Cálculo de intereses
Ahorrando S/ 697,247
Veamos que pasaría si Usted ahorrara 697,247 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 697,247.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,965.37 | S/ 16,021.74 | S/ 24,170.14 | S/ 32,411.63 | S/ 729,658.63 |
| 8.50% | S/ 14,365.95 | S/ 29,027.89 | S/ 43,991.92 | S/ 59,264.27 | S/ 756,511.27 |
| 8.00% | S/ 13,544.72 | S/ 27,352.56 | S/ 41,428.63 | S/ 55,778.14 | S/ 753,025.14 |
| 7.10% | S/ 12,059.29 | S/ 24,327.16 | S/ 36,807.21 | S/ 49,503.10 | S/ 746,750.10 |
| 7.00% | S/ 11,893.67 | S/ 23,990.22 | S/ 36,293.12 | S/ 48,805.88 | S/ 746,052.88 |
| 6.50% | S/ 11,063.80 | S/ 22,303.16 | S/ 33,720.87 | S/ 45,319.75 | S/ 742,566.75 |
| 6.10% | S/ 10,397.80 | S/ 20,950.66 | S/ 31,660.89 | S/ 42,530.84 | S/ 739,777.84 |
| 6.20% | S/ 10,564.48 | S/ 21,289.02 | S/ 32,176.07 | S/ 43,228.07 | S/ 740,475.07 |
| 5.90% | S/ 10,064.09 | S/ 20,273.45 | S/ 30,630.18 | S/ 41,136.39 | S/ 738,383.39 |
| 5.75% | S/ 9,813.50 | S/ 19,765.13 | S/ 29,856.82 | S/ 40,090.55 | S/ 737,337.55 |
| 5.70% | S/ 9,729.91 | S/ 19,595.61 | S/ 29,598.97 | S/ 39,741.94 | S/ 736,988.94 |
| 5.65% | S/ 9,646.30 | S/ 19,426.05 | S/ 29,341.10 | S/ 39,393.32 | S/ 736,640.32 |
| 5.60% | S/ 9,562.65 | S/ 19,256.44 | S/ 29,083.19 | S/ 39,044.71 | S/ 736,291.71 |
| 5.50% | S/ 9,395.26 | S/ 18,917.12 | S/ 28,567.28 | S/ 38,347.48 | S/ 735,594.48 |
| 5.30% | S/ 9,060.13 | S/ 18,237.99 | S/ 27,535.10 | S/ 36,953.03 | S/ 734,200.03 |
| 5.25% | S/ 8,976.27 | S/ 18,068.10 | S/ 27,276.98 | S/ 36,604.42 | S/ 733,851.42 |
| 5.05% | S/ 8,640.54 | S/ 17,388.17 | S/ 26,244.19 | S/ 35,209.96 | S/ 732,456.96 |
| 5.00% | S/ 8,556.54 | S/ 17,218.08 | S/ 25,985.92 | S/ 34,861.35 | S/ 732,108.35 |
| 4.95% | S/ 8,472.50 | S/ 17,047.95 | S/ 25,727.61 | S/ 34,512.74 | S/ 731,759.74 |
| 4.75% | S/ 8,136.05 | S/ 16,367.04 | S/ 24,694.08 | S/ 33,118.28 | S/ 730,365.28 |
| 4.55% | S/ 7,799.12 | S/ 15,685.48 | S/ 23,660.06 | S/ 31,723.83 | S/ 728,970.83 |
| 4.50% | S/ 7,714.81 | S/ 15,514.99 | S/ 23,401.47 | S/ 31,375.22 | S/ 728,622.22 |
| 4.40% | S/ 7,546.11 | S/ 15,173.88 | S/ 22,884.21 | S/ 30,677.99 | S/ 727,924.99 |
| 4.30% | S/ 7,377.28 | S/ 14,832.61 | S/ 22,366.83 | S/ 29,980.76 | S/ 727,227.76 |
| 4.25% | S/ 7,292.82 | S/ 14,661.92 | S/ 22,108.09 | S/ 29,632.15 | S/ 726,879.15 |
| 4.20% | S/ 7,208.33 | S/ 14,491.18 | S/ 21,849.32 | S/ 29,283.54 | S/ 726,530.54 |
| 4.15% | S/ 7,123.81 | S/ 14,320.40 | S/ 21,590.52 | S/ 28,934.92 | S/ 726,181.92 |
| 4.00% | S/ 6,870.06 | S/ 13,807.82 | S/ 20,813.94 | S/ 27,889.08 | S/ 725,136.08 |
| 3.90% | S/ 6,700.75 | S/ 13,465.90 | S/ 20,296.06 | S/ 27,191.86 | S/ 724,438.86 |
| 3.75% | S/ 6,446.55 | S/ 12,952.70 | S/ 19,519.00 | S/ 26,146.02 | S/ 723,393.02 |
| 3.50% | S/ 6,022.26 | S/ 12,096.54 | S/ 18,223.29 | S/ 24,402.95 | S/ 721,649.95 |
| 3.00% | S/ 5,171.39 | S/ 10,381.13 | S/ 15,629.51 | S/ 20,916.82 | S/ 718,163.82 |
| 2.75% | S/ 4,744.78 | S/ 9,521.86 | S/ 14,331.44 | S/ 19,173.75 | S/ 716,420.75 |
| 2.50% | S/ 4,317.40 | S/ 8,661.54 | S/ 13,032.58 | S/ 17,430.68 | S/ 714,677.68 |
| 2.00% | S/ 3,460.29 | S/ 6,937.76 | S/ 10,432.48 | S/ 13,944.55 | S/ 711,191.55 |
| 1.35% | S/ 2,341.32 | S/ 4,690.51 | S/ 7,047.58 | S/ 9,412.57 | S/ 706,659.57 |
| 1.00% | S/ 1,736.57 | S/ 3,477.47 | S/ 5,222.70 | S/ 6,972.27 | S/ 704,219.27 |
| 0.10% | S/ 174.24 | S/ 348.53 | S/ 522.86 | S/ 697.23 | S/ 697,944.23 |
Sobre los datos
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Para S/ 697,247 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 697,247 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
