Cálculo de intereses
Ahorrando S/ 705,698
Veamos que pasaría si Usted ahorrara 705,698 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 705,698.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,061.92 | S/ 16,215.93 | S/ 24,463.10 | S/ 32,804.48 | S/ 738,502.48 |
| 8.50% | S/ 14,540.07 | S/ 29,379.72 | S/ 44,525.12 | S/ 59,982.58 | S/ 765,680.58 |
| 8.00% | S/ 13,708.89 | S/ 27,684.08 | S/ 41,930.76 | S/ 56,454.20 | S/ 762,152.20 |
| 7.10% | S/ 12,205.46 | S/ 24,622.02 | S/ 37,253.33 | S/ 50,103.11 | S/ 755,801.11 |
| 7.00% | S/ 12,037.83 | S/ 24,281.00 | S/ 36,733.01 | S/ 49,397.43 | S/ 755,095.43 |
| 6.50% | S/ 11,197.90 | S/ 22,573.49 | S/ 34,129.58 | S/ 45,869.04 | S/ 751,567.04 |
| 6.10% | S/ 10,523.83 | S/ 21,204.59 | S/ 32,044.64 | S/ 43,046.34 | S/ 748,744.34 |
| 6.20% | S/ 10,692.52 | S/ 21,547.06 | S/ 32,566.06 | S/ 43,752.01 | S/ 749,450.01 |
| 5.90% | S/ 10,186.08 | S/ 20,519.18 | S/ 31,001.43 | S/ 41,634.98 | S/ 747,332.98 |
| 5.75% | S/ 9,932.45 | S/ 20,004.69 | S/ 30,218.70 | S/ 40,576.47 | S/ 746,274.47 |
| 5.70% | S/ 9,847.85 | S/ 19,833.12 | S/ 29,957.73 | S/ 40,223.63 | S/ 745,921.63 |
| 5.65% | S/ 9,763.21 | S/ 19,661.50 | S/ 29,696.73 | S/ 39,870.79 | S/ 745,568.79 |
| 5.60% | S/ 9,678.55 | S/ 19,489.84 | S/ 29,435.69 | S/ 39,517.95 | S/ 745,215.95 |
| 5.50% | S/ 9,509.14 | S/ 19,146.40 | S/ 28,913.53 | S/ 38,812.27 | S/ 744,510.27 |
| 5.30% | S/ 9,169.94 | S/ 18,459.04 | S/ 27,868.84 | S/ 37,400.92 | S/ 743,098.92 |
| 5.25% | S/ 9,085.07 | S/ 18,287.10 | S/ 27,607.59 | S/ 37,048.08 | S/ 742,746.08 |
| 5.05% | S/ 8,745.27 | S/ 17,598.92 | S/ 26,562.28 | S/ 35,636.73 | S/ 741,334.73 |
| 5.00% | S/ 8,660.25 | S/ 17,426.77 | S/ 26,300.88 | S/ 35,283.89 | S/ 740,981.89 |
| 4.95% | S/ 8,575.19 | S/ 17,254.58 | S/ 26,039.44 | S/ 34,931.05 | S/ 740,629.05 |
| 4.75% | S/ 8,234.67 | S/ 16,565.42 | S/ 24,993.39 | S/ 33,519.69 | S/ 739,217.69 |
| 4.55% | S/ 7,893.65 | S/ 15,875.60 | S/ 23,946.83 | S/ 32,108.34 | S/ 737,806.34 |
| 4.50% | S/ 7,808.32 | S/ 15,703.04 | S/ 23,685.11 | S/ 31,755.50 | S/ 737,453.50 |
| 4.40% | S/ 7,637.57 | S/ 15,357.80 | S/ 23,161.58 | S/ 31,049.82 | S/ 736,747.82 |
| 4.30% | S/ 7,466.70 | S/ 15,012.39 | S/ 22,637.93 | S/ 30,344.15 | S/ 736,042.15 |
| 4.25% | S/ 7,381.21 | S/ 14,839.63 | S/ 22,376.05 | S/ 29,991.31 | S/ 735,689.31 |
| 4.20% | S/ 7,295.70 | S/ 14,666.82 | S/ 22,114.15 | S/ 29,638.47 | S/ 735,336.47 |
| 4.15% | S/ 7,210.15 | S/ 14,493.97 | S/ 21,852.21 | S/ 29,285.63 | S/ 734,983.63 |
| 4.00% | S/ 6,953.33 | S/ 13,975.18 | S/ 21,066.21 | S/ 28,227.11 | S/ 733,925.11 |
| 3.90% | S/ 6,781.97 | S/ 13,629.11 | S/ 20,542.06 | S/ 27,521.44 | S/ 733,219.44 |
| 3.75% | S/ 6,524.68 | S/ 13,109.69 | S/ 19,755.58 | S/ 26,462.92 | S/ 732,160.92 |
| 3.50% | S/ 6,095.26 | S/ 12,243.16 | S/ 18,444.16 | S/ 24,698.73 | S/ 730,396.73 |
| 3.00% | S/ 5,234.07 | S/ 10,506.95 | S/ 15,818.95 | S/ 21,170.34 | S/ 726,868.34 |
| 2.75% | S/ 4,802.29 | S/ 9,637.27 | S/ 14,505.14 | S/ 19,406.14 | S/ 725,104.14 |
| 2.50% | S/ 4,369.73 | S/ 8,766.52 | S/ 13,190.54 | S/ 17,641.95 | S/ 723,339.95 |
| 2.00% | S/ 3,502.23 | S/ 7,021.85 | S/ 10,558.93 | S/ 14,113.56 | S/ 719,811.56 |
| 1.35% | S/ 2,369.70 | S/ 4,747.36 | S/ 7,133.00 | S/ 9,526.65 | S/ 715,224.65 |
| 1.00% | S/ 1,757.62 | S/ 3,519.61 | S/ 5,286.00 | S/ 7,056.78 | S/ 712,754.78 |
| 0.10% | S/ 176.35 | S/ 352.75 | S/ 529.19 | S/ 705.68 | S/ 706,403.68 |
Sobre los datos
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Para S/ 705,698 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 705,698 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.