Cálculo de intereses
Ahorrando S/ 692,411
Veamos que pasaría si Usted ahorrara 692,411 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 692,411.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,910.12 | S/ 15,910.61 | S/ 24,002.50 | S/ 32,186.83 | S/ 724,597.83 |
| 8.50% | S/ 14,266.31 | S/ 28,826.55 | S/ 43,686.80 | S/ 58,853.22 | S/ 751,264.22 |
| 8.00% | S/ 13,450.77 | S/ 27,162.84 | S/ 41,141.28 | S/ 55,391.27 | S/ 747,802.27 |
| 7.10% | S/ 11,975.65 | S/ 24,158.43 | S/ 36,551.92 | S/ 49,159.76 | S/ 741,570.76 |
| 7.00% | S/ 11,811.18 | S/ 23,823.83 | S/ 36,041.39 | S/ 48,467.37 | S/ 740,878.37 |
| 6.50% | S/ 10,987.06 | S/ 22,148.47 | S/ 33,486.98 | S/ 45,005.41 | S/ 737,416.41 |
| 6.10% | S/ 10,325.68 | S/ 20,805.35 | S/ 31,441.30 | S/ 42,235.85 | S/ 734,646.85 |
| 6.20% | S/ 10,491.20 | S/ 21,141.37 | S/ 31,952.90 | S/ 42,928.24 | S/ 735,339.24 |
| 5.90% | S/ 9,994.29 | S/ 20,132.84 | S/ 30,417.73 | S/ 40,851.07 | S/ 733,262.07 |
| 5.75% | S/ 9,745.44 | S/ 19,628.04 | S/ 29,649.74 | S/ 39,812.49 | S/ 732,223.49 |
| 5.70% | S/ 9,662.43 | S/ 19,459.70 | S/ 29,393.68 | S/ 39,466.29 | S/ 731,877.29 |
| 5.65% | S/ 9,579.39 | S/ 19,291.31 | S/ 29,137.59 | S/ 39,120.10 | S/ 731,531.10 |
| 5.60% | S/ 9,496.32 | S/ 19,122.88 | S/ 28,881.47 | S/ 38,773.90 | S/ 731,184.90 |
| 5.50% | S/ 9,330.10 | S/ 18,785.91 | S/ 28,369.15 | S/ 38,081.51 | S/ 730,492.51 |
| 5.30% | S/ 8,997.29 | S/ 18,111.49 | S/ 27,344.13 | S/ 36,696.73 | S/ 729,107.73 |
| 5.25% | S/ 8,914.01 | S/ 17,942.79 | S/ 27,087.79 | S/ 36,350.53 | S/ 728,761.53 |
| 5.05% | S/ 8,580.61 | S/ 17,267.56 | S/ 26,062.17 | S/ 34,965.75 | S/ 727,376.75 |
| 5.00% | S/ 8,497.19 | S/ 17,098.66 | S/ 25,805.68 | S/ 34,619.56 | S/ 727,030.56 |
| 4.95% | S/ 8,413.74 | S/ 16,929.71 | S/ 25,549.17 | S/ 34,273.36 | S/ 726,684.36 |
| 4.75% | S/ 8,079.62 | S/ 16,253.52 | S/ 24,522.81 | S/ 32,888.58 | S/ 725,299.58 |
| 4.55% | S/ 7,745.03 | S/ 15,576.69 | S/ 23,495.95 | S/ 31,503.80 | S/ 723,914.80 |
| 4.50% | S/ 7,661.31 | S/ 15,407.38 | S/ 23,239.16 | S/ 31,157.60 | S/ 723,568.60 |
| 4.40% | S/ 7,493.77 | S/ 15,068.64 | S/ 22,725.49 | S/ 30,465.21 | S/ 722,876.21 |
| 4.30% | S/ 7,326.11 | S/ 14,729.74 | S/ 22,211.70 | S/ 29,772.82 | S/ 722,183.82 |
| 4.25% | S/ 7,242.24 | S/ 14,560.22 | S/ 21,954.75 | S/ 29,426.63 | S/ 721,837.63 |
| 4.20% | S/ 7,158.33 | S/ 14,390.67 | S/ 21,697.78 | S/ 29,080.43 | S/ 721,491.43 |
| 4.15% | S/ 7,074.40 | S/ 14,221.08 | S/ 21,440.77 | S/ 28,734.24 | S/ 721,145.24 |
| 4.00% | S/ 6,822.42 | S/ 13,712.05 | S/ 20,669.57 | S/ 27,695.65 | S/ 720,106.65 |
| 3.90% | S/ 6,654.27 | S/ 13,372.50 | S/ 20,155.29 | S/ 27,003.26 | S/ 719,414.26 |
| 3.75% | S/ 6,401.84 | S/ 12,862.86 | S/ 19,383.62 | S/ 25,964.67 | S/ 718,375.67 |
| 3.50% | S/ 5,980.49 | S/ 12,012.64 | S/ 18,096.89 | S/ 24,233.69 | S/ 716,644.69 |
| 3.00% | S/ 5,135.52 | S/ 10,309.12 | S/ 15,521.10 | S/ 20,771.74 | S/ 713,182.74 |
| 2.75% | S/ 4,711.88 | S/ 9,455.82 | S/ 14,232.04 | S/ 19,040.76 | S/ 711,451.76 |
| 2.50% | S/ 4,287.46 | S/ 8,601.47 | S/ 12,942.19 | S/ 17,309.78 | S/ 709,720.78 |
| 2.00% | S/ 3,436.29 | S/ 6,889.64 | S/ 10,360.12 | S/ 13,847.83 | S/ 706,258.83 |
| 1.35% | S/ 2,325.08 | S/ 4,657.97 | S/ 6,998.70 | S/ 9,347.29 | S/ 701,758.29 |
| 1.00% | S/ 1,724.53 | S/ 3,453.35 | S/ 5,186.47 | S/ 6,923.92 | S/ 699,334.92 |
| 0.10% | S/ 173.03 | S/ 346.11 | S/ 519.23 | S/ 692.39 | S/ 693,103.39 |
Sobre los datos
-
Para S/ 692,411 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 692,411 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.