Cálculo de intereses
Ahorrando S/ 682,617
Veamos que pasaría si Usted ahorrara 682,617 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 682,617.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,798.24 | S/ 15,685.56 | S/ 23,662.99 | S/ 31,731.56 | S/ 714,348.56 |
| 8.50% | S/ 14,064.51 | S/ 28,418.81 | S/ 43,068.86 | S/ 58,020.75 | S/ 740,637.75 |
| 8.00% | S/ 13,260.52 | S/ 26,778.63 | S/ 40,559.35 | S/ 54,607.77 | S/ 737,224.77 |
| 7.10% | S/ 11,806.26 | S/ 23,816.72 | S/ 36,034.90 | S/ 48,464.40 | S/ 731,081.40 |
| 7.00% | S/ 11,644.11 | S/ 23,486.85 | S/ 35,531.60 | S/ 47,781.81 | S/ 730,398.81 |
| 6.50% | S/ 10,831.66 | S/ 21,835.19 | S/ 33,013.32 | S/ 44,368.82 | S/ 726,985.82 |
| 6.10% | S/ 10,179.63 | S/ 20,511.06 | S/ 30,996.57 | S/ 41,638.44 | S/ 724,255.44 |
| 6.20% | S/ 10,342.81 | S/ 20,842.33 | S/ 31,500.93 | S/ 42,321.03 | S/ 724,938.03 |
| 5.90% | S/ 9,852.92 | S/ 19,848.07 | S/ 29,987.48 | S/ 40,273.24 | S/ 722,890.24 |
| 5.75% | S/ 9,607.59 | S/ 19,350.41 | S/ 29,230.35 | S/ 39,249.35 | S/ 721,866.35 |
| 5.70% | S/ 9,525.76 | S/ 19,184.44 | S/ 28,977.91 | S/ 38,908.05 | S/ 721,525.05 |
| 5.65% | S/ 9,443.89 | S/ 19,018.44 | S/ 28,725.45 | S/ 38,566.75 | S/ 721,183.75 |
| 5.60% | S/ 9,362.00 | S/ 18,852.40 | S/ 28,472.95 | S/ 38,225.45 | S/ 720,842.45 |
| 5.50% | S/ 9,198.12 | S/ 18,520.19 | S/ 27,967.87 | S/ 37,542.86 | S/ 720,159.86 |
| 5.30% | S/ 8,870.03 | S/ 17,855.31 | S/ 26,957.35 | S/ 36,177.66 | S/ 718,794.66 |
| 5.25% | S/ 8,787.93 | S/ 17,688.99 | S/ 26,704.64 | S/ 35,836.36 | S/ 718,453.36 |
| 5.05% | S/ 8,459.24 | S/ 17,023.32 | S/ 25,693.52 | S/ 34,471.17 | S/ 717,088.17 |
| 5.00% | S/ 8,377.00 | S/ 16,856.80 | S/ 25,440.67 | S/ 34,129.87 | S/ 716,746.87 |
| 4.95% | S/ 8,294.73 | S/ 16,690.24 | S/ 25,187.78 | S/ 33,788.57 | S/ 716,405.57 |
| 4.75% | S/ 7,965.34 | S/ 16,023.62 | S/ 24,175.94 | S/ 32,423.38 | S/ 715,040.38 |
| 4.55% | S/ 7,635.48 | S/ 15,356.36 | S/ 23,163.61 | S/ 31,058.18 | S/ 713,675.18 |
| 4.50% | S/ 7,552.94 | S/ 15,189.45 | S/ 22,910.45 | S/ 30,716.89 | S/ 713,333.89 |
| 4.40% | S/ 7,387.77 | S/ 14,855.50 | S/ 22,404.05 | S/ 30,034.29 | S/ 712,651.29 |
| 4.30% | S/ 7,222.49 | S/ 14,521.39 | S/ 21,897.52 | S/ 29,351.69 | S/ 711,968.69 |
| 4.25% | S/ 7,139.80 | S/ 14,354.27 | S/ 21,644.21 | S/ 29,010.39 | S/ 711,627.39 |
| 4.20% | S/ 7,057.08 | S/ 14,187.12 | S/ 21,390.87 | S/ 28,669.09 | S/ 711,286.09 |
| 4.15% | S/ 6,974.33 | S/ 14,019.92 | S/ 21,137.50 | S/ 28,327.80 | S/ 710,944.80 |
| 4.00% | S/ 6,725.91 | S/ 13,518.10 | S/ 20,377.21 | S/ 27,303.90 | S/ 709,920.90 |
| 3.90% | S/ 6,560.15 | S/ 13,183.35 | S/ 19,870.19 | S/ 26,621.30 | S/ 709,238.30 |
| 3.75% | S/ 6,311.28 | S/ 12,680.92 | S/ 19,109.44 | S/ 25,597.41 | S/ 708,214.41 |
| 3.50% | S/ 5,895.90 | S/ 11,842.73 | S/ 17,840.92 | S/ 23,890.91 | S/ 706,507.91 |
| 3.00% | S/ 5,062.88 | S/ 10,163.30 | S/ 15,301.56 | S/ 20,477.93 | S/ 703,094.93 |
| 2.75% | S/ 4,645.23 | S/ 9,322.06 | S/ 14,030.73 | S/ 18,771.43 | S/ 701,388.43 |
| 2.50% | S/ 4,226.81 | S/ 8,479.80 | S/ 12,759.12 | S/ 17,064.94 | S/ 699,681.94 |
| 2.00% | S/ 3,387.69 | S/ 6,792.19 | S/ 10,213.58 | S/ 13,651.95 | S/ 696,268.95 |
| 1.35% | S/ 2,292.20 | S/ 4,592.09 | S/ 6,899.70 | S/ 9,215.07 | S/ 691,832.07 |
| 1.00% | S/ 1,700.13 | S/ 3,404.50 | S/ 5,113.11 | S/ 6,825.98 | S/ 689,442.98 |
| 0.10% | S/ 170.59 | S/ 341.21 | S/ 511.88 | S/ 682.60 | S/ 683,299.60 |
Sobre los datos
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Para S/ 682,617 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 682,617 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.