Cálculo de intereses
Ahorrando S/ 685,489
Veamos que pasaría si Usted ahorrara 685,489 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 685,489.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,831.05 | S/ 15,751.56 | S/ 23,762.55 | S/ 31,865.06 | S/ 717,354.06 |
| 8.50% | S/ 14,123.69 | S/ 28,538.38 | S/ 43,250.06 | S/ 58,264.87 | S/ 743,753.87 |
| 8.00% | S/ 13,316.31 | S/ 26,891.30 | S/ 40,730.00 | S/ 54,837.52 | S/ 740,326.52 |
| 7.10% | S/ 11,855.93 | S/ 23,916.92 | S/ 36,186.51 | S/ 48,668.31 | S/ 734,157.31 |
| 7.00% | S/ 11,693.10 | S/ 23,585.66 | S/ 35,681.09 | S/ 47,982.84 | S/ 733,471.84 |
| 6.50% | S/ 10,877.23 | S/ 21,927.05 | S/ 33,152.22 | S/ 44,555.50 | S/ 730,044.50 |
| 6.10% | S/ 10,222.46 | S/ 20,597.36 | S/ 31,126.98 | S/ 41,813.62 | S/ 727,302.62 |
| 6.20% | S/ 10,386.32 | S/ 20,930.02 | S/ 31,633.47 | S/ 42,499.09 | S/ 727,988.09 |
| 5.90% | S/ 9,894.38 | S/ 19,931.57 | S/ 30,113.65 | S/ 40,442.69 | S/ 725,931.69 |
| 5.75% | S/ 9,648.01 | S/ 19,431.82 | S/ 29,353.33 | S/ 39,414.48 | S/ 724,903.48 |
| 5.70% | S/ 9,565.83 | S/ 19,265.16 | S/ 29,099.83 | S/ 39,071.75 | S/ 724,560.75 |
| 5.65% | S/ 9,483.63 | S/ 19,098.46 | S/ 28,846.30 | S/ 38,729.01 | S/ 724,218.01 |
| 5.60% | S/ 9,401.39 | S/ 18,931.71 | S/ 28,592.75 | S/ 38,386.28 | S/ 723,875.28 |
| 5.50% | S/ 9,236.82 | S/ 18,598.11 | S/ 28,085.54 | S/ 37,700.81 | S/ 723,189.81 |
| 5.30% | S/ 8,907.34 | S/ 17,930.43 | S/ 27,070.77 | S/ 36,329.87 | S/ 721,818.87 |
| 5.25% | S/ 8,824.90 | S/ 17,763.41 | S/ 26,817.00 | S/ 35,987.14 | S/ 721,476.14 |
| 5.05% | S/ 8,494.83 | S/ 17,094.94 | S/ 25,801.62 | S/ 34,616.20 | S/ 720,105.20 |
| 5.00% | S/ 8,412.24 | S/ 16,927.72 | S/ 25,547.70 | S/ 34,273.47 | S/ 719,762.47 |
| 4.95% | S/ 8,329.62 | S/ 16,760.47 | S/ 25,293.75 | S/ 33,930.73 | S/ 719,419.73 |
| 4.75% | S/ 7,998.85 | S/ 16,091.04 | S/ 24,277.65 | S/ 32,559.79 | S/ 718,048.79 |
| 4.55% | S/ 7,667.60 | S/ 15,420.97 | S/ 23,261.07 | S/ 31,188.86 | S/ 716,677.86 |
| 4.50% | S/ 7,584.72 | S/ 15,253.35 | S/ 23,006.84 | S/ 30,846.12 | S/ 716,335.12 |
| 4.40% | S/ 7,418.85 | S/ 14,918.00 | S/ 22,498.31 | S/ 30,160.65 | S/ 715,649.65 |
| 4.30% | S/ 7,252.87 | S/ 14,582.48 | S/ 21,989.65 | S/ 29,475.18 | S/ 714,964.18 |
| 4.25% | S/ 7,169.84 | S/ 14,414.67 | S/ 21,735.27 | S/ 29,132.45 | S/ 714,621.45 |
| 4.20% | S/ 7,086.77 | S/ 14,246.81 | S/ 21,480.87 | S/ 28,789.72 | S/ 714,278.72 |
| 4.15% | S/ 7,003.68 | S/ 14,078.91 | S/ 21,226.43 | S/ 28,446.98 | S/ 713,935.98 |
| 4.00% | S/ 6,754.21 | S/ 13,574.97 | S/ 20,462.94 | S/ 27,418.78 | S/ 712,907.78 |
| 3.90% | S/ 6,587.75 | S/ 13,238.81 | S/ 19,953.79 | S/ 26,733.31 | S/ 712,222.31 |
| 3.75% | S/ 6,337.84 | S/ 12,734.27 | S/ 19,189.84 | S/ 25,705.10 | S/ 711,194.10 |
| 3.50% | S/ 5,920.71 | S/ 11,892.55 | S/ 17,915.98 | S/ 23,991.43 | S/ 709,480.43 |
| 3.00% | S/ 5,084.18 | S/ 10,206.07 | S/ 15,365.94 | S/ 20,564.09 | S/ 706,053.09 |
| 2.75% | S/ 4,664.77 | S/ 9,361.29 | S/ 14,089.76 | S/ 18,850.41 | S/ 704,339.41 |
| 2.50% | S/ 4,244.60 | S/ 8,515.48 | S/ 12,812.80 | S/ 17,136.74 | S/ 702,625.74 |
| 2.00% | S/ 3,401.94 | S/ 6,820.76 | S/ 10,256.55 | S/ 13,709.39 | S/ 699,198.39 |
| 1.35% | S/ 2,301.84 | S/ 4,611.41 | S/ 6,928.73 | S/ 9,253.84 | S/ 694,742.84 |
| 1.00% | S/ 1,707.29 | S/ 3,418.82 | S/ 5,134.62 | S/ 6,854.70 | S/ 692,343.70 |
| 0.10% | S/ 171.30 | S/ 342.65 | S/ 514.04 | S/ 685.47 | S/ 686,174.47 |
Sobre los datos
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Para S/ 685,489 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 685,489 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.