192.08 |
| 6.20% | S/ 10,698.92 | S/ 21,559.94 | S/ 32,585.53 | S/ 43,778.18 | S/ 749,898.18 |
| 5.90% | S/ 10,192.17 | S/ 20,531.45 | S/ 31,019.97 | S/ 41,659.88 | S/ 747,779.88 |
| 5.75% | S/ 9,938.39 | S/ 20,016.66 | S/ 30,236.77 | S/ 40,600.73 | S/ 746,720.73 |
| 5.70% | S/ 9,853.74 | S/ 19,844.98 | S/ 29,975.64 | S/ 40,247.68 | S/ 746,367.68 |
| 5.65% | S/ 9,769.05 | S/ 19,673.26 | S/ 29,714.49 | S/ 39,894.63 | S/ 746,014.63 |
| 5.60% | S/ 9,684.34 | S/ 19,501.50 | S/ 29,453.30 | S/ 39,541.58 | S/ 745,661.58 |
| 5.50% | S/ 9,514.82 | S/ 19,157.85 | S/ 28,930.82 | S/ 38,835.48 | S/ 744,955.48 |
| 5.30% | S/ 9,175.43 | S/ 18,470.08 | S/ 27,885.51 | S/ 37,423.28 | S/ 743,543.28 |
| 5.25% | S/ 9,090.50 | S/ 18,298.03 | S/ 27,624.10 | S/ 37,070.24 | S/ 743,190.24 |
| 5.05% | S/ 8,750.50 | S/ 17,609.44 | S/ 26,578.17 | S/ 35,658.04 | S/ 741,778.04 |
| 5.00% | S/ 8,665.43 | S/ 17,437.19 | S/ 26,316.61 | S/ 35,304.99 | S/ 741,424.99 |
| 4.95% | S/ 8,580.32 | S/ 17,264.90 | S/ 26,055.01 | S/ 34,951.94 | S/ 741,071.94 |
| 4.75% | S/ 8,239.59 | S/ 16,575.33 | S/ 25,008.33 | S/ 33,539.74 | S/ 739,659.74 |
| 4.55% | S/ 7,898.37 | S/ 15,885.09 | S/ 23,961.15 | S/ 32,127.54 | S/ 738,247.54 |
| 4.50% | S/ 7,812.99 | S/ 15,712.43 | S/ 23,699.27 | S/ 31,774.49 | S/ 737,894.49 |
| 4.40% | S/ 7,642.14 | S/ 15,366.98 | S/ 23,175.43 | S/ 31,068.39 | S/ 737,188.39 |
| 4.30% | S/ 7,471.16 | S/ 15,021.37 | S/ 22,651.47 | S/ 30,362.29 | S/ 736,482.29 |
| 4.25% | S/ 7,385.63 | S/ 14,848.50 | S/ 22,389.43 | S/ 30,009.24 | S/ 736,129.24 |
| 4.20% | S/ 7,300.06 | S/ 14,675.59 | S/ 22,127.37 | S/ 29,656.19 | S/ 735,776.19 |
| 4.15% | S/ 7,214.46 | S/ 14,502.64 | S/ 21,865.28 | S/ 29,303.14 | S/ 735,423.14 |
| 4.00% | S/ 6,957.49 | S/ 13,983.54 | S/ 21,078.81 | S/ 28,243.99 | S/ 734,363.99 |
| 3.90% | S/ 6,786.02 | S/ 13,637.26 | S/ 20,554.34 | S/ 27,537.89 | S/ 733,657.89 |
| 3.75% | S/ 6,528.58 | S/ 13,117.53 | S/ 19,767.40 | S/ 26,478.74 | S/ 732,598.74 |
| 3.50% | S/ 6,098.90 | S/ 12,250.48 | S/ 18,455.19 | S/ 24,713.50 | S/ 730,833.50 |
| 3.00% | S/ 5,237.20 | S/ 10,513.23 | S/ 15,828.41 | S/ 21,183.00 | S/ 727,303.00 |
| 2.75% | S/ 4,805.17 | S/ 9,643.03 | S/ 14,513.82 | S/ 19,417.75 | S/ 725,537.75 |
| 2.50% | S/ 4,372.35 | S/ 8,771.77 | S/ 13,198.43 | S/ 17,652.50 | S/ 723,772.50 |
| 2.00% | S/ 3,504.33 | S/ 7,026.04 | S/ 10,565.24 | S/ 14,122.00 | S/ 720,242.00 |
| 1.35% | S/ 2,371.12 | S/ 4,750.20 | S/ 7,137.27 | S/ 9,532.35 | S/ 715,652.35 |
| 1.00% | S/ 1,758.67 | S/ 3,521.72 | S/ 5,289.16 | S/ 7,061.00 | S/ 713,181.00 |
| 0.10% | S/ 176.46 | S/ 352.96 | S/ 529.51 | S/ 706.10 | S/ 706,826.10 |
Sobre los datos
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Para S/ 706,120 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 706,120 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.