Cálculo de intereses
Ahorrando S/ 702,459
Veamos que pasaría si Usted ahorrara 702,459 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 702,459.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,024.91 | S/ 16,141.50 | S/ 24,350.82 | S/ 32,653.92 | S/ 735,112.92 |
| 8.50% | S/ 14,473.33 | S/ 29,244.87 | S/ 44,320.76 | S/ 59,707.27 | S/ 762,166.27 |
| 8.00% | S/ 13,645.97 | S/ 27,557.02 | S/ 41,738.31 | S/ 56,195.09 | S/ 758,654.09 |
| 7.10% | S/ 12,149.44 | S/ 24,509.01 | S/ 37,082.34 | S/ 49,873.14 | S/ 752,332.14 |
| 7.00% | S/ 11,982.58 | S/ 24,169.55 | S/ 36,564.41 | S/ 49,170.71 | S/ 751,629.71 |
| 6.50% | S/ 11,146.50 | S/ 22,469.88 | S/ 33,972.93 | S/ 45,658.52 | S/ 748,117.52 |
| 6.10% | S/ 10,475.53 | S/ 21,107.27 | S/ 31,897.56 | S/ 42,848.76 | S/ 745,307.76 |
| 6.20% | S/ 10,643.45 | S/ 21,448.16 | S/ 32,416.59 | S/ 43,551.20 | S/ 746,010.20 |
| 5.90% | S/ 10,139.32 | S/ 20,425.00 | S/ 30,859.14 | S/ 41,443.89 | S/ 743,902.89 |
| 5.75% | S/ 9,886.86 | S/ 19,912.88 | S/ 30,080.00 | S/ 40,390.23 | S/ 742,849.23 |
| 5.70% | S/ 9,802.65 | S/ 19,742.09 | S/ 29,820.23 | S/ 40,039.01 | S/ 742,498.01 |
| 5.65% | S/ 9,718.40 | S/ 19,571.26 | S/ 29,560.43 | S/ 39,687.79 | S/ 742,146.79 |
| 5.60% | S/ 9,634.13 | S/ 19,400.39 | S/ 29,300.59 | S/ 39,336.57 | S/ 741,795.57 |
| 5.50% | S/ 9,465.49 | S/ 19,058.53 | S/ 28,780.83 | S/ 38,634.13 | S/ 741,093.13 |
| 5.30% | S/ 9,127.86 | S/ 18,374.32 | S/ 27,740.93 | S/ 37,229.26 | S/ 739,688.26 |
| 5.25% | S/ 9,043.37 | S/ 18,203.17 | S/ 27,480.88 | S/ 36,878.04 | S/ 739,337.04 |
| 5.05% | S/ 8,705.13 | S/ 17,518.14 | S/ 26,440.37 | S/ 35,473.16 | S/ 737,932.16 |
| 5.00% | S/ 8,620.50 | S/ 17,346.79 | S/ 26,180.16 | S/ 35,121.94 | S/ 737,580.94 |
| 4.95% | S/ 8,535.83 | S/ 17,175.39 | S/ 25,919.93 | S/ 34,770.72 | S/ 737,229.72 |
| 4.75% | S/ 8,196.87 | S/ 16,489.39 | S/ 24,878.67 | S/ 33,365.85 | S/ 735,824.85 |
| 4.55% | S/ 7,857.42 | S/ 15,802.73 | S/ 23,836.92 | S/ 31,960.97 | S/ 734,419.97 |
| 4.50% | S/ 7,772.48 | S/ 15,630.97 | S/ 23,576.40 | S/ 31,609.75 | S/ 734,068.75 |
| 4.40% | S/ 7,602.52 | S/ 15,287.31 | S/ 23,055.28 | S/ 30,907.31 | S/ 733,366.31 |
| 4.30% | S/ 7,432.43 | S/ 14,943.49 | S/ 22,534.03 | S/ 30,204.87 | S/ 732,663.87 |
| 4.25% | S/ 7,347.33 | S/ 14,771.52 | S/ 22,273.35 | S/ 29,853.65 | S/ 732,312.65 |
| 4.20% | S/ 7,262.21 | S/ 14,599.50 | S/ 22,012.65 | S/ 29,502.43 | S/ 731,961.43 |
| 4.15% | S/ 7,177.06 | S/ 14,427.45 | S/ 21,751.91 | S/ 29,151.22 | S/ 731,610.22 |
| 4.00% | S/ 6,921.42 | S/ 13,911.04 | S/ 20,969.52 | S/ 28,097.56 | S/ 730,556.56 |
| 3.90% | S/ 6,750.84 | S/ 13,566.55 | S/ 20,447.77 | S/ 27,395.12 | S/ 729,854.12 |
| 3.75% | S/ 6,494.74 | S/ 13,049.52 | S/ 19,664.91 | S/ 26,341.46 | S/ 728,800.46 |
| 3.50% | S/ 6,067.28 | S/ 12,186.97 | S/ 18,359.51 | S/ 24,585.36 | S/ 727,044.36 |
| 3.00% | S/ 5,210.04 | S/ 10,458.73 | S/ 15,746.34 | S/ 21,073.17 | S/ 723,532.17 |
| 2.75% | S/ 4,780.25 | S/ 9,593.03 | S/ 14,438.57 | S/ 19,317.07 | S/ 721,776.07 |
| 2.50% | S/ 4,349.68 | S/ 8,726.29 | S/ 13,130.00 | S/ 17,560.98 | S/ 720,019.98 |
| 2.00% | S/ 3,486.16 | S/ 6,989.62 | S/ 10,510.46 | S/ 14,048.78 | S/ 716,507.78 |
| 1.35% | S/ 2,358.82 | S/ 4,725.57 | S/ 7,100.26 | S/ 9,482.93 | S/ 711,941.93 |
| 1.00% | S/ 1,749.55 | S/ 3,503.46 | S/ 5,261.74 | S/ 7,024.39 | S/ 709,483.39 |
| 0.10% | S/ 175.54 | S/ 351.13 | S/ 526.76 | S/ 702.44 | S/ 703,161.44 |
Sobre los datos
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Para S/ 702,459 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 702,459 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.