Cálculo de intereses
Ahorrando S/ 695,259
Veamos que pasaría si Usted ahorrara 695,259 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 695,259.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,942.66 | S/ 15,976.06 | S/ 24,101.23 | S/ 32,319.22 | S/ 727,578.22 |
| 8.50% | S/ 14,324.99 | S/ 28,945.12 | S/ 43,866.49 | S/ 59,095.29 | S/ 754,354.29 |
| 8.00% | S/ 13,506.10 | S/ 27,274.57 | S/ 41,310.50 | S/ 55,619.10 | S/ 750,878.10 |
| 7.10% | S/ 12,024.91 | S/ 24,257.80 | S/ 36,702.26 | S/ 49,361.96 | S/ 744,620.96 |
| 7.00% | S/ 11,859.76 | S/ 23,921.82 | S/ 36,189.64 | S/ 48,666.72 | S/ 743,925.72 |
| 6.50% | S/ 11,032.26 | S/ 22,239.57 | S/ 33,624.72 | S/ 45,190.53 | S/ 740,449.53 |
| 6.10% | S/ 10,368.15 | S/ 20,890.93 | S/ 31,570.62 | S/ 42,409.58 | S/ 737,668.58 |
| 6.20% | S/ 10,534.36 | S/ 21,228.33 | S/ 32,084.33 | S/ 43,104.81 | S/ 738,363.81 |
| 5.90% | S/ 10,035.40 | S/ 20,215.65 | S/ 30,542.84 | S/ 41,019.10 | S/ 736,278.10 |
| 5.75% | S/ 9,785.52 | S/ 19,708.77 | S/ 29,771.69 | S/ 39,976.24 | S/ 735,235.24 |
| 5.70% | S/ 9,702.17 | S/ 19,539.74 | S/ 29,514.58 | S/ 39,628.62 | S/ 734,887.62 |
| 5.65% | S/ 9,618.79 | S/ 19,370.66 | S/ 29,257.44 | S/ 39,281.00 | S/ 734,540.00 |
| 5.60% | S/ 9,535.38 | S/ 19,201.54 | S/ 29,000.27 | S/ 38,933.38 | S/ 734,192.38 |
| 5.50% | S/ 9,368.47 | S/ 18,863.18 | S/ 28,485.83 | S/ 38,238.15 | S/ 733,497.15 |
| 5.30% | S/ 9,034.30 | S/ 18,185.99 | S/ 27,456.60 | S/ 36,847.67 | S/ 732,106.67 |
| 5.25% | S/ 8,950.68 | S/ 18,016.59 | S/ 27,199.21 | S/ 36,500.05 | S/ 731,759.05 |
| 5.05% | S/ 8,615.91 | S/ 17,338.59 | S/ 26,169.36 | S/ 35,109.57 | S/ 730,368.57 |
| 5.00% | S/ 8,532.14 | S/ 17,168.99 | S/ 25,911.82 | S/ 34,761.95 | S/ 730,020.95 |
| 4.95% | S/ 8,448.34 | S/ 16,999.35 | S/ 25,654.26 | S/ 34,414.33 | S/ 729,673.33 |
| 4.75% | S/ 8,112.85 | S/ 16,320.38 | S/ 24,623.67 | S/ 33,023.86 | S/ 728,282.86 |
| 4.55% | S/ 7,776.89 | S/ 15,640.76 | S/ 23,592.60 | S/ 31,633.38 | S/ 726,892.38 |
| 4.50% | S/ 7,692.82 | S/ 15,470.75 | S/ 23,334.75 | S/ 31,285.76 | S/ 726,544.76 |
| 4.40% | S/ 7,524.59 | S/ 15,130.62 | S/ 22,818.97 | S/ 30,590.52 | S/ 725,849.52 |
| 4.30% | S/ 7,356.24 | S/ 14,790.32 | S/ 22,303.06 | S/ 29,895.28 | S/ 725,154.28 |
| 4.25% | S/ 7,272.03 | S/ 14,620.11 | S/ 22,045.06 | S/ 29,547.66 | S/ 724,806.66 |
| 4.20% | S/ 7,187.78 | S/ 14,449.86 | S/ 21,787.03 | S/ 29,200.04 | S/ 724,459.04 |
| 4.15% | S/ 7,103.50 | S/ 14,279.57 | S/ 21,528.96 | S/ 28,852.42 | S/ 724,111.42 |
| 4.00% | S/ 6,850.48 | S/ 13,768.45 | S/ 20,754.59 | S/ 27,809.57 | S/ 723,068.57 |
| 3.90% | S/ 6,681.64 | S/ 13,427.50 | S/ 20,238.19 | S/ 27,114.33 | S/ 722,373.33 |
| 3.75% | S/ 6,428.17 | S/ 12,915.77 | S/ 19,463.35 | S/ 26,071.47 | S/ 721,330.47 |
| 3.50% | S/ 6,005.09 | S/ 12,062.05 | S/ 18,171.33 | S/ 24,333.37 | S/ 719,592.37 |
| 3.00% | S/ 5,156.64 | S/ 10,351.53 | S/ 15,584.94 | S/ 20,857.18 | S/ 716,116.18 |
| 2.75% | S/ 4,731.26 | S/ 9,494.71 | S/ 14,290.58 | S/ 19,119.08 | S/ 714,378.08 |
| 2.50% | S/ 4,305.09 | S/ 8,636.85 | S/ 12,995.42 | S/ 17,380.98 | S/ 712,639.98 |
| 2.00% | S/ 3,450.43 | S/ 6,917.98 | S/ 10,402.73 | S/ 13,904.79 | S/ 709,163.79 |
| 1.35% | S/ 2,334.65 | S/ 4,677.13 | S/ 7,027.49 | S/ 9,385.73 | S/ 704,644.73 |
| 1.00% | S/ 1,731.62 | S/ 3,467.55 | S/ 5,207.81 | S/ 6,952.39 | S/ 702,211.39 |
| 0.10% | S/ 173.74 | S/ 347.53 | S/ 521.36 | S/ 695.24 | S/ 695,954.24 |
Sobre los datos
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Para S/ 695,259 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 695,259 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.