Cálculo de intereses
Ahorrando S/ 683,496
Veamos que pasaría si Usted ahorrara 683,496 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 683,496.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,808.28 | S/ 15,705.76 | S/ 23,693.46 | S/ 31,772.42 | S/ 715,268.42 |
| 8.50% | S/ 14,082.62 | S/ 28,455.40 | S/ 43,124.32 | S/ 58,095.47 | S/ 741,591.47 |
| 8.00% | S/ 13,277.59 | S/ 26,813.11 | S/ 40,611.58 | S/ 54,678.09 | S/ 738,174.09 |
| 7.10% | S/ 11,821.46 | S/ 23,847.38 | S/ 36,081.30 | S/ 48,526.81 | S/ 732,022.81 |
| 7.00% | S/ 11,659.10 | S/ 23,517.09 | S/ 35,577.35 | S/ 47,843.33 | S/ 731,339.33 |
| 6.50% | S/ 10,845.60 | S/ 21,863.30 | S/ 33,055.83 | S/ 44,425.96 | S/ 727,921.96 |
| 6.10% | S/ 10,192.74 | S/ 20,537.48 | S/ 31,036.48 | S/ 41,692.05 | S/ 725,188.05 |
| 6.20% | S/ 10,356.13 | S/ 20,869.17 | S/ 31,541.50 | S/ 42,375.53 | S/ 725,871.53 |
| 5.90% | S/ 9,865.61 | S/ 19,873.62 | S/ 30,026.09 | S/ 40,325.10 | S/ 723,821.10 |
| 5.75% | S/ 9,619.96 | S/ 19,375.32 | S/ 29,267.99 | S/ 39,299.89 | S/ 722,795.89 |
| 5.70% | S/ 9,538.02 | S/ 19,209.15 | S/ 29,015.23 | S/ 38,958.15 | S/ 722,454.15 |
| 5.65% | S/ 9,456.05 | S/ 19,042.93 | S/ 28,762.44 | S/ 38,616.41 | S/ 722,112.41 |
| 5.60% | S/ 9,374.05 | S/ 18,876.67 | S/ 28,509.62 | S/ 38,274.67 | S/ 721,770.67 |
| 5.50% | S/ 9,209.97 | S/ 18,544.04 | S/ 28,003.88 | S/ 37,591.20 | S/ 721,087.20 |
| 5.30% | S/ 8,881.45 | S/ 17,878.30 | S/ 26,992.06 | S/ 36,224.25 | S/ 719,720.25 |
| 5.25% | S/ 8,799.24 | S/ 17,711.77 | S/ 26,739.03 | S/ 35,882.51 | S/ 719,378.51 |
| 5.05% | S/ 8,470.14 | S/ 17,045.24 | S/ 25,726.61 | S/ 34,515.56 | S/ 718,011.56 |
| 5.00% | S/ 8,387.79 | S/ 16,878.51 | S/ 25,473.43 | S/ 34,173.82 | S/ 717,669.82 |
| 4.95% | S/ 8,305.41 | S/ 16,711.74 | S/ 25,220.21 | S/ 33,832.08 | S/ 717,328.08 |
| 4.75% | S/ 7,975.59 | S/ 16,044.25 | S/ 24,207.07 | S/ 32,465.13 | S/ 715,961.13 |
| 4.55% | S/ 7,645.31 | S/ 15,376.14 | S/ 23,193.44 | S/ 31,098.18 | S/ 714,594.18 |
| 4.50% | S/ 7,562.66 | S/ 15,209.01 | S/ 22,939.95 | S/ 30,756.44 | S/ 714,252.44 |
| 4.40% | S/ 7,397.28 | S/ 14,874.63 | S/ 22,432.89 | S/ 30,072.96 | S/ 713,568.96 |
| 4.30% | S/ 7,231.79 | S/ 14,540.09 | S/ 21,925.72 | S/ 29,389.49 | S/ 712,885.49 |
| 4.25% | S/ 7,148.99 | S/ 14,372.76 | S/ 21,672.08 | S/ 29,047.75 | S/ 712,543.75 |
| 4.20% | S/ 7,066.17 | S/ 14,205.39 | S/ 21,418.41 | S/ 28,706.01 | S/ 712,202.01 |
| 4.15% | S/ 6,983.31 | S/ 14,037.98 | S/ 21,164.72 | S/ 28,364.27 | S/ 711,860.27 |
| 4.00% | S/ 6,734.57 | S/ 13,535.51 | S/ 20,403.45 | S/ 27,339.06 | S/ 710,835.06 |
| 3.90% | S/ 6,568.60 | S/ 13,200.32 | S/ 19,895.78 | S/ 26,655.58 | S/ 710,151.58 |
| 3.75% | S/ 6,319.41 | S/ 12,697.25 | S/ 19,134.05 | S/ 25,630.37 | S/ 709,126.37 |
| 3.50% | S/ 5,903.49 | S/ 11,857.98 | S/ 17,863.89 | S/ 23,921.68 | S/ 707,417.68 |
| 3.00% | S/ 5,069.40 | S/ 10,176.39 | S/ 15,321.27 | S/ 20,504.30 | S/ 704,000.30 |
| 2.75% | S/ 4,651.21 | S/ 9,334.07 | S/ 14,048.80 | S/ 18,795.61 | S/ 702,291.61 |
| 2.50% | S/ 4,232.26 | S/ 8,490.72 | S/ 12,775.55 | S/ 17,086.92 | S/ 700,582.92 |
| 2.00% | S/ 3,392.05 | S/ 6,800.93 | S/ 10,226.73 | S/ 13,669.53 | S/ 697,165.53 |
| 1.35% | S/ 2,295.15 | S/ 4,598.00 | S/ 6,908.59 | S/ 9,226.94 | S/ 692,722.94 |
| 1.00% | S/ 1,702.32 | S/ 3,408.88 | S/ 5,119.69 | S/ 6,834.77 | S/ 690,330.77 |
| 0.10% | S/ 170.81 | S/ 341.65 | S/ 512.54 | S/ 683.48 | S/ 684,179.48 |
Sobre los datos
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Para S/ 683,496 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 683,496 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.