Cálculo de intereses
Ahorrando S/ 680,720
Veamos que pasaría si Usted ahorrara 680,720 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 680,720.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,776.57 | S/ 15,641.97 | S/ 23,597.23 | S/ 31,643.37 | S/ 712,363.37 |
| 8.50% | S/ 14,025.43 | S/ 28,339.83 | S/ 42,949.17 | S/ 57,859.51 | S/ 738,579.51 |
| 8.00% | S/ 13,223.67 | S/ 26,704.21 | S/ 40,446.63 | S/ 54,456.02 | S/ 735,176.02 |
| 7.10% | S/ 11,773.45 | S/ 23,750.53 | S/ 35,934.76 | S/ 48,329.72 | S/ 729,049.72 |
| 7.00% | S/ 11,611.75 | S/ 23,421.58 | S/ 35,432.85 | S/ 47,649.02 | S/ 728,369.02 |
| 6.50% | S/ 10,801.55 | S/ 21,774.51 | S/ 32,921.57 | S/ 44,245.52 | S/ 724,965.52 |
| 6.10% | S/ 10,151.34 | S/ 20,454.06 | S/ 30,910.43 | S/ 41,522.72 | S/ 722,242.72 |
| 6.20% | S/ 10,314.07 | S/ 20,784.41 | S/ 31,413.39 | S/ 42,203.42 | S/ 722,923.42 |
| 5.90% | S/ 9,825.54 | S/ 19,792.91 | S/ 29,904.14 | S/ 40,161.32 | S/ 720,881.32 |
| 5.75% | S/ 9,580.89 | S/ 19,296.63 | S/ 29,149.12 | S/ 39,140.27 | S/ 719,860.27 |
| 5.70% | S/ 9,499.28 | S/ 19,131.13 | S/ 28,897.38 | S/ 38,799.92 | S/ 719,519.92 |
| 5.65% | S/ 9,417.65 | S/ 18,965.59 | S/ 28,645.62 | S/ 38,459.57 | S/ 719,179.57 |
| 5.60% | S/ 9,335.98 | S/ 18,800.00 | S/ 28,393.82 | S/ 38,119.22 | S/ 718,839.22 |
| 5.50% | S/ 9,172.56 | S/ 18,468.72 | S/ 27,890.15 | S/ 37,438.52 | S/ 718,158.52 |
| 5.30% | S/ 8,845.38 | S/ 17,805.69 | S/ 26,882.43 | S/ 36,077.12 | S/ 716,797.12 |
| 5.25% | S/ 8,763.51 | S/ 17,639.83 | S/ 26,630.43 | S/ 35,736.77 | S/ 716,456.77 |
| 5.05% | S/ 8,435.74 | S/ 16,976.01 | S/ 25,622.12 | S/ 34,375.37 | S/ 715,095.37 |
| 5.00% | S/ 8,353.72 | S/ 16,809.96 | S/ 25,369.97 | S/ 34,035.02 | S/ 714,755.02 |
| 4.95% | S/ 8,271.68 | S/ 16,643.86 | S/ 25,117.78 | S/ 33,694.67 | S/ 714,414.67 |
| 4.75% | S/ 7,943.20 | S/ 15,979.09 | S/ 24,108.75 | S/ 32,333.27 | S/ 713,053.27 |
| 4.55% | S/ 7,614.26 | S/ 15,313.69 | S/ 23,099.24 | S/ 30,971.87 | S/ 711,691.87 |
| 4.50% | S/ 7,531.95 | S/ 15,147.24 | S/ 22,846.78 | S/ 30,631.52 | S/ 711,351.52 |
| 4.40% | S/ 7,367.24 | S/ 14,814.21 | S/ 22,341.78 | S/ 29,950.82 | S/ 710,670.82 |
| 4.30% | S/ 7,202.41 | S/ 14,481.03 | S/ 21,836.66 | S/ 29,270.12 | S/ 709,990.12 |
| 4.25% | S/ 7,119.96 | S/ 14,314.38 | S/ 21,584.06 | S/ 28,929.77 | S/ 709,649.77 |
| 4.20% | S/ 7,037.47 | S/ 14,147.69 | S/ 21,331.42 | S/ 28,589.42 | S/ 709,309.42 |
| 4.15% | S/ 6,954.95 | S/ 13,980.96 | S/ 21,078.76 | S/ 28,249.07 | S/ 708,969.07 |
| 4.00% | S/ 6,707.22 | S/ 13,480.53 | S/ 20,320.58 | S/ 27,228.02 | S/ 707,948.02 |
| 3.90% | S/ 6,541.92 | S/ 13,146.71 | S/ 19,814.97 | S/ 26,547.32 | S/ 707,267.32 |
| 3.75% | S/ 6,293.74 | S/ 12,645.68 | S/ 19,056.34 | S/ 25,526.27 | S/ 706,246.27 |
| 3.50% | S/ 5,879.52 | S/ 11,809.82 | S/ 17,791.34 | S/ 23,824.52 | S/ 704,544.52 |
| 3.00% | S/ 5,048.81 | S/ 10,135.06 | S/ 15,259.04 | S/ 20,421.02 | S/ 701,141.02 |
| 2.75% | S/ 4,632.32 | S/ 9,296.16 | S/ 13,991.74 | S/ 18,719.27 | S/ 699,439.27 |
| 2.50% | S/ 4,215.07 | S/ 8,456.24 | S/ 12,723.66 | S/ 17,017.52 | S/ 697,737.52 |
| 2.00% | S/ 3,378.27 | S/ 6,773.31 | S/ 10,185.20 | S/ 13,614.02 | S/ 694,334.02 |
| 1.35% | S/ 2,285.83 | S/ 4,579.33 | S/ 6,880.53 | S/ 9,189.46 | S/ 689,909.46 |
| 1.00% | S/ 1,695.41 | S/ 3,395.04 | S/ 5,098.90 | S/ 6,807.01 | S/ 687,527.01 |
| 0.10% | S/ 170.11 | S/ 340.27 | S/ 510.46 | S/ 680.70 | S/ 681,400.70 |
Sobre los datos
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Para S/ 680,720 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 680,720 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.