Cálculo de intereses
Ahorrando S/ 703,422
Veamos que pasaría si Usted ahorrara 703,422 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 703,422.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,035.91 | S/ 16,163.63 | S/ 24,384.20 | S/ 32,698.68 | S/ 736,120.68 |
| 8.50% | S/ 14,493.18 | S/ 29,284.97 | S/ 44,381.52 | S/ 59,789.13 | S/ 763,211.13 |
| 8.00% | S/ 13,664.67 | S/ 27,594.80 | S/ 41,795.53 | S/ 56,272.12 | S/ 759,694.12 |
| 7.10% | S/ 12,166.09 | S/ 24,542.61 | S/ 37,133.18 | S/ 49,941.52 | S/ 753,363.52 |
| 7.00% | S/ 11,999.00 | S/ 24,202.69 | S/ 36,614.54 | S/ 49,238.11 | S/ 752,660.11 |
| 6.50% | S/ 11,161.79 | S/ 22,500.68 | S/ 34,019.51 | S/ 45,721.11 | S/ 749,143.11 |
| 6.10% | S/ 10,489.89 | S/ 21,136.21 | S/ 31,941.29 | S/ 42,907.50 | S/ 746,329.50 |
| 6.20% | S/ 10,658.04 | S/ 21,477.57 | S/ 32,461.03 | S/ 43,610.91 | S/ 747,032.91 |
| 5.90% | S/ 10,153.22 | S/ 20,453.00 | S/ 30,901.45 | S/ 41,500.70 | S/ 744,922.70 |
| 5.75% | S/ 9,900.41 | S/ 19,940.17 | S/ 30,121.24 | S/ 40,445.60 | S/ 743,867.60 |
| 5.70% | S/ 9,816.09 | S/ 19,769.15 | S/ 29,861.11 | S/ 40,093.90 | S/ 743,515.90 |
| 5.65% | S/ 9,731.73 | S/ 19,598.09 | S/ 29,600.95 | S/ 39,742.20 | S/ 743,164.20 |
| 5.60% | S/ 9,647.34 | S/ 19,426.98 | S/ 29,340.76 | S/ 39,390.50 | S/ 742,812.50 |
| 5.50% | S/ 9,478.47 | S/ 19,084.65 | S/ 28,820.28 | S/ 38,687.10 | S/ 742,109.10 |
| 5.30% | S/ 9,140.37 | S/ 18,399.51 | S/ 27,778.96 | S/ 37,280.29 | S/ 740,702.29 |
| 5.25% | S/ 9,055.77 | S/ 18,228.12 | S/ 27,518.56 | S/ 36,928.59 | S/ 740,350.59 |
| 5.05% | S/ 8,717.07 | S/ 17,542.16 | S/ 26,476.62 | S/ 35,521.79 | S/ 738,943.79 |
| 5.00% | S/ 8,632.32 | S/ 17,370.57 | S/ 26,216.05 | S/ 35,170.09 | S/ 738,592.09 |
| 4.95% | S/ 8,547.54 | S/ 17,198.93 | S/ 25,955.46 | S/ 34,818.39 | S/ 738,240.39 |
| 4.75% | S/ 8,208.11 | S/ 16,511.99 | S/ 24,912.78 | S/ 33,411.59 | S/ 736,833.59 |
| 4.55% | S/ 7,868.19 | S/ 15,824.40 | S/ 23,869.60 | S/ 32,004.78 | S/ 735,426.78 |
| 4.50% | S/ 7,783.14 | S/ 15,652.40 | S/ 23,608.72 | S/ 31,653.08 | S/ 735,075.08 |
| 4.40% | S/ 7,612.94 | S/ 15,308.27 | S/ 23,086.88 | S/ 30,949.68 | S/ 734,371.68 |
| 4.30% | S/ 7,442.61 | S/ 14,963.98 | S/ 22,564.92 | S/ 30,246.28 | S/ 733,668.28 |
| 4.25% | S/ 7,357.41 | S/ 14,791.77 | S/ 22,303.89 | S/ 29,894.58 | S/ 733,316.58 |
| 4.20% | S/ 7,272.17 | S/ 14,619.52 | S/ 22,042.83 | S/ 29,542.88 | S/ 732,964.88 |
| 4.15% | S/ 7,186.90 | S/ 14,447.23 | S/ 21,781.73 | S/ 29,191.18 | S/ 732,613.18 |
| 4.00% | S/ 6,930.91 | S/ 13,930.11 | S/ 20,998.27 | S/ 28,136.08 | S/ 731,558.08 |
| 3.90% | S/ 6,760.09 | S/ 13,585.15 | S/ 20,475.80 | S/ 27,432.68 | S/ 730,854.68 |
| 3.75% | S/ 6,503.64 | S/ 13,067.41 | S/ 19,691.87 | S/ 26,377.57 | S/ 729,799.57 |
| 3.50% | S/ 6,075.60 | S/ 12,203.67 | S/ 18,384.68 | S/ 24,619.07 | S/ 728,041.07 |
| 3.00% | S/ 5,217.18 | S/ 10,473.06 | S/ 15,767.93 | S/ 21,102.06 | S/ 724,524.06 |
| 2.75% | S/ 4,786.81 | S/ 9,606.19 | S/ 14,458.36 | S/ 19,343.56 | S/ 722,765.56 |
| 2.50% | S/ 4,355.64 | S/ 8,738.25 | S/ 13,148.00 | S/ 17,585.05 | S/ 721,007.05 |
| 2.00% | S/ 3,490.94 | S/ 6,999.20 | S/ 10,524.87 | S/ 14,068.04 | S/ 717,490.04 |
| 1.35% | S/ 2,362.06 | S/ 4,732.05 | S/ 7,110.00 | S/ 9,495.93 | S/ 712,917.93 |
| 1.00% | S/ 1,751.95 | S/ 3,508.26 | S/ 5,268.95 | S/ 7,034.02 | S/ 710,456.02 |
| 0.10% | S/ 175.78 | S/ 351.61 | S/ 527.49 | S/ 703.40 | S/ 704,125.40 |
Sobre los datos
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Para S/ 703,422 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 703,422 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.