Cálculo de intereses
Ahorrando S/ 698,990
Veamos que pasaría si Usted ahorrara 698,990 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 698,990.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,985.28 | S/ 16,061.79 | S/ 24,230.56 | S/ 32,492.66 | S/ 731,482.66 |
| 8.50% | S/ 14,401.86 | S/ 29,100.45 | S/ 44,101.89 | S/ 59,412.42 | S/ 758,402.42 |
| 8.00% | S/ 13,578.58 | S/ 27,420.93 | S/ 41,532.19 | S/ 55,917.57 | S/ 754,907.57 |
| 7.10% | S/ 12,089.44 | S/ 24,387.97 | S/ 36,899.22 | S/ 49,626.85 | S/ 748,616.85 |
| 7.00% | S/ 11,923.40 | S/ 24,050.19 | S/ 36,383.84 | S/ 48,927.88 | S/ 747,917.88 |
| 6.50% | S/ 11,091.46 | S/ 22,358.92 | S/ 33,805.16 | S/ 45,433.04 | S/ 744,423.04 |
| 6.10% | S/ 10,423.79 | S/ 21,003.03 | S/ 31,740.04 | S/ 42,637.16 | S/ 741,627.16 |
| 6.20% | S/ 10,590.89 | S/ 21,342.24 | S/ 32,256.50 | S/ 43,336.13 | S/ 742,326.13 |
| 5.90% | S/ 10,089.25 | S/ 20,324.13 | S/ 30,706.75 | S/ 41,239.22 | S/ 740,229.22 |
| 5.75% | S/ 9,838.04 | S/ 19,814.54 | S/ 29,931.46 | S/ 40,190.77 | S/ 739,180.77 |
| 5.70% | S/ 9,754.24 | S/ 19,644.59 | S/ 29,672.97 | S/ 39,841.28 | S/ 738,831.28 |
| 5.65% | S/ 9,670.41 | S/ 19,474.61 | S/ 29,414.45 | S/ 39,491.80 | S/ 738,481.80 |
| 5.60% | S/ 9,586.55 | S/ 19,304.58 | S/ 29,155.89 | S/ 39,142.31 | S/ 738,132.31 |
| 5.50% | S/ 9,418.75 | S/ 18,964.41 | S/ 28,638.70 | S/ 38,443.34 | S/ 737,433.34 |
| 5.30% | S/ 9,082.78 | S/ 18,283.58 | S/ 27,603.94 | S/ 37,045.41 | S/ 736,035.41 |
| 5.25% | S/ 8,998.71 | S/ 18,113.27 | S/ 27,345.17 | S/ 36,695.92 | S/ 735,685.92 |
| 5.05% | S/ 8,662.14 | S/ 17,431.63 | S/ 26,309.80 | S/ 35,297.98 | S/ 734,287.98 |
| 5.00% | S/ 8,577.93 | S/ 17,261.12 | S/ 26,050.88 | S/ 34,948.50 | S/ 733,938.50 |
| 4.95% | S/ 8,493.68 | S/ 17,090.57 | S/ 25,791.93 | S/ 34,599.01 | S/ 733,589.01 |
| 4.75% | S/ 8,156.39 | S/ 16,407.96 | S/ 24,755.81 | S/ 33,201.07 | S/ 732,191.07 |
| 4.55% | S/ 7,818.62 | S/ 15,724.69 | S/ 23,719.20 | S/ 31,803.13 | S/ 730,793.13 |
| 4.50% | S/ 7,734.10 | S/ 15,553.78 | S/ 23,459.97 | S/ 31,453.65 | S/ 730,443.65 |
| 4.40% | S/ 7,564.97 | S/ 15,211.82 | S/ 22,941.42 | S/ 30,754.68 | S/ 729,744.68 |
| 4.30% | S/ 7,395.72 | S/ 14,869.69 | S/ 22,422.74 | S/ 30,055.71 | S/ 729,045.71 |
| 4.25% | S/ 7,311.05 | S/ 14,698.57 | S/ 22,163.36 | S/ 29,706.23 | S/ 728,696.23 |
| 4.20% | S/ 7,226.35 | S/ 14,527.41 | S/ 21,903.94 | S/ 29,356.74 | S/ 728,346.74 |
| 4.15% | S/ 7,141.62 | S/ 14,356.20 | S/ 21,644.50 | S/ 29,007.26 | S/ 727,997.26 |
| 4.00% | S/ 6,887.24 | S/ 13,842.34 | S/ 20,865.97 | S/ 27,958.80 | S/ 726,948.80 |
| 3.90% | S/ 6,717.50 | S/ 13,499.56 | S/ 20,346.79 | S/ 27,259.83 | S/ 726,249.83 |
| 3.75% | S/ 6,462.66 | S/ 12,985.08 | S/ 19,567.80 | S/ 26,211.38 | S/ 725,201.38 |
| 3.50% | S/ 6,037.32 | S/ 12,126.78 | S/ 18,268.84 | S/ 24,463.95 | S/ 723,453.95 |
| 3.00% | S/ 5,184.31 | S/ 10,407.08 | S/ 15,668.58 | S/ 20,969.10 | S/ 719,959.10 |
| 2.75% | S/ 4,756.65 | S/ 9,545.66 | S/ 14,367.26 | S/ 19,221.68 | S/ 718,211.68 |
| 2.50% | S/ 4,328.20 | S/ 8,683.19 | S/ 13,065.16 | S/ 17,474.25 | S/ 716,464.25 |
| 2.00% | S/ 3,468.94 | S/ 6,955.10 | S/ 10,458.56 | S/ 13,979.40 | S/ 712,969.40 |
| 1.35% | S/ 2,347.18 | S/ 4,702.23 | S/ 7,065.20 | S/ 9,436.10 | S/ 708,426.10 |
| 1.00% | S/ 1,740.91 | S/ 3,486.16 | S/ 5,235.75 | S/ 6,989.70 | S/ 705,979.70 |
| 0.10% | S/ 174.68 | S/ 349.40 | S/ 524.16 | S/ 698.97 | S/ 699,688.97 |
Sobre los datos
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Para S/ 698,990 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 698,990 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.