Cálculo de intereses
Ahorrando S/ 696,201
Veamos que pasaría si Usted ahorrara 696,201 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 696,201.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,953.42 | S/ 15,997.70 | S/ 24,133.88 | S/ 32,363.01 | S/ 728,564.01 |
| 8.50% | S/ 14,344.40 | S/ 28,984.34 | S/ 43,925.92 | S/ 59,175.36 | S/ 755,376.36 |
| 8.00% | S/ 13,524.40 | S/ 27,311.52 | S/ 41,366.48 | S/ 55,694.46 | S/ 751,895.46 |
| 7.10% | S/ 12,041.20 | S/ 24,290.67 | S/ 36,751.99 | S/ 49,428.84 | S/ 745,629.84 |
| 7.00% | S/ 11,875.83 | S/ 23,954.23 | S/ 36,238.67 | S/ 48,732.66 | S/ 744,933.66 |
| 6.50% | S/ 11,047.20 | S/ 22,269.70 | S/ 33,670.28 | S/ 45,251.76 | S/ 741,452.76 |
| 6.10% | S/ 10,382.20 | S/ 20,919.23 | S/ 31,613.39 | S/ 42,467.04 | S/ 738,668.04 |
| 6.20% | S/ 10,548.63 | S/ 21,257.09 | S/ 32,127.80 | S/ 43,163.22 | S/ 739,364.22 |
| 5.90% | S/ 10,049.00 | S/ 20,243.04 | S/ 30,584.23 | S/ 41,074.68 | S/ 737,275.68 |
| 5.75% | S/ 9,798.78 | S/ 19,735.48 | S/ 29,812.03 | S/ 40,030.40 | S/ 736,231.40 |
| 5.70% | S/ 9,715.32 | S/ 19,566.21 | S/ 29,554.57 | S/ 39,682.31 | S/ 735,883.31 |
| 5.65% | S/ 9,631.82 | S/ 19,396.90 | S/ 29,297.08 | S/ 39,334.22 | S/ 735,535.22 |
| 5.60% | S/ 9,548.30 | S/ 19,227.56 | S/ 29,039.56 | S/ 38,986.13 | S/ 735,187.13 |
| 5.50% | S/ 9,381.17 | S/ 18,888.74 | S/ 28,524.43 | S/ 38,289.95 | S/ 734,490.95 |
| 5.30% | S/ 9,046.54 | S/ 18,210.63 | S/ 27,493.80 | S/ 36,897.59 | S/ 733,098.59 |
| 5.25% | S/ 8,962.81 | S/ 18,041.00 | S/ 27,236.06 | S/ 36,549.50 | S/ 732,750.50 |
| 5.05% | S/ 8,627.58 | S/ 17,362.08 | S/ 26,204.82 | S/ 35,157.14 | S/ 731,358.14 |
| 5.00% | S/ 8,543.70 | S/ 17,192.25 | S/ 25,946.93 | S/ 34,809.05 | S/ 731,010.05 |
| 4.95% | S/ 8,459.79 | S/ 17,022.38 | S/ 25,689.01 | S/ 34,460.96 | S/ 730,661.96 |
| 4.75% | S/ 8,123.85 | S/ 16,342.49 | S/ 24,657.03 | S/ 33,068.60 | S/ 729,269.60 |
| 4.55% | S/ 7,787.42 | S/ 15,661.95 | S/ 23,624.56 | S/ 31,676.24 | S/ 727,877.24 |
| 4.50% | S/ 7,703.24 | S/ 15,491.72 | S/ 23,366.37 | S/ 31,328.15 | S/ 727,529.15 |
| 4.40% | S/ 7,534.79 | S/ 15,151.12 | S/ 22,849.88 | S/ 30,631.97 | S/ 726,832.97 |
| 4.30% | S/ 7,366.21 | S/ 14,810.36 | S/ 22,333.28 | S/ 29,935.79 | S/ 726,136.79 |
| 4.25% | S/ 7,281.88 | S/ 14,639.92 | S/ 22,074.93 | S/ 29,587.70 | S/ 725,788.70 |
| 4.20% | S/ 7,197.52 | S/ 14,469.44 | S/ 21,816.55 | S/ 29,239.61 | S/ 725,440.61 |
| 4.15% | S/ 7,113.12 | S/ 14,298.92 | S/ 21,558.13 | S/ 28,891.52 | S/ 725,092.52 |
| 4.00% | S/ 6,859.76 | S/ 13,787.11 | S/ 20,782.71 | S/ 27,847.24 | S/ 724,048.24 |
| 3.90% | S/ 6,690.70 | S/ 13,445.69 | S/ 20,265.61 | S/ 27,151.06 | S/ 723,352.06 |
| 3.75% | S/ 6,436.88 | S/ 12,933.27 | S/ 19,489.72 | S/ 26,106.79 | S/ 722,307.79 |
| 3.50% | S/ 6,013.23 | S/ 12,078.40 | S/ 18,195.95 | S/ 24,366.34 | S/ 720,567.34 |
| 3.00% | S/ 5,163.63 | S/ 10,365.55 | S/ 15,606.06 | S/ 20,885.44 | S/ 717,086.44 |
| 2.75% | S/ 4,737.67 | S/ 9,507.57 | S/ 14,309.94 | S/ 19,144.98 | S/ 715,345.98 |
| 2.50% | S/ 4,310.93 | S/ 8,648.55 | S/ 13,013.03 | S/ 17,404.53 | S/ 713,605.53 |
| 2.00% | S/ 3,455.10 | S/ 6,927.35 | S/ 10,416.83 | S/ 13,923.63 | S/ 710,124.63 |
| 1.35% | S/ 2,337.81 | S/ 4,683.47 | S/ 7,037.01 | S/ 9,398.45 | S/ 705,599.45 |
| 1.00% | S/ 1,733.96 | S/ 3,472.25 | S/ 5,214.86 | S/ 6,961.81 | S/ 703,162.81 |
| 0.10% | S/ 173.98 | S/ 348.00 | S/ 522.07 | S/ 696.18 | S/ 696,897.18 |
Sobre los datos
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Para S/ 696,201 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 696,201 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.