Veamos que pasaría si ahorras 691,701 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 691,701
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 691,701.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 14,251.68 | S/ 28,797.00 | S/ 43,642.00 | S/ 58,792.87 | S/ 750,493.87 |
| 8.00% | S/ 13,436.98 | S/ 27,134.99 | S/ 41,099.10 | S/ 55,334.47 | S/ 747,035.47 |
| 7.10% | S/ 11,963.37 | S/ 24,133.66 | S/ 36,514.44 | S/ 49,109.35 | S/ 740,810.35 |
| 7.00% | S/ 11,799.07 | S/ 23,799.40 | S/ 36,004.44 | S/ 48,417.67 | S/ 740,118.67 |
| 6.50% | S/ 10,975.80 | S/ 22,125.76 | S/ 33,452.65 | S/ 44,959.27 | S/ 736,660.27 |
| 6.10% | S/ 10,315.10 | S/ 20,784.02 | S/ 31,409.06 | S/ 42,192.54 | S/ 733,893.54 |
| 6.20% | S/ 10,480.45 | S/ 21,119.69 | S/ 31,920.13 | S/ 42,884.22 | S/ 734,585.22 |
| 5.90% | S/ 9,984.04 | S/ 20,112.20 | S/ 30,386.54 | S/ 40,809.18 | S/ 732,510.18 |
| 5.75% | S/ 9,735.45 | S/ 19,607.91 | S/ 29,619.33 | S/ 39,771.66 | S/ 731,472.66 |
| 5.70% | S/ 9,652.52 | S/ 19,439.74 | S/ 29,363.54 | S/ 39,425.82 | S/ 731,126.82 |
| 5.65% | S/ 9,569.57 | S/ 19,271.53 | S/ 29,107.71 | S/ 39,079.98 | S/ 730,780.98 |
| 5.60% | S/ 9,486.58 | S/ 19,103.28 | S/ 28,851.86 | S/ 38,734.14 | S/ 730,435.14 |
| 5.50% | S/ 9,320.53 | S/ 18,766.65 | S/ 28,340.06 | S/ 38,042.46 | S/ 729,743.46 |
| 5.30% | S/ 8,988.06 | S/ 18,092.92 | S/ 27,316.09 | S/ 36,659.10 | S/ 728,360.10 |
| 5.25% | S/ 8,904.87 | S/ 17,924.39 | S/ 27,060.02 | S/ 36,313.26 | S/ 728,014.26 |
| 5.05% | S/ 8,571.82 | S/ 17,249.86 | S/ 26,035.44 | S/ 34,929.90 | S/ 726,630.90 |
| 5.00% | S/ 8,488.48 | S/ 17,081.13 | S/ 25,779.22 | S/ 34,584.06 | S/ 726,285.06 |
| 4.95% | S/ 8,405.11 | S/ 16,912.35 | S/ 25,522.97 | S/ 34,238.22 | S/ 725,939.22 |
| 4.75% | S/ 8,071.34 | S/ 16,236.86 | S/ 24,497.66 | S/ 32,854.86 | S/ 724,555.86 |
| 4.55% | S/ 7,737.09 | S/ 15,560.72 | S/ 23,471.86 | S/ 31,471.49 | S/ 723,172.49 |
| 4.50% | S/ 7,653.45 | S/ 15,391.58 | S/ 23,215.33 | S/ 31,125.65 | S/ 722,826.65 |
| 4.40% | S/ 7,486.08 | S/ 15,053.19 | S/ 22,702.19 | S/ 30,433.97 | S/ 722,134.97 |
| 4.30% | S/ 7,318.60 | S/ 14,714.63 | S/ 22,188.92 | S/ 29,742.29 | S/ 721,443.29 |
| 4.25% | S/ 7,234.81 | S/ 14,545.29 | S/ 21,932.24 | S/ 29,396.45 | S/ 721,097.45 |
| 4.20% | S/ 7,150.99 | S/ 14,375.92 | S/ 21,675.53 | S/ 29,050.61 | S/ 720,751.61 |
| 4.15% | S/ 7,067.15 | S/ 14,206.50 | S/ 21,418.79 | S/ 28,704.77 | S/ 720,405.77 |
| 4.00% | S/ 6,815.42 | S/ 13,697.99 | S/ 20,648.38 | S/ 27,667.25 | S/ 719,368.25 |
| 3.90% | S/ 6,647.45 | S/ 13,358.79 | S/ 20,134.62 | S/ 26,975.57 | S/ 718,676.57 |
| 3.75% | S/ 6,395.27 | S/ 12,849.67 | S/ 19,363.75 | S/ 25,938.05 | S/ 717,639.05 |
| 3.50% | S/ 5,974.36 | S/ 12,000.33 | S/ 18,078.34 | S/ 24,208.85 | S/ 715,909.85 |
| 3.00% | S/ 5,130.25 | S/ 10,298.55 | S/ 15,505.19 | S/ 20,750.44 | S/ 712,451.44 |
| 2.75% | S/ 4,707.04 | S/ 9,446.12 | S/ 14,217.44 | S/ 19,021.24 | S/ 710,722.24 |
| 2.50% | S/ 4,283.06 | S/ 8,592.65 | S/ 12,928.92 | S/ 17,292.03 | S/ 708,993.03 |
| 2.00% | S/ 3,432.77 | S/ 6,882.57 | S/ 10,349.50 | S/ 13,833.63 | S/ 705,534.63 |
| 1.35% | S/ 2,322.70 | S/ 4,653.20 | S/ 6,991.52 | S/ 9,337.70 | S/ 701,038.70 |
| 1.00% | S/ 1,722.76 | S/ 3,449.80 | S/ 5,181.15 | S/ 6,916.82 | S/ 698,617.82 |
| 0.10% | S/ 172.86 | S/ 345.75 | S/ 518.70 | S/ 691.68 | S/ 692,392.68 |
| 4.65% promedio | S/ 7,902.01 | S/ 15,894.30 | S/ 23,977.89 | S/ 32,153.83 | S/ 723,854.83 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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