Cálculo de intereses
Ahorrando S/ 688,653
Veamos que pasaría si Usted ahorrara 688,653 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 688,653.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,867.19 | S/ 15,824.26 | S/ 23,872.23 | S/ 32,012.14 | S/ 720,665.14 |
| 8.50% | S/ 14,188.88 | S/ 28,670.10 | S/ 43,449.69 | S/ 58,533.80 | S/ 747,186.80 |
| 8.00% | S/ 13,377.77 | S/ 27,015.42 | S/ 40,917.99 | S/ 55,090.64 | S/ 743,743.64 |
| 7.10% | S/ 11,910.66 | S/ 24,027.31 | S/ 36,353.54 | S/ 48,892.95 | S/ 737,545.95 |
| 7.00% | S/ 11,747.07 | S/ 23,694.53 | S/ 35,845.78 | S/ 48,204.31 | S/ 736,857.31 |
| 6.50% | S/ 10,927.43 | S/ 22,028.26 | S/ 33,305.24 | S/ 44,761.15 | S/ 733,414.15 |
| 6.10% | S/ 10,269.64 | S/ 20,692.43 | S/ 31,270.65 | S/ 42,006.62 | S/ 730,659.62 |
| 6.20% | S/ 10,434.26 | S/ 21,026.62 | S/ 31,779.48 | S/ 42,695.25 | S/ 731,348.25 |
| 5.90% | S/ 9,940.05 | S/ 20,023.57 | S/ 30,252.64 | S/ 40,629.36 | S/ 729,282.36 |
| 5.75% | S/ 9,692.55 | S/ 19,521.51 | S/ 29,488.82 | S/ 39,596.41 | S/ 728,249.41 |
| 5.70% | S/ 9,609.99 | S/ 19,354.08 | S/ 29,234.15 | S/ 39,252.09 | S/ 727,905.09 |
| 5.65% | S/ 9,527.40 | S/ 19,186.61 | S/ 28,979.45 | S/ 38,907.77 | S/ 727,560.77 |
| 5.60% | S/ 9,444.78 | S/ 19,019.10 | S/ 28,724.72 | S/ 38,563.46 | S/ 727,216.46 |
| 5.50% | S/ 9,279.46 | S/ 18,683.95 | S/ 28,215.17 | S/ 37,874.83 | S/ 726,527.83 |
| 5.30% | S/ 8,948.46 | S/ 18,013.19 | S/ 27,195.72 | S/ 36,497.56 | S/ 725,150.56 |
| 5.25% | S/ 8,865.63 | S/ 17,845.40 | S/ 26,940.78 | S/ 36,153.24 | S/ 724,806.24 |
| 5.05% | S/ 8,534.04 | S/ 17,173.85 | S/ 25,920.71 | S/ 34,775.98 | S/ 723,428.98 |
| 5.00% | S/ 8,451.07 | S/ 17,005.86 | S/ 25,665.62 | S/ 34,431.66 | S/ 723,084.66 |
| 4.95% | S/ 8,368.07 | S/ 16,837.83 | S/ 25,410.50 | S/ 34,087.35 | S/ 722,740.35 |
| 4.75% | S/ 8,035.77 | S/ 16,165.31 | S/ 24,389.71 | S/ 32,710.08 | S/ 721,363.08 |
| 4.55% | S/ 7,702.99 | S/ 15,492.15 | S/ 23,368.43 | S/ 31,332.81 | S/ 719,985.81 |
| 4.50% | S/ 7,619.72 | S/ 15,323.76 | S/ 23,113.04 | S/ 30,988.50 | S/ 719,641.50 |
| 4.40% | S/ 7,453.10 | S/ 14,986.86 | S/ 22,602.15 | S/ 30,299.87 | S/ 718,952.87 |
| 4.30% | S/ 7,286.35 | S/ 14,649.79 | S/ 22,091.15 | S/ 29,611.23 | S/ 718,264.23 |
| 4.25% | S/ 7,202.93 | S/ 14,481.20 | S/ 21,835.60 | S/ 29,266.92 | S/ 717,919.92 |
| 4.20% | S/ 7,119.48 | S/ 14,312.57 | S/ 21,580.02 | S/ 28,922.60 | S/ 717,575.60 |
| 4.15% | S/ 7,036.00 | S/ 14,143.89 | S/ 21,324.41 | S/ 28,578.28 | S/ 717,231.28 |
| 4.00% | S/ 6,785.39 | S/ 13,637.63 | S/ 20,557.39 | S/ 27,545.33 | S/ 716,198.33 |
| 3.90% | S/ 6,618.16 | S/ 13,299.92 | S/ 20,045.89 | S/ 26,856.70 | S/ 715,509.70 |
| 3.75% | S/ 6,367.09 | S/ 12,793.05 | S/ 19,278.42 | S/ 25,823.75 | S/ 714,476.75 |
| 3.50% | S/ 5,948.04 | S/ 11,947.45 | S/ 17,998.67 | S/ 24,102.17 | S/ 712,755.17 |
| 3.00% | S/ 5,107.65 | S/ 10,253.17 | S/ 15,436.86 | S/ 20,659.00 | S/ 709,312.00 |
| 2.75% | S/ 4,686.30 | S/ 9,404.49 | S/ 14,154.79 | S/ 18,937.42 | S/ 707,590.42 |
| 2.50% | S/ 4,264.19 | S/ 8,554.78 | S/ 12,871.94 | S/ 17,215.84 | S/ 705,868.84 |
| 2.00% | S/ 3,417.64 | S/ 6,852.24 | S/ 10,303.89 | S/ 13,772.67 | S/ 702,425.67 |
| 1.35% | S/ 2,312.46 | S/ 4,632.69 | S/ 6,960.72 | S/ 9,296.55 | S/ 697,949.55 |
| 1.00% | S/ 1,715.17 | S/ 3,434.60 | S/ 5,158.32 | S/ 6,886.34 | S/ 695,539.34 |
| 0.10% | S/ 172.09 | S/ 344.23 | S/ 516.41 | S/ 688.63 | S/ 689,341.63 |
Sobre los datos
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Para S/ 688,653 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 688,653 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.