Cálculo de intereses
Ahorrando S/ 695,866
Veamos que pasaría si Usted ahorrara 695,866 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 695,866.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,949.59 | S/ 15,990.01 | S/ 24,122.27 | S/ 32,347.44 | S/ 728,213.44 |
| 8.50% | S/ 14,337.49 | S/ 28,970.39 | S/ 43,904.79 | S/ 59,146.89 | S/ 755,012.89 |
| 8.00% | S/ 13,517.89 | S/ 27,298.38 | S/ 41,346.57 | S/ 55,667.66 | S/ 751,533.66 |
| 7.10% | S/ 12,035.41 | S/ 24,278.98 | S/ 36,734.30 | S/ 49,405.05 | S/ 745,271.05 |
| 7.00% | S/ 11,870.11 | S/ 23,942.71 | S/ 36,221.23 | S/ 48,709.21 | S/ 744,575.21 |
| 6.50% | S/ 11,041.89 | S/ 22,258.99 | S/ 33,654.08 | S/ 45,229.98 | S/ 741,095.98 |
| 6.10% | S/ 10,377.21 | S/ 20,909.16 | S/ 31,598.18 | S/ 42,446.60 | S/ 738,312.60 |
| 6.20% | S/ 10,543.55 | S/ 21,246.86 | S/ 32,112.34 | S/ 43,142.45 | S/ 739,008.45 |
| 5.90% | S/ 10,044.16 | S/ 20,233.30 | S/ 30,569.51 | S/ 41,054.91 | S/ 736,920.91 |
| 5.75% | S/ 9,794.07 | S/ 19,725.98 | S/ 29,797.68 | S/ 40,011.14 | S/ 735,877.14 |
| 5.70% | S/ 9,710.64 | S/ 19,556.80 | S/ 29,540.35 | S/ 39,663.22 | S/ 735,529.22 |
| 5.65% | S/ 9,627.19 | S/ 19,387.57 | S/ 29,282.98 | S/ 39,315.30 | S/ 735,181.30 |
| 5.60% | S/ 9,543.71 | S/ 19,218.30 | S/ 29,025.59 | S/ 38,967.37 | S/ 734,833.37 |
| 5.50% | S/ 9,376.65 | S/ 18,879.65 | S/ 28,510.70 | S/ 38,271.53 | S/ 734,137.53 |
| 5.30% | S/ 9,042.18 | S/ 18,201.86 | S/ 27,480.57 | S/ 36,879.84 | S/ 732,745.84 |
| 5.25% | S/ 8,958.49 | S/ 18,032.32 | S/ 27,222.96 | S/ 36,531.92 | S/ 732,397.92 |
| 5.05% | S/ 8,623.43 | S/ 17,353.73 | S/ 26,192.21 | S/ 35,140.22 | S/ 731,006.22 |
| 5.00% | S/ 8,539.59 | S/ 17,183.98 | S/ 25,934.45 | S/ 34,792.30 | S/ 730,658.30 |
| 4.95% | S/ 8,455.72 | S/ 17,014.19 | S/ 25,676.65 | S/ 34,444.38 | S/ 730,310.38 |
| 4.75% | S/ 8,119.94 | S/ 16,334.63 | S/ 24,645.17 | S/ 33,052.69 | S/ 728,918.69 |
| 4.55% | S/ 7,783.68 | S/ 15,654.42 | S/ 23,613.19 | S/ 31,661.00 | S/ 727,527.00 |
| 4.50% | S/ 7,699.53 | S/ 15,484.26 | S/ 23,355.12 | S/ 31,313.07 | S/ 727,179.07 |
| 4.40% | S/ 7,531.16 | S/ 15,143.83 | S/ 22,838.89 | S/ 30,617.23 | S/ 726,483.23 |
| 4.30% | S/ 7,362.67 | S/ 14,803.24 | S/ 22,322.53 | S/ 29,921.38 | S/ 725,787.38 |
| 4.25% | S/ 7,278.37 | S/ 14,632.88 | S/ 22,064.30 | S/ 29,573.46 | S/ 725,439.46 |
| 4.20% | S/ 7,194.05 | S/ 14,462.48 | S/ 21,806.05 | S/ 29,225.54 | S/ 725,091.54 |
| 4.15% | S/ 7,109.70 | S/ 14,292.04 | S/ 21,547.76 | S/ 28,877.61 | S/ 724,743.61 |
| 4.00% | S/ 6,856.46 | S/ 13,780.47 | S/ 20,772.71 | S/ 27,833.85 | S/ 723,699.85 |
| 3.90% | S/ 6,687.48 | S/ 13,439.22 | S/ 20,255.86 | S/ 27,138.00 | S/ 723,004.00 |
| 3.75% | S/ 6,433.78 | S/ 12,927.04 | S/ 19,480.34 | S/ 26,094.23 | S/ 721,960.23 |
| 3.50% | S/ 6,010.34 | S/ 12,072.58 | S/ 18,187.19 | S/ 24,354.62 | S/ 720,220.62 |
| 3.00% | S/ 5,161.14 | S/ 10,360.57 | S/ 15,598.55 | S/ 20,875.39 | S/ 716,741.39 |
| 2.75% | S/ 4,735.39 | S/ 9,503.00 | S/ 14,303.05 | S/ 19,135.77 | S/ 715,001.77 |
| 2.50% | S/ 4,308.85 | S/ 8,644.39 | S/ 13,006.77 | S/ 17,396.16 | S/ 713,262.16 |
| 2.00% | S/ 3,453.44 | S/ 6,924.02 | S/ 10,411.82 | S/ 13,916.93 | S/ 709,782.93 |
| 1.35% | S/ 2,336.69 | S/ 4,681.22 | S/ 7,033.62 | S/ 9,393.93 | S/ 705,259.93 |
| 1.00% | S/ 1,733.13 | S/ 3,470.58 | S/ 5,212.35 | S/ 6,958.46 | S/ 702,824.46 |
| 0.10% | S/ 173.90 | S/ 347.84 | S/ 521.82 | S/ 695.85 | S/ 696,561.85 |
Sobre los datos
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Para S/ 695,866 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 695,866 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.