Cálculo de intereses
Ahorrando S/ 686,549
Veamos que pasaría si Usted ahorrara 686,549 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 686,549.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,843.16 | S/ 15,775.91 | S/ 23,799.30 | S/ 31,914.34 | S/ 718,463.34 |
| 8.50% | S/ 14,145.53 | S/ 28,582.51 | S/ 43,316.94 | S/ 58,354.96 | S/ 744,903.96 |
| 8.00% | S/ 13,336.90 | S/ 26,932.88 | S/ 40,792.98 | S/ 54,922.32 | S/ 741,471.32 |
| 7.10% | S/ 11,874.27 | S/ 23,953.90 | S/ 36,242.47 | S/ 48,743.57 | S/ 735,292.57 |
| 7.00% | S/ 11,711.18 | S/ 23,622.14 | S/ 35,736.26 | S/ 48,057.04 | S/ 734,606.04 |
| 6.50% | S/ 10,894.05 | S/ 21,960.96 | S/ 33,203.48 | S/ 44,624.40 | S/ 731,173.40 |
| 6.10% | S/ 10,238.27 | S/ 20,629.21 | S/ 31,175.11 | S/ 41,878.28 | S/ 728,427.28 |
| 6.20% | S/ 10,402.38 | S/ 20,962.38 | S/ 31,682.38 | S/ 42,564.81 | S/ 729,113.81 |
| 5.90% | S/ 9,909.68 | S/ 19,962.39 | S/ 30,160.21 | S/ 40,505.22 | S/ 727,054.22 |
| 5.75% | S/ 9,662.93 | S/ 19,461.87 | S/ 29,398.72 | S/ 39,475.43 | S/ 726,024.43 |
| 5.70% | S/ 9,580.63 | S/ 19,294.95 | S/ 29,144.83 | S/ 39,132.17 | S/ 725,681.17 |
| 5.65% | S/ 9,498.29 | S/ 19,127.99 | S/ 28,890.91 | S/ 38,788.90 | S/ 725,337.90 |
| 5.60% | S/ 9,415.93 | S/ 18,960.99 | S/ 28,636.96 | S/ 38,445.64 | S/ 724,994.64 |
| 5.50% | S/ 9,251.11 | S/ 18,626.87 | S/ 28,128.97 | S/ 37,759.11 | S/ 724,308.11 |
| 5.30% | S/ 8,921.12 | S/ 17,958.16 | S/ 27,112.63 | S/ 36,386.05 | S/ 722,935.05 |
| 5.25% | S/ 8,838.55 | S/ 17,790.88 | S/ 26,858.47 | S/ 36,042.79 | S/ 722,591.79 |
| 5.05% | S/ 8,507.97 | S/ 17,121.38 | S/ 25,841.52 | S/ 34,669.73 | S/ 721,218.73 |
| 5.00% | S/ 8,425.25 | S/ 16,953.90 | S/ 25,587.21 | S/ 34,326.47 | S/ 720,875.47 |
| 4.95% | S/ 8,342.51 | S/ 16,786.38 | S/ 25,332.87 | S/ 33,983.20 | S/ 720,532.20 |
| 4.75% | S/ 8,011.22 | S/ 16,115.92 | S/ 24,315.19 | S/ 32,610.14 | S/ 719,159.14 |
| 4.55% | S/ 7,679.46 | S/ 15,444.82 | S/ 23,297.04 | S/ 31,237.09 | S/ 717,786.09 |
| 4.50% | S/ 7,596.44 | S/ 15,276.94 | S/ 23,042.42 | S/ 30,893.82 | S/ 717,442.82 |
| 4.40% | S/ 7,430.33 | S/ 14,941.07 | S/ 22,533.10 | S/ 30,207.29 | S/ 716,756.29 |
| 4.30% | S/ 7,264.09 | S/ 14,605.03 | S/ 22,023.65 | S/ 29,520.76 | S/ 716,069.76 |
| 4.25% | S/ 7,180.92 | S/ 14,436.96 | S/ 21,768.88 | S/ 29,177.50 | S/ 715,726.50 |
| 4.20% | S/ 7,097.73 | S/ 14,268.84 | S/ 21,514.08 | S/ 28,834.23 | S/ 715,383.23 |
| 4.15% | S/ 7,014.51 | S/ 14,100.68 | S/ 21,259.26 | S/ 28,490.97 | S/ 715,039.97 |
| 4.00% | S/ 6,764.66 | S/ 13,595.97 | S/ 20,494.58 | S/ 27,461.18 | S/ 714,010.18 |
| 3.90% | S/ 6,597.94 | S/ 13,259.29 | S/ 19,984.65 | S/ 26,774.65 | S/ 713,323.65 |
| 3.75% | S/ 6,347.64 | S/ 12,753.96 | S/ 19,219.52 | S/ 25,744.85 | S/ 712,293.85 |
| 3.50% | S/ 5,929.86 | S/ 11,910.94 | S/ 17,943.68 | S/ 24,028.53 | S/ 710,577.53 |
| 3.00% | S/ 5,092.04 | S/ 10,221.85 | S/ 15,389.70 | S/ 20,595.88 | S/ 707,144.88 |
| 2.75% | S/ 4,671.98 | S/ 9,375.76 | S/ 14,111.55 | S/ 18,879.56 | S/ 705,428.56 |
| 2.50% | S/ 4,251.16 | S/ 8,528.65 | S/ 12,832.62 | S/ 17,163.24 | S/ 703,712.24 |
| 2.00% | S/ 3,407.20 | S/ 6,831.31 | S/ 10,272.41 | S/ 13,730.59 | S/ 700,279.59 |
| 1.35% | S/ 2,305.40 | S/ 4,618.54 | S/ 6,939.45 | S/ 9,268.15 | S/ 695,817.15 |
| 1.00% | S/ 1,709.93 | S/ 3,424.11 | S/ 5,142.56 | S/ 6,865.30 | S/ 693,414.30 |
| 0.10% | S/ 171.57 | S/ 343.18 | S/ 514.83 | S/ 686.53 | S/ 687,235.53 |
Sobre los datos
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Para S/ 686,549 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 686,549 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.