Ahorrando S/ 698,920
Veamos que pasar�a si Usted ahorrara 698,920 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2024) el inter�s m�s alto que brinda el sistema financiero peruano es de 8.5% y el m�s bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversi�n para S/ 698,920.
| * |
90 d�as ganancia |
180 d�as ganancia |
270 d�as ganancia |
360 d�as ganancia |
Inter�s + Capital en 1 a�o |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,984.48 | S/ 16,060.18 | S/ 24,228.14 | S/ 32,489.40 | S/ 731,409.40 |
| 8.50% | S/ 14,400.42 | S/ 29,097.54 | S/ 44,097.47 | S/ 59,406.47 | S/ 758,326.47 |
| 8.00% | S/ 13,577.22 | S/ 27,418.19 | S/ 41,528.03 | S/ 55,911.97 | S/ 754,831.97 |
| 7.10% | S/ 12,088.23 | S/ 24,385.53 | S/ 36,895.52 | S/ 49,621.88 | S/ 748,541.88 |
| 7.00% | S/ 11,922.21 | S/ 24,047.78 | S/ 36,380.20 | S/ 48,922.98 | S/ 747,842.98 |
| 6.50% | S/ 11,090.35 | S/ 22,356.68 | S/ 33,801.78 | S/ 45,428.49 | S/ 744,348.49 |
| 6.10% | S/ 10,422.75 | S/ 21,000.93 | S/ 31,736.86 | S/ 42,632.89 | S/ 741,552.89 |
| 6.20% | S/ 10,589.83 | S/ 21,340.11 | S/ 32,253.27 | S/ 43,331.79 | S/ 742,251.79 |
| 5.90% | S/ 10,088.24 | S/ 20,322.10 | S/ 30,703.67 | S/ 41,235.09 | S/ 740,155.09 |
| 5.75% | S/ 9,837.05 | S/ 19,812.55 | S/ 29,928.46 | S/ 40,186.74 | S/ 739,106.74 |
| 5.70% | S/ 9,753.26 | S/ 19,642.63 | S/ 29,669.99 | S/ 39,837.29 | S/ 738,757.29 |
| 5.65% | S/ 9,669.44 | S/ 19,472.66 | S/ 29,411.50 | S/ 39,487.84 | S/ 738,407.84 |
| 5.60% | S/ 9,585.59 | S/ 19,302.65 | S/ 29,152.97 | S/ 39,138.39 | S/ 738,058.39 |
| 5.50% | S/ 9,417.80 | S/ 18,962.51 | S/ 28,635.83 | S/ 38,439.49 | S/ 737,359.49 |
| 5.30% | S/ 9,081.87 | S/ 18,281.75 | S/ 27,601.17 | S/ 37,041.70 | S/ 735,961.70 |
| 5.25% | S/ 8,997.81 | S/ 18,111.46 | S/ 27,342.43 | S/ 36,692.25 | S/ 735,612.25 |
| 5.05% | S/ 8,661.28 | S/ 17,429.89 | S/ 26,307.16 | S/ 35,294.45 | S/ 734,214.45 |
| 5.00% | S/ 8,577.07 | S/ 17,259.39 | S/ 26,048.27 | S/ 34,945.00 | S/ 733,865.00 |
| 4.95% | S/ 8,492.83 | S/ 17,088.86 | S/ 25,789.34 | S/ 34,595.55 | S/ 733,515.55 |
| 4.75% | S/ 8,155.57 | S/ 16,406.31 | S/ 24,753.33 | S/ 33,197.75 | S/ 732,117.75 |
| 4.55% | S/ 7,817.84 | S/ 15,723.12 | S/ 23,716.83 | S/ 31,799.95 | S/ 730,719.95 |
| 4.50% | S/ 7,733.33 | S/ 15,552.22 | S/ 23,457.62 | S/ 31,450.50 | S/ 730,370.50 |
| 4.40% | S/ 7,564.21 | S/ 15,210.29 | S/ 22,939.12 | S/ 30,751.60 | S/ 729,671.60 |
