Cálculo de intereses
Ahorrando S/ 702,034
Veamos que pasaría si Usted ahorrara 702,034 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 702,034.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,020.06 | S/ 16,131.74 | S/ 24,336.09 | S/ 32,634.16 | S/ 734,668.16 |
| 8.50% | S/ 14,464.58 | S/ 29,227.18 | S/ 44,293.95 | S/ 59,671.15 | S/ 761,705.15 |
| 8.00% | S/ 13,637.71 | S/ 27,540.35 | S/ 41,713.06 | S/ 56,161.09 | S/ 758,195.09 |
| 7.10% | S/ 12,142.09 | S/ 24,494.18 | S/ 37,059.91 | S/ 49,842.97 | S/ 751,876.97 |
| 7.00% | S/ 11,975.33 | S/ 24,154.93 | S/ 36,542.29 | S/ 49,140.96 | S/ 751,174.96 |
| 6.50% | S/ 11,139.76 | S/ 22,456.29 | S/ 33,952.38 | S/ 45,630.89 | S/ 747,664.89 |
| 6.10% | S/ 10,469.19 | S/ 21,094.50 | S/ 31,878.26 | S/ 42,822.84 | S/ 744,856.84 |
| 6.20% | S/ 10,637.01 | S/ 21,435.19 | S/ 32,396.97 | S/ 43,524.85 | S/ 745,558.85 |
| 5.90% | S/ 10,133.19 | S/ 20,412.64 | S/ 30,840.47 | S/ 41,418.81 | S/ 743,452.81 |
| 5.75% | S/ 9,880.88 | S/ 19,900.83 | S/ 30,061.80 | S/ 40,365.79 | S/ 742,399.79 |
| 5.70% | S/ 9,796.72 | S/ 19,730.14 | S/ 29,802.19 | S/ 40,014.79 | S/ 742,048.79 |
| 5.65% | S/ 9,712.52 | S/ 19,559.42 | S/ 29,542.54 | S/ 39,663.78 | S/ 741,697.78 |
| 5.60% | S/ 9,628.30 | S/ 19,388.65 | S/ 29,282.86 | S/ 39,312.77 | S/ 741,346.77 |
| 5.50% | S/ 9,459.76 | S/ 19,047.00 | S/ 28,763.41 | S/ 38,610.76 | S/ 740,644.76 |
| 5.30% | S/ 9,122.33 | S/ 18,363.20 | S/ 27,724.15 | S/ 37,206.73 | S/ 739,240.73 |
| 5.25% | S/ 9,037.90 | S/ 18,192.15 | S/ 27,464.26 | S/ 36,855.73 | S/ 738,889.73 |
| 5.05% | S/ 8,699.87 | S/ 17,507.55 | S/ 26,424.37 | S/ 35,451.70 | S/ 737,485.70 |
| 5.00% | S/ 8,615.28 | S/ 17,336.29 | S/ 26,164.32 | S/ 35,100.69 | S/ 737,134.69 |
| 4.95% | S/ 8,530.67 | S/ 17,165.00 | S/ 25,904.25 | S/ 34,749.69 | S/ 736,783.69 |
| 4.75% | S/ 8,191.91 | S/ 16,479.41 | S/ 24,863.62 | S/ 33,345.66 | S/ 735,379.66 |
| 4.55% | S/ 7,852.67 | S/ 15,793.17 | S/ 23,822.50 | S/ 31,941.63 | S/ 733,975.63 |
| 4.50% | S/ 7,767.78 | S/ 15,621.51 | S/ 23,562.14 | S/ 31,590.63 | S/ 733,624.63 |
| 4.40% | S/ 7,597.92 | S/ 15,278.06 | S/ 23,041.33 | S/ 30,888.61 | S/ 732,922.61 |
| 4.30% | S/ 7,427.93 | S/ 14,934.45 | S/ 22,520.39 | S/ 30,186.60 | S/ 732,220.60 |
| 4.25% | S/ 7,342.89 | S/ 14,762.58 | S/ 22,259.88 | S/ 29,835.59 | S/ 731,869.59 |
| 4.20% | S/ 7,257.82 | S/ 14,590.67 | S/ 21,999.33 | S/ 29,484.59 | S/ 731,518.59 |
| 4.15% | S/ 7,172.72 | S/ 14,418.72 | S/ 21,738.75 | S/ 29,133.58 | S/ 731,167.58 |
| 4.00% | S/ 6,917.23 | S/ 13,902.62 | S/ 20,956.84 | S/ 28,080.56 | S/ 730,114.56 |
| 3.90% | S/ 6,746.75 | S/ 13,558.35 | S/ 20,435.40 | S/ 27,378.54 | S/ 729,412.54 |
| 3.75% | S/ 6,490.81 | S/ 13,041.63 | S/ 19,653.01 | S/ 26,325.52 | S/ 728,359.52 |
| 3.50% | S/ 6,063.61 | S/ 12,179.59 | S/ 18,348.40 | S/ 24,570.49 | S/ 726,604.49 |
| 3.00% | S/ 5,206.89 | S/ 10,452.40 | S/ 15,736.81 | S/ 21,060.42 | S/ 723,094.42 |
| 2.75% | S/ 4,777.36 | S/ 9,587.23 | S/ 14,429.83 | S/ 19,305.39 | S/ 721,339.39 |
| 2.50% | S/ 4,347.05 | S/ 8,721.01 | S/ 13,122.05 | S/ 17,550.35 | S/ 719,584.35 |
| 2.00% | S/ 3,484.05 | S/ 6,985.39 | S/ 10,504.10 | S/ 14,040.28 | S/ 716,074.28 |
| 1.35% | S/ 2,357.40 | S/ 4,722.71 | S/ 7,095.97 | S/ 9,477.19 | S/ 711,511.19 |
| 1.00% | S/ 1,748.49 | S/ 3,501.34 | S/ 5,258.55 | S/ 7,020.14 | S/ 709,054.14 |
| 0.10% | S/ 175.44 | S/ 350.92 | S/ 526.44 | S/ 702.01 | S/ 702,736.01 |
Sobre los datos
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Para S/ 702,034 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 702,034 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
