Cálculo de intereses
Ahorrando S/ 701,394
Veamos que pasaría si Usted ahorrara 701,394 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 701,394.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,012.75 | S/ 16,117.03 | S/ 24,313.90 | S/ 32,604.41 | S/ 733,998.41 |
| 8.50% | S/ 14,451.39 | S/ 29,200.54 | S/ 44,253.57 | S/ 59,616.75 | S/ 761,010.75 |
| 8.00% | S/ 13,625.28 | S/ 27,515.24 | S/ 41,675.03 | S/ 56,109.89 | S/ 757,503.89 |
| 7.10% | S/ 12,131.02 | S/ 24,471.85 | S/ 37,026.12 | S/ 49,797.53 | S/ 751,191.53 |
| 7.00% | S/ 11,964.41 | S/ 24,132.91 | S/ 36,508.98 | S/ 49,096.16 | S/ 750,490.16 |
| 6.50% | S/ 11,129.61 | S/ 22,435.81 | S/ 33,921.43 | S/ 45,589.29 | S/ 746,983.29 |
| 6.10% | S/ 10,459.64 | S/ 21,075.27 | S/ 31,849.20 | S/ 42,783.80 | S/ 744,177.80 |
| 6.20% | S/ 10,627.31 | S/ 21,415.65 | S/ 32,367.44 | S/ 43,485.17 | S/ 744,879.17 |
| 5.90% | S/ 10,123.95 | S/ 20,394.03 | S/ 30,812.35 | S/ 41,381.05 | S/ 742,775.05 |
| 5.75% | S/ 9,871.87 | S/ 19,882.69 | S/ 30,034.40 | S/ 40,328.99 | S/ 741,722.99 |
| 5.70% | S/ 9,787.78 | S/ 19,712.16 | S/ 29,775.02 | S/ 39,978.31 | S/ 741,372.31 |
| 5.65% | S/ 9,703.67 | S/ 19,541.59 | S/ 29,515.61 | S/ 39,627.62 | S/ 741,021.62 |
| 5.60% | S/ 9,619.52 | S/ 19,370.97 | S/ 29,256.17 | S/ 39,276.93 | S/ 740,670.93 |
| 5.50% | S/ 9,451.14 | S/ 19,029.63 | S/ 28,737.19 | S/ 38,575.56 | S/ 739,969.56 |
| 5.30% | S/ 9,114.02 | S/ 18,346.46 | S/ 27,698.87 | S/ 37,172.81 | S/ 738,566.81 |
| 5.25% | S/ 9,029.66 | S/ 18,175.57 | S/ 27,439.22 | S/ 36,822.13 | S/ 738,216.13 |
| 5.05% | S/ 8,691.94 | S/ 17,491.58 | S/ 26,400.28 | S/ 35,419.38 | S/ 736,813.38 |
| 5.00% | S/ 8,607.43 | S/ 17,320.49 | S/ 26,140.47 | S/ 35,068.69 | S/ 736,462.69 |
| 4.95% | S/ 8,522.89 | S/ 17,149.35 | S/ 25,880.63 | S/ 34,718.01 | S/ 736,112.01 |
| 4.75% | S/ 8,184.44 | S/ 16,464.39 | S/ 24,840.95 | S/ 33,315.26 | S/ 734,709.26 |
| 4.55% | S/ 7,845.51 | S/ 15,778.77 | S/ 23,800.78 | S/ 31,912.51 | S/ 733,306.51 |
| 4.50% | S/ 7,760.70 | S/ 15,607.27 | S/ 23,540.66 | S/ 31,561.83 | S/ 732,955.83 |
| 4.40% | S/ 7,590.99 | S/ 15,264.13 | S/ 23,020.32 | S/ 30,860.45 | S/ 732,254.45 |
| 4.30% | S/ 7,421.16 | S/ 14,920.83 | S/ 22,499.86 | S/ 30,159.08 | S/ 731,553.08 |
| 4.25% | S/ 7,336.19 | S/ 14,749.12 | S/ 22,239.58 | S/ 29,808.39 | S/ 731,202.39 |
| 4.20% | S/ 7,251.20 | S/ 14,577.37 | S/ 21,979.28 | S/ 29,457.71 | S/ 730,851.71 |
| 4.15% | S/ 7,166.18 | S/ 14,405.58 | S/ 21,718.94 | S/ 29,107.02 | S/ 730,501.02 |
| 4.00% | S/ 6,910.93 | S/ 13,889.95 | S/ 20,937.73 | S/ 28,054.96 | S/ 729,448.96 |
| 3.90% | S/ 6,740.60 | S/ 13,545.99 | S/ 20,416.77 | S/ 27,353.59 | S/ 728,747.59 |
| 3.75% | S/ 6,484.89 | S/ 13,029.74 | S/ 19,635.09 | S/ 26,301.52 | S/ 727,695.52 |
| 3.50% | S/ 6,058.08 | S/ 12,168.49 | S/ 18,331.67 | S/ 24,548.09 | S/ 725,942.09 |
| 3.00% | S/ 5,202.14 | S/ 10,442.87 | S/ 15,722.47 | S/ 21,041.22 | S/ 722,435.22 |
| 2.75% | S/ 4,773.00 | S/ 9,578.49 | S/ 14,416.68 | S/ 19,287.79 | S/ 720,681.79 |
| 2.50% | S/ 4,343.08 | S/ 8,713.06 | S/ 13,110.09 | S/ 17,534.35 | S/ 718,928.35 |
| 2.00% | S/ 3,480.87 | S/ 6,979.02 | S/ 10,494.53 | S/ 14,027.48 | S/ 715,421.48 |
| 1.35% | S/ 2,355.25 | S/ 4,718.41 | S/ 7,089.50 | S/ 9,468.55 | S/ 710,862.55 |
| 1.00% | S/ 1,746.90 | S/ 3,498.15 | S/ 5,253.76 | S/ 7,013.74 | S/ 708,407.74 |
| 0.10% | S/ 175.28 | S/ 350.60 | S/ 525.97 | S/ 701.37 | S/ 702,095.37 |
Sobre los datos
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Para S/ 701,394 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 701,394 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.