Cálculo de intereses
Ahorrando S/ 705,674
Veamos que pasaría si Usted ahorrara 705,674 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 705,674.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,061.64 | S/ 16,215.38 | S/ 24,462.27 | S/ 32,803.37 | S/ 738,477.37 |
| 8.50% | S/ 14,539.58 | S/ 29,378.72 | S/ 44,523.61 | S/ 59,980.54 | S/ 765,654.54 |
| 8.00% | S/ 13,708.42 | S/ 27,683.14 | S/ 41,929.34 | S/ 56,452.28 | S/ 762,126.28 |
| 7.10% | S/ 12,205.04 | S/ 24,621.18 | S/ 37,252.06 | S/ 50,101.40 | S/ 755,775.40 |
| 7.00% | S/ 12,037.42 | S/ 24,280.17 | S/ 36,731.76 | S/ 49,395.75 | S/ 755,069.75 |
| 6.50% | S/ 11,197.52 | S/ 22,572.72 | S/ 34,128.42 | S/ 45,867.48 | S/ 751,541.48 |
| 6.10% | S/ 10,523.47 | S/ 21,203.87 | S/ 32,043.55 | S/ 43,044.87 | S/ 748,718.87 |
| 6.20% | S/ 10,692.16 | S/ 21,546.33 | S/ 32,564.95 | S/ 43,750.53 | S/ 749,424.53 |
| 5.90% | S/ 10,185.73 | S/ 20,518.48 | S/ 31,000.38 | S/ 41,633.57 | S/ 747,307.57 |
| 5.75% | S/ 9,932.11 | S/ 20,004.01 | S/ 30,217.67 | S/ 40,575.09 | S/ 746,249.09 |
| 5.70% | S/ 9,847.51 | S/ 19,832.44 | S/ 29,956.71 | S/ 40,222.26 | S/ 745,896.26 |
| 5.65% | S/ 9,762.88 | S/ 19,660.83 | S/ 29,695.72 | S/ 39,869.43 | S/ 745,543.43 |
| 5.60% | S/ 9,678.22 | S/ 19,489.18 | S/ 29,434.69 | S/ 39,516.61 | S/ 745,190.61 |
| 5.50% | S/ 9,508.81 | S/ 19,145.75 | S/ 28,912.55 | S/ 38,810.95 | S/ 744,484.95 |
| 5.30% | S/ 9,169.63 | S/ 18,458.41 | S/ 27,867.90 | S/ 37,399.65 | S/ 743,073.65 |
| 5.25% | S/ 9,084.76 | S/ 18,286.48 | S/ 27,606.66 | S/ 37,046.82 | S/ 742,720.82 |
| 5.05% | S/ 8,744.97 | S/ 17,598.32 | S/ 26,561.38 | S/ 35,635.51 | S/ 741,309.51 |
| 5.00% | S/ 8,659.95 | S/ 17,426.18 | S/ 26,299.98 | S/ 35,282.69 | S/ 740,956.69 |
| 4.95% | S/ 8,574.90 | S/ 17,254.00 | S/ 26,038.56 | S/ 34,929.86 | S/ 740,603.86 |
| 4.75% | S/ 8,234.39 | S/ 16,564.86 | S/ 24,992.54 | S/ 33,518.55 | S/ 739,192.55 |
| 4.55% | S/ 7,893.38 | S/ 15,875.06 | S/ 23,946.01 | S/ 32,107.25 | S/ 737,781.25 |
| 4.50% | S/ 7,808.06 | S/ 15,702.51 | S/ 23,684.31 | S/ 31,754.42 | S/ 737,428.42 |
| 4.40% | S/ 7,637.31 | S/ 15,357.28 | S/ 23,160.79 | S/ 31,048.77 | S/ 736,722.77 |
| 4.30% | S/ 7,466.44 | S/ 15,011.88 | S/ 22,637.16 | S/ 30,343.11 | S/ 736,017.11 |
| 4.25% | S/ 7,380.96 | S/ 14,839.12 | S/ 22,375.29 | S/ 29,990.29 | S/ 735,664.29 |
| 4.20% | S/ 7,295.45 | S/ 14,666.32 | S/ 22,113.40 | S/ 29,637.46 | S/ 735,311.46 |
| 4.15% | S/ 7,209.91 | S/ 14,493.48 | S/ 21,851.47 | S/ 29,284.63 | S/ 734,958.63 |
| 4.00% | S/ 6,953.10 | S/ 13,974.70 | S/ 21,065.50 | S/ 28,226.15 | S/ 733,900.15 |
| 3.90% | S/ 6,781.74 | S/ 13,628.65 | S/ 20,541.36 | S/ 27,520.50 | S/ 733,194.50 |
| 3.75% | S/ 6,524.46 | S/ 13,109.25 | S/ 19,754.91 | S/ 26,462.02 | S/ 732,136.02 |
| 3.50% | S/ 6,095.05 | S/ 12,242.74 | S/ 18,443.54 | S/ 24,697.89 | S/ 730,371.89 |
| 3.00% | S/ 5,233.89 | S/ 10,506.59 | S/ 15,818.41 | S/ 21,169.62 | S/ 726,843.62 |
| 2.75% | S/ 4,802.13 | S/ 9,636.94 | S/ 14,504.65 | S/ 19,405.48 | S/ 725,079.48 |
| 2.50% | S/ 4,369.58 | S/ 8,766.23 | S/ 13,190.09 | S/ 17,641.35 | S/ 723,315.35 |
| 2.00% | S/ 3,502.11 | S/ 7,021.61 | S/ 10,558.57 | S/ 14,113.08 | S/ 719,787.08 |
| 1.35% | S/ 2,369.62 | S/ 4,747.20 | S/ 7,132.76 | S/ 9,526.33 | S/ 715,200.33 |
| 1.00% | S/ 1,757.56 | S/ 3,519.49 | S/ 5,285.82 | S/ 7,056.54 | S/ 712,730.54 |
| 0.10% | S/ 176.35 | S/ 352.74 | S/ 529.17 | S/ 705.65 | S/ 706,379.65 |
Sobre los datos
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Para S/ 705,674 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 705,674 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.