Cálculo de intereses
Ahorrando S/ 689,304
Veamos que pasaría si Usted ahorrara 689,304 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 689,304.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,874.63 | S/ 15,839.22 | S/ 23,894.80 | S/ 32,042.40 | S/ 721,346.40 |
| 8.50% | S/ 14,202.29 | S/ 28,697.20 | S/ 43,490.77 | S/ 58,589.13 | S/ 747,893.13 |
| 8.00% | S/ 13,390.42 | S/ 27,040.96 | S/ 40,956.67 | S/ 55,142.72 | S/ 744,446.72 |
| 7.10% | S/ 11,921.92 | S/ 24,050.03 | S/ 36,387.90 | S/ 48,939.17 | S/ 738,243.17 |
| 7.00% | S/ 11,758.18 | S/ 23,716.93 | S/ 35,879.67 | S/ 48,249.88 | S/ 737,553.88 |
| 6.50% | S/ 10,937.76 | S/ 22,049.09 | S/ 33,336.72 | S/ 44,803.47 | S/ 734,107.47 |
| 6.10% | S/ 10,279.35 | S/ 20,711.99 | S/ 31,300.21 | S/ 42,046.33 | S/ 731,350.33 |
| 6.20% | S/ 10,444.13 | S/ 21,046.50 | S/ 31,809.52 | S/ 42,735.62 | S/ 732,039.62 |
| 5.90% | S/ 9,949.44 | S/ 20,042.50 | S/ 30,281.24 | S/ 40,667.76 | S/ 729,971.76 |
| 5.75% | S/ 9,701.71 | S/ 19,539.97 | S/ 29,516.69 | S/ 39,633.84 | S/ 728,937.84 |
| 5.70% | S/ 9,619.07 | S/ 19,372.38 | S/ 29,261.78 | S/ 39,289.20 | S/ 728,593.20 |
| 5.65% | S/ 9,536.41 | S/ 19,204.75 | S/ 29,006.85 | S/ 38,944.56 | S/ 728,248.56 |
| 5.60% | S/ 9,453.71 | S/ 19,037.08 | S/ 28,751.88 | S/ 38,599.91 | S/ 727,903.91 |
| 5.50% | S/ 9,288.23 | S/ 18,701.62 | S/ 28,241.85 | S/ 37,910.63 | S/ 727,214.63 |
| 5.30% | S/ 8,956.92 | S/ 18,030.22 | S/ 27,221.43 | S/ 36,532.06 | S/ 725,836.06 |
| 5.25% | S/ 8,874.02 | S/ 17,862.27 | S/ 26,966.25 | S/ 36,187.42 | S/ 725,491.42 |
| 5.05% | S/ 8,542.11 | S/ 17,190.08 | S/ 25,945.22 | S/ 34,808.85 | S/ 724,112.85 |
| 5.00% | S/ 8,459.06 | S/ 17,021.93 | S/ 25,689.89 | S/ 34,464.21 | S/ 723,768.21 |
| 4.95% | S/ 8,375.98 | S/ 16,853.74 | S/ 25,434.52 | S/ 34,119.57 | S/ 723,423.57 |
| 4.75% | S/ 8,043.37 | S/ 16,180.59 | S/ 24,412.77 | S/ 32,741.00 | S/ 722,045.00 |
| 4.55% | S/ 7,710.28 | S/ 15,506.79 | S/ 23,390.52 | S/ 31,362.43 | S/ 720,666.43 |
| 4.50% | S/ 7,626.93 | S/ 15,338.24 | S/ 23,134.88 | S/ 31,017.79 | S/ 720,321.79 |
| 4.40% | S/ 7,460.14 | S/ 15,001.02 | S/ 22,623.52 | S/ 30,328.51 | S/ 719,632.51 |
| 4.30% | S/ 7,293.24 | S/ 14,663.64 | S/ 22,112.03 | S/ 29,639.22 | S/ 718,943.22 |
| 4.25% | S/ 7,209.74 | S/ 14,494.89 | S/ 21,856.24 | S/ 29,294.58 | S/ 718,598.58 |
| 4.20% | S/ 7,126.21 | S/ 14,326.10 | S/ 21,600.42 | S/ 28,949.94 | S/ 718,253.94 |
| 4.15% | S/ 7,042.65 | S/ 14,157.26 | S/ 21,344.57 | S/ 28,605.30 | S/ 717,909.30 |
| 4.00% | S/ 6,791.80 | S/ 13,650.52 | S/ 20,576.83 | S/ 27,571.37 | S/ 716,875.37 |
| 3.90% | S/ 6,624.42 | S/ 13,312.49 | S/ 20,064.84 | S/ 26,882.09 | S/ 716,186.09 |
| 3.75% | S/ 6,373.11 | S/ 12,805.14 | S/ 19,296.64 | S/ 25,848.16 | S/ 715,152.16 |
| 3.50% | S/ 5,953.66 | S/ 11,958.74 | S/ 18,015.69 | S/ 24,124.95 | S/ 713,428.95 |
| 3.00% | S/ 5,112.47 | S/ 10,262.87 | S/ 15,451.46 | S/ 20,678.53 | S/ 709,982.53 |
| 2.75% | S/ 4,690.73 | S/ 9,413.38 | S/ 14,168.18 | S/ 18,955.32 | S/ 708,259.32 |
| 2.50% | S/ 4,268.22 | S/ 8,562.87 | S/ 12,884.11 | S/ 17,232.11 | S/ 706,536.11 |
| 2.00% | S/ 3,420.87 | S/ 6,858.72 | S/ 10,313.63 | S/ 13,785.69 | S/ 703,089.69 |
| 1.35% | S/ 2,314.65 | S/ 4,637.07 | S/ 6,967.30 | S/ 9,305.34 | S/ 698,609.34 |
| 1.00% | S/ 1,716.79 | S/ 3,437.85 | S/ 5,163.20 | S/ 6,892.85 | S/ 696,196.85 |
| 0.10% | S/ 172.26 | S/ 344.56 | S/ 516.90 | S/ 689.28 | S/ 689,993.28 |
Sobre los datos
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Para S/ 689,304 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 689,304 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
