Cálculo de intereses
Ahorrando S/ 698,292
Veamos que pasaría si Usted ahorrara 698,292 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 698,292.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,977.31 | S/ 16,045.75 | S/ 24,206.37 | S/ 32,460.21 | S/ 730,752.21 |
| 8.50% | S/ 14,387.48 | S/ 29,071.39 | S/ 44,057.85 | S/ 59,353.09 | S/ 757,645.09 |
| 8.00% | S/ 13,565.02 | S/ 27,393.55 | S/ 41,490.72 | S/ 55,861.73 | S/ 754,153.73 |
| 7.10% | S/ 12,077.37 | S/ 24,363.62 | S/ 36,862.37 | S/ 49,577.30 | S/ 747,869.30 |
| 7.00% | S/ 11,911.50 | S/ 24,026.18 | S/ 36,347.51 | S/ 48,879.02 | S/ 747,171.02 |
| 6.50% | S/ 11,080.38 | S/ 22,336.59 | S/ 33,771.41 | S/ 45,387.67 | S/ 743,679.67 |
| 6.10% | S/ 10,413.38 | S/ 20,982.06 | S/ 31,708.34 | S/ 42,594.58 | S/ 740,886.58 |
| 6.20% | S/ 10,580.31 | S/ 21,320.93 | S/ 32,224.29 | S/ 43,292.85 | S/ 741,584.85 |
| 5.90% | S/ 10,079.18 | S/ 20,303.84 | S/ 30,676.08 | S/ 41,198.04 | S/ 739,490.04 |
| 5.75% | S/ 9,828.21 | S/ 19,794.75 | S/ 29,901.57 | S/ 40,150.63 | S/ 738,442.63 |
| 5.70% | S/ 9,744.50 | S/ 19,624.98 | S/ 29,643.34 | S/ 39,801.50 | S/ 738,093.50 |
| 5.65% | S/ 9,660.75 | S/ 19,455.16 | S/ 29,385.07 | S/ 39,452.36 | S/ 737,744.36 |
| 5.60% | S/ 9,576.98 | S/ 19,285.30 | S/ 29,126.78 | S/ 39,103.23 | S/ 737,395.23 |
| 5.50% | S/ 9,409.34 | S/ 18,945.47 | S/ 28,610.10 | S/ 38,404.96 | S/ 736,696.96 |
| 5.30% | S/ 9,073.71 | S/ 18,265.32 | S/ 27,576.37 | S/ 37,008.41 | S/ 735,300.41 |
| 5.25% | S/ 8,989.73 | S/ 18,095.18 | S/ 27,317.86 | S/ 36,659.28 | S/ 734,951.28 |
| 5.05% | S/ 8,653.49 | S/ 17,414.23 | S/ 26,283.52 | S/ 35,262.73 | S/ 733,554.73 |
| 5.00% | S/ 8,569.36 | S/ 17,243.89 | S/ 26,024.86 | S/ 34,913.60 | S/ 733,205.60 |
| 4.95% | S/ 8,485.20 | S/ 17,073.50 | S/ 25,766.17 | S/ 34,564.46 | S/ 732,856.46 |
| 4.75% | S/ 8,148.25 | S/ 16,391.57 | S/ 24,731.09 | S/ 33,167.92 | S/ 731,459.92 |
| 4.55% | S/ 7,810.81 | S/ 15,708.99 | S/ 23,695.52 | S/ 31,771.38 | S/ 730,063.38 |
| 4.50% | S/ 7,726.38 | S/ 15,538.24 | S/ 23,436.55 | S/ 31,422.24 | S/ 729,714.24 |
| 4.40% | S/ 7,557.42 | S/ 15,196.63 | S/ 22,918.51 | S/ 30,723.97 | S/ 729,015.97 |
| 4.30% | S/ 7,388.34 | S/ 14,854.84 | S/ 22,400.35 | S/ 30,025.70 | S/ 728,317.70 |
| 4.25% | S/ 7,303.75 | S/ 14,683.89 | S/ 22,141.23 | S/ 29,676.56 | S/ 727,968.56 |
| 4.20% | S/ 7,219.13 | S/ 14,512.90 | S/ 21,882.07 | S/ 29,327.43 | S/ 727,619.43 |
| 4.15% | S/ 7,134.49 | S/ 14,341.86 | S/ 21,622.88 | S/ 28,978.29 | S/ 727,270.29 |
| 4.00% | S/ 6,880.36 | S/ 13,828.52 | S/ 20,845.13 | S/ 27,930.88 | S/ 726,222.88 |
| 3.90% | S/ 6,710.79 | S/ 13,486.08 | S/ 20,326.47 | S/ 27,232.61 | S/ 725,524.61 |
| 3.75% | S/ 6,456.21 | S/ 12,972.11 | S/ 19,548.26 | S/ 26,185.20 | S/ 724,477.20 |
| 3.50% | S/ 6,031.29 | S/ 12,114.67 | S/ 18,250.60 | S/ 24,439.52 | S/ 722,731.52 |
| 3.00% | S/ 5,179.14 | S/ 10,396.69 | S/ 15,652.93 | S/ 20,948.16 | S/ 719,240.16 |
| 2.75% | S/ 4,751.90 | S/ 9,536.13 | S/ 14,352.92 | S/ 19,202.48 | S/ 717,494.48 |
| 2.50% | S/ 4,323.87 | S/ 8,674.52 | S/ 13,052.11 | S/ 17,456.81 | S/ 715,748.81 |
| 2.00% | S/ 3,465.48 | S/ 6,948.15 | S/ 10,448.12 | S/ 13,965.45 | S/ 712,257.45 |
| 1.35% | S/ 2,344.83 | S/ 4,697.54 | S/ 7,058.14 | S/ 9,426.68 | S/ 707,718.68 |
| 1.00% | S/ 1,739.17 | S/ 3,482.68 | S/ 5,230.52 | S/ 6,982.72 | S/ 705,274.72 |
| 0.10% | S/ 174.50 | S/ 349.05 | S/ 523.64 | S/ 698.27 | S/ 698,990.27 |
Sobre los datos
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Para S/ 698,292 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 698,292 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.