Cálculo de intereses
Ahorrando S/ 682,444
Veamos que pasaría si Usted ahorrara 682,444 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 682,444.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,796.26 | S/ 15,681.59 | S/ 23,657.00 | S/ 31,723.52 | S/ 714,167.52 |
| 8.50% | S/ 14,060.95 | S/ 28,411.61 | S/ 43,057.94 | S/ 58,006.05 | S/ 740,450.05 |
| 8.00% | S/ 13,257.16 | S/ 26,771.84 | S/ 40,549.07 | S/ 54,593.93 | S/ 737,037.93 |
| 7.10% | S/ 11,803.27 | S/ 23,810.68 | S/ 36,025.77 | S/ 48,452.12 | S/ 730,896.12 |
| 7.00% | S/ 11,641.16 | S/ 23,480.89 | S/ 35,522.59 | S/ 47,769.70 | S/ 730,213.70 |
| 6.50% | S/ 10,828.91 | S/ 21,829.65 | S/ 33,004.95 | S/ 44,357.58 | S/ 726,801.58 |
| 6.10% | S/ 10,177.05 | S/ 20,505.86 | S/ 30,988.71 | S/ 41,627.88 | S/ 724,071.88 |
| 6.20% | S/ 10,340.19 | S/ 20,837.05 | S/ 31,492.95 | S/ 42,310.31 | S/ 724,754.31 |
| 5.90% | S/ 9,850.43 | S/ 19,843.04 | S/ 29,979.88 | S/ 40,263.04 | S/ 722,707.04 |
| 5.75% | S/ 9,605.16 | S/ 19,345.50 | S/ 29,222.94 | S/ 39,239.40 | S/ 721,683.40 |
| 5.70% | S/ 9,523.34 | S/ 19,179.58 | S/ 28,970.57 | S/ 38,898.19 | S/ 721,342.19 |
| 5.65% | S/ 9,441.50 | S/ 19,013.62 | S/ 28,718.17 | S/ 38,556.98 | S/ 721,000.98 |
| 5.60% | S/ 9,359.63 | S/ 18,847.62 | S/ 28,465.74 | S/ 38,215.76 | S/ 720,659.76 |
| 5.50% | S/ 9,195.79 | S/ 18,515.50 | S/ 27,960.78 | S/ 37,533.34 | S/ 719,977.34 |
| 5.30% | S/ 8,867.78 | S/ 17,850.78 | S/ 26,950.52 | S/ 36,168.49 | S/ 718,612.49 |
| 5.25% | S/ 8,785.70 | S/ 17,684.51 | S/ 26,697.88 | S/ 35,827.28 | S/ 718,271.28 |
| 5.05% | S/ 8,457.10 | S/ 17,019.00 | S/ 25,687.01 | S/ 34,462.43 | S/ 716,906.43 |
| 5.00% | S/ 8,374.88 | S/ 16,852.53 | S/ 25,434.22 | S/ 34,121.22 | S/ 716,565.22 |
| 4.95% | S/ 8,292.62 | S/ 16,686.01 | S/ 25,181.40 | S/ 33,780.01 | S/ 716,224.01 |
| 4.75% | S/ 7,963.32 | S/ 16,019.56 | S/ 24,169.81 | S/ 32,415.16 | S/ 714,859.16 |
| 4.55% | S/ 7,633.54 | S/ 15,352.47 | S/ 23,157.74 | S/ 31,050.31 | S/ 713,494.31 |
| 4.50% | S/ 7,551.02 | S/ 15,185.60 | S/ 22,904.64 | S/ 30,709.10 | S/ 713,153.10 |
| 4.40% | S/ 7,385.90 | S/ 14,851.73 | S/ 22,398.37 | S/ 30,026.68 | S/ 712,470.68 |
| 4.30% | S/ 7,220.65 | S/ 14,517.71 | S/ 21,891.97 | S/ 29,344.25 | S/ 711,788.25 |
| 4.25% | S/ 7,137.99 | S/ 14,350.64 | S/ 21,638.72 | S/ 29,003.04 | S/ 711,447.04 |
| 4.20% | S/ 7,055.29 | S/ 14,183.52 | S/ 21,385.45 | S/ 28,661.83 | S/ 711,105.83 |
| 4.15% | S/ 6,972.57 | S/ 14,016.37 | S/ 21,132.14 | S/ 28,320.62 | S/ 710,764.62 |
| 4.00% | S/ 6,724.21 | S/ 13,514.67 | S/ 20,372.04 | S/ 27,296.98 | S/ 709,740.98 |
| 3.90% | S/ 6,558.49 | S/ 13,180.01 | S/ 19,865.16 | S/ 26,614.56 | S/ 709,058.56 |
| 3.75% | S/ 6,309.68 | S/ 12,677.70 | S/ 19,104.60 | S/ 25,590.92 | S/ 708,034.92 |
| 3.50% | S/ 5,894.41 | S/ 11,839.73 | S/ 17,836.40 | S/ 23,884.86 | S/ 706,328.86 |
| 3.00% | S/ 5,061.59 | S/ 10,160.73 | S/ 15,297.68 | S/ 20,472.74 | S/ 702,916.74 |
| 2.75% | S/ 4,644.05 | S/ 9,319.70 | S/ 14,027.17 | S/ 18,766.68 | S/ 701,210.68 |
| 2.50% | S/ 4,225.74 | S/ 8,477.65 | S/ 12,755.89 | S/ 17,060.62 | S/ 699,504.62 |
| 2.00% | S/ 3,386.83 | S/ 6,790.46 | S/ 10,210.99 | S/ 13,648.49 | S/ 696,092.49 |
| 1.35% | S/ 2,291.62 | S/ 4,590.93 | S/ 6,897.96 | S/ 9,212.73 | S/ 691,656.73 |
| 1.00% | S/ 1,699.70 | S/ 3,403.64 | S/ 5,111.81 | S/ 6,824.25 | S/ 689,268.25 |
| 0.10% | S/ 170.54 | S/ 341.13 | S/ 511.75 | S/ 682.42 | S/ 683,126.42 |
Sobre los datos
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Para S/ 682,444 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 682,444 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.