| 4.30% | S/ 7,394.98 | S/ 14,868.20 | S/ 22,420.50 | S/ 30,052.70 | S/ 728,972.70 |
| 4.25% | S/ 7,310.32 | S/ 14,697.10 | S/ 22,161.14 | S/ 29,703.25 | S/ 728,623.25 |
| 4.20% | S/ 7,225.63 | S/ 14,525.95 | S/ 21,901.75 | S/ 29,353.80 | S/ 728,273.80 |
| 4.15% | S/ 7,140.90 | S/ 14,354.76 | S/ 21,642.33 | S/ 29,004.35 | S/ 727,924.35 |
| 4.00% | S/ 6,886.55 | S/ 13,840.95 | S/ 20,863.88 | S/ 27,956.00 | S/ 726,876.00 |
| 3.90% | S/ 6,716.83 | S/ 13,498.21 | S/ 20,344.76 | S/ 27,257.10 | S/ 726,177.10 |
| 3.75% | S/ 6,462.02 | S/ 12,983.78 | S/ 19,565.84 | S/ 26,208.75 | S/ 725,128.75 |
| 3.50% | S/ 6,036.71 | S/ 12,125.57 | S/ 18,267.01 | S/ 24,461.50 | S/ 723,381.50 |
| 3.00% | S/ 5,183.79 | S/ 10,406.04 | S/ 15,667.01 | S/ 20,967.00 | S/ 719,887.00 |
| 2.75% | S/ 4,756.17 | S/ 9,544.70 | S/ 14,365.83 | S/ 19,219.75 | S/ 718,139.75 |
| 2.50% | S/ 4,327.76 | S/ 8,682.32 | S/ 13,063.85 | S/ 17,472.50 | S/ 716,392.50 |
| 2.00% | S/ 3,468.59 | S/ 6,954.40 | S/ 10,457.51 | S/ 13,978.00 | S/ 712,898.00 |
| 1.35% | S/ 2,346.94 | S/ 4,701.76 | S/ 7,064.49 | S/ 9,435.15 | S/ 708,355.15 |
| 1.00% | S/ 1,740.74 | S/ 3,485.81 | S/ 5,235.23 | S/ 6,989.00 | S/ 705,909.00 |
| 0.10% | S/ 174.66 | S/ 349.36 | S/ 524.11 | S/ 698.90 | S/ 699,618.90 |
Cambiando a d�lares para ahorrar
El d�lar estadounidense hoy se cotiza (referencialmente) a S/ 3.76. Si deseas cambiar S/ 698,920 obtendr�as $185,882.98 d�lares, los cuales podr�as ponerlos en una cuenta de ahorros o a plazo fijo.
Sobre los datos
-
Para S/ 698,920 el promedio de las tasas de inter�s TEA es de 4.65% en soles.
-
(*) Los c�lculos de esta simulaci�n para S/ 698,920 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apr�ximaci�n y el redondeo decimal podr�an variar a los mismos c�lculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta p�gina son reales de algunos bancos y financieras.
Estos datos incluyen intereses en los posibles instrumentos de inversi�n m�s rentables
-
Dep�sitos financieras plazo soles
-
Fondos mutuos renta variable soles
-
Dep�sitos bancos plazo soles
-
Fondos mutuos
-
Dep�sito plazo soles
-
Dep�sitos CMAC ahorros soles
-
Fintech
-
Dep�sitos CMAC plazo soles
-
Letras del tesoro
-
Dep�sitos bancos ahorros soles
-
Fondos mutuos renta mixta soles
-
Administradora de Fondos de Pensiones (AFP)
-
Bolsa de valores
-
Dep�sitos financieras ahorros soles
-
Instrumentos de deuda
-
Tipo de cambio
-
Fondos mutuos renta fija soles